4301 NW 171st St

Miami Gardens, FL 33055 · single_family · For Sale · 91 days on market
Asking price$749,000
7 beds 4 baths 2,280 sqft
View on Realtor.com →
Listed by Taimi Uria · Tower Team Realty, Llc
Typesingle_family
Built1958
Price / sqft$329
Est. value (own analysis)$843,167
Rent estimate (Zillow ZIP avg)$3,196/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-06-03
Removed date
MLSMiamiMLS #A12030358
Coordinates25.92926, -80.27112
Address4301 NW 171st St
CityMiami Gardens
StateFL
Zip33055
Listing ID6910891150
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33055)

Typical home value (ZHVI)$504,739
Typical rent (ZORI)$3,196/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$749,000
Down payment (20.0%)$149,800
Loan amount$599,200
Closing costs (5.0%)$37,450
Total cash to close$187,250
Rent (ZIP avg, ZORI — not bedroom-specific)$3,196$38,353
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$38,353
Vacancy rate (assumption) assumption8.0%

$38,353 × 8.0% = $3,068

Effective gross income$2,940$35,285
Property tax (placeholder 1.9% of price)$1,186$14,231
Insurance (placeholder 0.8% of price)$499$5,992
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$160$1,918
Total operating expenses$1,845$22,141
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$35,285
Total operating expenses derived$22,141

$35,285 − $22,141 = $13,144

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$599,200
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$599,200 amortized at 6.7% over 30 years = $3,851/mo

CapEx reserve (5.0% of GSR)$160$1,918
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$13,144
Annual debt service derived$46,207
Annual CapEx reserve assumption$1,918
Annual PMI assumption$0

($13,144 − $46,207 − $1,918 − $0) ÷ 12 = -$2,915

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$13,144
Purchase price data$749,000

$13,144 ÷ $749,000 = 1.8%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$34,981
Total cash to close derived$187,250

-$34,981 ÷ $187,250 = -18.7%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$13,144
Annual debt service derived$46,207

$13,144 ÷ $46,207 = 0.28

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$38,353
Purchase price data$749,000

($38,353 ÷ 12) ÷ $749,000 = 0.4%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$749,000
Gross scheduled rent (annual) comp$38,353

$749,000 ÷ $38,353 = 19.5

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$22,141
Effective gross income derived$35,285

$22,141 ÷ $35,285 = 62.7%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$22,141
Annual debt service derived$46,207
Annual PMI assumption$0
Gross scheduled rent (annual) comp$38,353

($22,141 + $46,207 + $0) ÷ $38,353 = 178.2%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

No active rental listings cached yet for this bedroom count.

Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
17430 NW 37th Ctsingle_family321,400$522,0002026-08-31
4513 NW 203rd Tersingle_family521,608$685,0002026-08-31
19631 NW 45th Avesingle_family421,473$690,0002026-08-28
17930 NW 42nd Plsingle_family431,599$680,0002026-08-24
17545 NW 49th Ctsingle_family332,200$560,0002026-08-24
17155 NW 37th Ctsingle_family321,242$575,0002026-08-24
19031 NW 54th Avesingle_family321,692$570,0002026-08-20
4892 NW 168th Tersingle_family321,477$492,9002026-08-18
17935 NW 48th Ctsingle_family322,484$460,0002026-08-17
17501 NW 41st Avesingle_family321,150$580,0002026-08-13
18425 NW 42nd Plsingle_family321,710$530,0002026-08-13
5631 NW 174th Drsingle_family421,170$565,0002026-08-13
18530 NW 42nd Avesingle_family321,077$669,0002026-08-12
4481 NW 176th Tersingle_family321,490$575,0002026-08-11
18603 NW 47th Plsingle_family311,058$332,0002026-08-07
19100 NW 51st Avesingle_family522,010$610,0002026-08-07
18510 NW 42nd Plsingle_family431,259$690,0002026-08-07
18825 NW 52nd Ctsingle_family421,652$435,0002026-08-06
18520 NW 42nd Plsingle_family431,655$698,0002026-08-06
17230 NW 56th Avesingle_family31920$400,0002026-07-30
19810 NW 39th Avesingle_family311,125$415,0002026-07-27
5331 NW 170th Tersingle_family311,468$480,0002026-07-23
4320 NW 191st Tersingle_family321,214$565,0002026-07-23
17032 NW 49th Ctsingle_family321,524$565,0002026-07-21
19040 NW 54th Avesingle_family321,692$485,0002026-07-21
3853 NW 209th Stsingle_family321,203$370,0002026-07-21
19825 NW 44th Plsingle_family312,318$385,0002026-07-13
4970 NW 199th Stsingle_family311,315$565,0002026-07-13
5540 NW 180th Tersingle_family421,650$589,0002026-07-10
3834 NW 209th Stsingle_family311,125$519,0002026-07-10
18620 NW 47th Ctsingle_family531,738$685,0002026-07-10
16835 NW 41st Avesingle_family311,500$392,0002026-07-08
3930 NW 185th Stsingle_family321,296$465,0002026-07-06
4215 NW 197th Stsingle_family311,395$565,0002026-06-30
4410 NW 174th Drsingle_family321,222$630,0002026-06-30
19035 NW 54th Plsingle_family321,635$490,0002026-06-29
19527 NW 50th Ctsingle_family321,397$590,0002026-06-29
17301 NW 41st Avesingle_family311,150$460,0002026-06-29
18700 NW 44th Ctsingle_family422,032$455,0002026-06-26
18420 NW 38th Ctsingle_family321,353$520,0002026-06-26
4231 NW 172nd Drsingle_family532,830$450,0002026-06-24
5335 NW 197th Lnsingle_family321,601$375,0002026-06-24
5203365665single_family321,442$535,0002026-06-18
5505 NW 172nd Tersingle_family312,353$460,0002026-06-16
4750 NW 191st Stsingle_family422,234$565,0002026-06-16
17101 NW 47th Avesingle_family422,020$600,0002026-06-12
20731 NW 41st Avenue Rdsingle_family32972$415,0002026-06-12
19820 NW 39th Avesingle_family321,125$590,0002026-06-12
3970 NW 186th Stsingle_family421,512$384,0002026-06-11
17165 NW 41st Avesingle_family311,546$445,0002026-06-10

Widened to city-wide. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
17120 NW 17th Ctsingle_family742,590$619,000
3461 NW 171st Stsingle_family742,861$524,999

10-year hold projection

IRR-2.5%
Equity multiple0.58x
Total return (10yr)$19,687
YearProperty valueNOICash flowLoan balanceEquity
1$771,470$13,144-$34,981$592,703$178,767
2$794,614$13,649-$34,524$585,761$208,854
3$818,453$14,172-$34,050$578,341$240,111
4$843,006$14,714-$33,559$570,412$272,594
5$868,296$15,274-$33,050$561,938$306,358
6$894,345$15,855-$32,522$552,883$341,462
7$921,176$16,456-$31,976$543,206$377,970
8$948,811$17,078-$31,409$532,864$415,947
9$977,275$17,722-$30,822$521,812$455,463
10$1,006,593$18,388-$30,214$510,001$496,593
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.