3421 NW 176th St

Miami Gardens, FL 33056 · single_family · Pending — under contract · 147 days on market
Asking price$280,000
4 beds 2 baths 1,644 sqft
View on Realtor.com →
Listed by Raul Gonzalez · Nufront International Realty
Typesingle_family
Built1956
Price / sqft$170
Est. value (own analysis)$552,581
Rent estimate (own analysis)$3,995/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-04-08
Removed date
MLSMiamiMLS #A11997582
Coordinates25.93411, -80.25799
Address3421 NW 176th St
CityMiami Gardens
StateFL
Zip33056
Listing ID6909400513
Sourceus-real-estate-listings, cached 2026-08-28

Listing description

Spacious 4-bedroom, 3-bathroom home located in a prime Miami Gardens location! This property offers great potential for customization and value enhancement, featuring a generous layout with ample living space. Perfectly situated near major roads, shopping, and dining, this home combines convenience with opportunity, ideal for homeowners or investors alike. The seller does not accept blind offers or escalation clauses.

Property information

Rental Info

  • Lease Considered: No

Homeowners Association

  • Senior Community: No

Other Property Info

  • Annual Tax Amount: 9805
  • Source Listing Status: Pending
  • County: Miami-Dade
  • Tax Year: 2025
  • Restrictions: NoRestrictions
  • Source Property Type: Residential
  • Area: 21
  • Source Neighborhood: MYRTLE GROVE 1ST ADDN
  • Parcel Number: 34-21-09-009-2520
  • Postal City: Miami Gardens
  • Postal Code Plus 4: 3937
  • Public Survey Range: 21
  • Public Survey Section: 9
  • Public Survey Township: 34
  • Subdivision: MYRTLE GROVE 1ST ADDN
  • Zoning Description: 0100
  • Property Subtype: SingleFamilyResidence

Building and Construction

  • Total Square Feet Living: 1644
  • Year Built: 1956
  • Building Area Total: 1901
  • Construction Materials: Block
  • Direction Faces: South
  • Property Age: 70
  • Roof: Shingle
  • Levels or Stories: 1
  • Year Built Details: Resale
  • Architectural Style: Detached, OneStory

Property features

Interior Features

  • BedroomOnMainLevel
  • FirstFloorEntry
  • Flooring: Tile

Heating and Cooling

  • Cooling Features: CentralAir
  • Heating Features: Central
  • Heating: Yes

Exterior and Lot Features

  • Porch
  • Patio And Porch Features: Open, Porch
  • Porch: Yes

Garage and Parking

  • Covered Spaces: 1
  • Garage Spaces: 1
  • Parking Features: Driveway

Land Info

  • Lot Description: LessThanQuarterAcre
  • Lot Size Acres: 0.1893939
  • Lot Size Square Feet: 8250

School Information

  • Middle School: Carol City

Utilities

  • Sewer: PublicSewer
  • Water Source: Public

Annual property tax

YearAssessed valueTax paid
2025$402,040$9,804
2024$402,040$9,596
2023$347,990$8,534
2022$316,631$7,808
2021$99,873$1,147
2020$98,495$1,144
2019$96,281$1,129
2018$94,486$1,065
2017$92,543$1,066
2016$89,318$1,017
2015$88,698$1,026
2014$87,995$1,050
2013$86,695$1,039
2012$100,412$1,043
2011$82,764$1,013
2010$81,541$1,001
2009$79,398$951
2008$79,319$944
2007$77,009$1,082
Real multi-year tax history from US Real Estate Listings.

Listings history

estimate range asking asking now
estimate range asking asking now
estimate range asking asking now
estimate range asking asking now
Each provider's latest estimate
Valuation providerAs ofEstimate
Cotality™2026-08-10$297,100
Collateral Analytics2026-08-13$277,000

Independent automated valuation models, none of them Realtor.com's own. They disagree — that spread is why the chart draws a band rather than one line.

DateEventPrice
2026-04-08Listed$280,000
2025-06-28Listing removed
2025-01-14Listed$173,850
2024-12-24Listing removed
2024-12-23Relisted$495,000
2024-11-26Listing removed
2024-11-25Relisted$495,000
2024-11-01Listing removed
2024-10-31Relisted$495,000
2024-09-24Listing removed
2024-09-22Relisted$495,000
2024-08-16Listing removed
2024-08-12Relisted$495,000
2024-07-30Listing removed
2024-07-29Relisted$495,000
2024-07-16Listing removed
2024-07-12Relisted$495,000
2024-07-03Listing removed
2024-06-30Relisted$495,000
2024-06-18Listing removed
2024-06-10Price Changed$495,000
2024-04-29Listed$605,000
1978-12-01Sold$33,400
1977-07-01Sold$31,000
Real listing/price/sale history from US Real Estate Listings.

