436 NW 84th Ter Unit 436
Miami, FL 33150 · townhomes · For Sale · 75 days on market
Asking price$165,000
2 beds 1 baths 930 sqft
Listed by Itai Tsanaani · Folio360 Group, LLC.
Typetownhomes
Built1958
Price / sqft$177
Est. value (Zillow, adjusted)$329,662
Rent estimate (own analysis)$1,950/mo
HOA$242/mo
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Statusfor_sale
Listed date2026-06-19
Removed date—
MLSMiamiMLS #A12040062
Coordinates25.85134, -80.20208
Address436 NW 84th Ter Unit 436
CityMiami
StateFL
Zip33150
Listing ID6910881032
Sourceus-real-estate-listings, cached 2026-08-31
ZIP market snapshot (33150)
Typical home value (ZHVI)$453,432
Typical rent (ZORI)$2,416/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $165,000 |
| Down payment (20.0%) | $33,000 |
| Loan amount | $132,000 |
| Closing costs (5.0%) | $8,250 |
| Total cash to close | $41,250 |
| Income | |
| Rent (comp-derived) | $1,950$23,400 |
| Vacancy loss (8.0%) | |
| Effective gross income | $1,794$21,528 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $261$3,135 |
| Insurance (placeholder 0.8% of price) | $110$1,320 |
| HOA dues | $242$2,904 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $98$1,170 |
| Total operating expenses | $711$8,529 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $98$1,170 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 2 | 1 | 930 | $1,999 | 2026-06-29 | — | |
| townhomes | 2 | 1 | 930 | $1,950 | 2026-06-01 | — | |
| townhomes | 2 | 1 | 935 | $1,900 | 2026-04-27 | — | |
| townhomes | 2 | 1 | 1,244 | $1,750 | 2026-07-31 | — | |
| townhomes | 2 | 1 | 930 | $1,999 | 2026-08-25 | — |
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 434 NW 85th Street Rd Unit 434 | townhomes | 4 | 2 | 1,410 | $224,000 | 2026-05-27 |
| 315 NW 84th Ter Unit 315 | townhomes | 3 | 2 | 1,150 | $185,000 | 2026-03-30 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 1059 NW 77th St | single_family | 2 | 2 | 822 | $435,000 | — |
| 6545 NW 6th Ave | single_family | 2 | 1 | 650 | $535,000 | — |
| 743 NW 63rd St | single_family | 2 | 1 | 1,677 | $399,000 | — |
| 180 NW 67th St | single_family | 2 | 1 | 1,001 | $499,000 | — |
| 111 NW 64th St | single_family | 2 | 1 | 1,364 | $480,000 | — |
| 545 NW 81st St | multi_family | 2 | 2 | 1,692 | $499,900 | — |
| 265 NW 80th St | single_family | 2 | 1 | 858 | $230,000 | — |
| single_family | 2 | 1 | 1,182 | $520,000 | — |
10-year hold projection
IRR14.4%
Equity multiple3.21x
Total return (10yr)$112,737
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $169,950 | $12,999 | $1,650 | $130,569 | $39,381 |
| 2 | $175,049 | $13,432 | $2,053 | $129,039 | $46,009 |
| 3 | $180,300 | $13,878 | $2,470 | $127,405 | $52,895 |
| 4 | $185,709 | $14,339 | $2,900 | $125,658 | $60,051 |
| 5 | $191,280 | $14,816 | $3,345 | $123,791 | $67,489 |
| 6 | $197,019 | $15,307 | $3,804 | $121,796 | $75,222 |
| 7 | $202,929 | $15,815 | $4,278 | $119,665 | $83,265 |
| 8 | $209,017 | $16,338 | $4,768 | $117,386 | $91,631 |
| 9 | $215,288 | $16,879 | $5,275 | $114,951 | $100,336 |
| 10 | $221,746 | $17,438 | $5,797 | $112,350 | $109,397 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.