Permits history

project_namepermit_type_of_workpermit_project_type_1permit_project_type_2permit_project_type_3permit_effective_datepermit_status
Residential building roofRoofingFeb 26, 2020Issued
Residential electrical alterationElectrical workAug 28, 2019Final

ZIP market snapshot (33056)

Median sale price$550,000
Median days on market (sale)37
Active sale listings131
Median rent$2,700/mo
Median days on market (rent)49
Active rental listings90
Real ZIP-wide statistics from RentCast, as of 2026-09 (fetched 2026-09-03) — this is the whole ZIP's market, not specific to this property. Re-analyzing spends one of the account's 50 free monthly lookups. Our own log shows at least 6 of the 50 free monthly RentCast requests used — that only counts calls made through this app, so it can undercount. RentCast's own account dashboard has the real total.
Re-analyze ZIP 33056 (≥6 of 50 per our log)

Underwriting (buy-and-hold, default assumptions)

Purchase price$280,000
Down payment (20.0%)$56,000
Loan amount$224,000
Closing costs (5.0%)$14,000
Total cash to close$70,000
Rent (comp-derived)$3,995$47,940
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$47,940
Vacancy rate (assumption) assumption8.0%

$47,940 × 8.0% = $3,835

Effective gross income$3,675$44,105
Property tax (real billed amount, county tax history)$817$9,804
Insurance (placeholder 0.8% of price)$187$2,240
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$200$2,397
Total operating expenses$1,203$14,441
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$44,105
Total operating expenses derived$14,441

$44,105 − $14,441 = $29,664

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$224,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$224,000 amortized at 6.7% over 30 years = $1,439/mo

CapEx reserve (5.0% of GSR)$200$2,397
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$29,664
Annual debt service derived$17,274
Annual CapEx reserve assumption$2,397
Annual PMI assumption$0

($29,664 − $17,274 − $2,397 − $0) ÷ 12 = $833

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$29,664
Purchase price data$280,000

$29,664 ÷ $280,000 = 10.6%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived$9,993
Total cash to close derived$70,000

$9,993 ÷ $70,000 = 14.3%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$29,664
Annual debt service derived$17,274

$29,664 ÷ $17,274 = 1.72

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$47,940
Purchase price data$280,000

($47,940 ÷ 12) ÷ $280,000 = 1.4%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$280,000
Gross scheduled rent (annual) comp$47,940

$280,000 ÷ $47,940 = 5.8

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$14,441
Effective gross income derived$44,105

$14,441 ÷ $44,105 = 32.7%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$14,441
Annual debt service derived$17,274
Annual PMI assumption$0
Gross scheduled rent (annual) comp$47,940

($14,441 + $17,274 + $0) ÷ $47,940 = 66.2%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family421,464$2,7602026-06-28
single_family421,544$2,8002026-08-21
single_family421,238$3,1052026-07-17
single_family441,826$4,5002026-06-17
single_family431,384$3,3502026-08-17
single_family421,358$4,3002026-08-16
single_family421,620$4,4002026-07-15
single_family421,645$5,0002025-11-01
single_family431,640$4,3002026-07-09
single_family421,482$3,6902026-06-16

3313 NW 193rd St

Miami Gardens, 33056 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,464
Listed2026-06-28
Days on market

Asking rent: $2,760

View on Zillow →

3321 NW 177th Ter

Miami Gardens, 33056 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,544
Listed2026-08-21
Days on market

Asking rent: $2,800

View on Zillow →

2751 NW 209th Ter

Miami Gardens, 33056 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,238
Listed2026-07-17
Days on market

Asking rent: $3,105

View on Zillow →

2041 NW 190th Ter

Miami Gardens, 33056 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,826
Listed2026-06-17
Days on market

Asking rent: $4,500

View on Zillow →

2460 NW 179th St Unit 2460

Miami Gardens, 33056 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,384
Listed2026-08-17
Days on market

Asking rent: $3,350

View on Zillow →

20510 NW 17th Ave Unit 0

Miami Gardens, 33056 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,358
Listed2026-08-16
Days on market

Asking rent: $4,300

View on Zillow →

19202 NW 23rd Ct

Miami Gardens, 33056 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,620
Listed2026-07-15
Days on market

Asking rent: $4,400

View on Zillow →

17000 NW 18th Ave

Miami Gardens, 33056 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,645
Listed2025-11-01
Days on market

Asking rent: $5,000

View on Zillow →

3355 NW 213th Ter Unit 0

Miami Gardens, 33056 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,640
Listed2026-07-09
Days on market

Asking rent: $4,300

View on Zillow →

19236 NW 33rd Ave

Miami Gardens, 33056 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,482
Listed2026-06-16
Days on market

Asking rent: $3,690

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
2765 NW 212th Stsingle_family421,150$565,0002026-08-26
1890 NW 204th Stsingle_family421,652$540,5002026-08-21
20370 NW 32nd Avesingle_family421,381$500,0002026-08-21
3010 NW 186th Tersingle_family431,490$597,5002026-08-19
2320 NW 191st Tersingle_family421,728$580,0002026-08-17
3221 NW 182nd Stsingle_family421,289$590,0002026-08-14
21221 NW 29th Avesingle_family421,786$595,0002026-08-10
20901 NW 27th Ctsingle_family421,575$540,0002026-07-17
2860 NW 207th Stsingle_family421,890$519,9002026-07-16
3001 NW 170th Stsingle_family431,541$570,0002026-07-16
17351 NW 29th Avesingle_family411,208$580,0002026-07-02
2850 NW 205th Stsingle_family421,104$384,9002026-06-29
3610 NW 171st Stsingle_family42$575,0002026-06-22
18712 NW 23rd Ctsingle_family421,607$558,0002026-06-17
2451 NW 182nd Tersingle_family431,542$500,0002026-06-15
3277 NW 179th Stsingle_family421,436$565,0002026-05-27
2971 NW 171st Tersingle_family421,460$597,0002026-05-22
2470 NW 179th Stsingle_family421,104$342,0002026-05-20
3490 NW 194th Stsingle_family42$490,0002026-05-15
3211 NW 191st Stsingle_family421,470$475,0002026-05-05
3260 NW 171st Stsingle_family421,592$600,0002026-04-28
17821 NW 22nd Avesingle_family431,983$630,0002026-04-21
2452 NW 175th Tersingle_family421,926$403,5002026-04-17
20025 NW 32nd Ctsingle_family431,452$585,0002026-04-17
20501 NW 30th Avesingle_family421,104$629,9002026-04-09
3252 NW 203rd Lnsingle_family421,425$547,9002026-04-09
3521 NW 208th Tersingle_family421,465$483,0002026-04-06
16945 NW 28th Avesingle_family421,980$450,0002026-04-02
2461 NW 208th Stsingle_family422,455$385,0002026-04-02
17201 NW 37th Avesingle_family431,672$575,0002026-03-31
3230 NW 211th Stsingle_family421,212$539,0002026-03-30
3461 NW 178th Stsingle_family421,224$535,0002026-03-27
2251 NW 171st Tersingle_family431,480$530,0002026-03-11
2320 NW 184th Stsingle_family432,158$376,7002026-03-09
18011 NW 23rd Avesingle_family421,223$535,0002026-03-06
3340 NW 179th Stsingle_family422,050$690,0002026-03-05
1815 NW 188th Tersingle_family422,074$470,0002026-03-05
17301 NW 24th Avesingle_family432,478$605,0002026-03-05
2901 NW 185th Stsingle_family431,902$600,0002026-03-04
20562 NW 18th Avesingle_family421,652$530,0002026-02-20
2900 NW 179th Stsingle_family432,032$670,0002026-02-11
18611 NW 28th Plsingle_family421,531$580,0002026-02-09
1851 NW 206th Stsingle_family421,652$530,0002026-02-02
2270 NW 196th Tersingle_family432,464$580,0002026-01-28
20316 NW 32nd Pathsingle_family421,381$467,0002026-01-27
2410 NW 170th Tersingle_family421,441$465,0002026-01-23
3381 NW 210th Tersingle_family421,146$545,0002026-01-21
2040 NW 185th Tersingle_family431,829$565,0002026-01-20
18740 NW 19th Avesingle_family421,958$589,0002026-01-16
19001 NW 19th Avesingle_family421,665$475,0002026-01-06

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
20504 NW 19th Avesingle_family421,652$540,000
2001 NW 206th Stsingle_family431,447$574,900
17135 NW 19th Avesingle_family462,096$998,500
20464 NW 19th Avesingle_family421,652$575,000
2950 NW 210th Tersingle_family421,122$550,000
2765 NW 212th Stsingle_family421,150$625,000
2240 NW 177th Tersingle_family431,649$579,000
20532 NW 22nd Ctsingle_family41912$499,000

10-year hold projection

IRR22.8%
Equity multiple4.39x
Total return (10yr)$273,873
YearProperty valueNOICash flowLoan balanceEquity
1$288,400$29,664$9,993$221,571$66,829
2$297,052$30,626$10,895$218,976$78,076
3$305,964$31,619$11,827$216,202$89,761
4$315,142$32,643$12,788$213,238$101,904
5$324,597$33,700$13,781$210,071$114,526
6$334,335$34,791$14,805$206,686$127,649
7$344,365$35,916$15,863$203,068$141,297
8$354,696$37,078$16,954$199,202$155,494
9$365,336$38,276$18,081$195,070$170,266
10$376,297$39,512$19,245$190,655$185,641
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.