10701 SW 149th St

Miami, FL 33176 · single_family · For Sale · 40 days on market
Asking price$550,000
3 beds 2 baths 1,041 sqft
Suggested offer$525,632$24,368 above the est. market value of $525,632.
View on Realtor.com →
Listed by Carol Sutton-Brown · Gladiator Realty Group LLC
Typesingle_family
Built1959
Price / sqft$528
Est. value (own analysis)$525,632
Rent estimate (own analysis)$3,050/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-07-24
Removed date
MLSMiamiMLS #A12058456
Coordinates25.63125, -80.36660
Address10701 SW 149th St
CityMiami
StateFL
Zip33176
Listing ID6900113070
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33176)

Typical home value (ZHVI)$630,508
Typical rent (ZORI)$2,301/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$550,000
Down payment (20.0%)$110,000
Loan amount$440,000
Closing costs (5.0%)$27,500
Total cash to close$137,500
Rent (comp-derived)$3,050$36,600
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$36,600
Vacancy rate (assumption) assumption8.0%

$36,600 × 8.0% = $2,928

Effective gross income$2,806$33,672
Property tax (placeholder 1.9% of price)$871$10,450
Insurance (placeholder 0.8% of price)$367$4,400
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$153$1,830
Total operating expenses$1,390$16,680
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$33,672
Total operating expenses derived$16,680

$33,672 − $16,680 = $16,992

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$440,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$440,000 amortized at 6.7% over 30 years = $2,828/mo

CapEx reserve (5.0% of GSR)$153$1,830
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$16,992
Annual debt service derived$33,931
Annual CapEx reserve assumption$1,830
Annual PMI assumption$0

($16,992 − $33,931 − $1,830 − $0) ÷ 12 = -$1,564

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$16,992
Purchase price data$550,000

$16,992 ÷ $550,000 = 3.1%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$18,769
Total cash to close derived$137,500

-$18,769 ÷ $137,500 = -13.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$16,992
Annual debt service derived$33,931

$16,992 ÷ $33,931 = 0.50

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$36,600
Purchase price data$550,000

($36,600 ÷ 12) ÷ $550,000 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$550,000
Gross scheduled rent (annual) comp$36,600

$550,000 ÷ $36,600 = 15.0

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$16,680
Effective gross income derived$33,672

$16,680 ÷ $33,672 = 49.5%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$16,680
Annual debt service derived$33,931
Annual PMI assumption$0
Gross scheduled rent (annual) comp$36,600

($16,680 + $33,931 + $0) ÷ $36,600 = 138.3%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family321,396$3,7502026-07-27
single_family321,085$2,9002026-07-24
single_family311,035$2,8002026-07-22
single_family311,246$3,2002026-06-27
single_family321,352$3,9752026-06-12
single_family321,200$3,1002026-07-31
single_family321,159$2,800
single_family321,200$3,000

9119 SW 129th Ln

Miami, 33176 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,396
Listed2026-07-27
Days on market

Asking rent: $3,750

View on Zillow →

14340 Graves Dr

Miami, 33176 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,085
Listed2026-07-24
Days on market

Asking rent: $2,900

View on Zillow →

11535 SW 139th Ter

Miami, 33176 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,035
Listed2026-07-22
Days on market

Asking rent: $2,800

View on Zillow →

14253 SW 107th Pl

Miami, 33176 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,246
Listed2026-06-27
Days on market

Asking rent: $3,200

View on Zillow →

11403 SW 107th Ave

Miami, 33176 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,352
Listed2026-06-12
Days on market

Asking rent: $3,975

View on Zillow →

14515 SW 105th Ct Unit 0

Miami, 33176 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,200
Listed2026-07-31
Days on market

Asking rent: $3,100

View on Zillow →

11535 Lincoln Blvd # 0

Miami, 33176 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,159
Listed
Days on market

Asking rent: $2,800

View on Zillow →

14301 SW 105th Ave # 0

Miami, 33176 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,200
Listed
Days on market

Asking rent: $3,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
9220 SW 100 AVENUE RDSINGLE FAMILY : 1 UNIT321,834$880,0002026-06-09
10500 SW 93 STSINGLE FAMILY : 1 UNIT322,053$203,7002026-06-02
11301 SW 108 AVESINGLE FAMILY : 1 UNIT321,300$700,0002026-05-29
10325 SW 102 CTSINGLE FAMILY : 1 UNIT321,592$890,0002026-05-26
9490 SW 117 TERSINGLE FAMILY : 1 UNIT321,750$1,580,0002026-05-26
11611 SW 106 TERSINGLE FAMILY : CLUSTER HOME321,758$875,0002026-05-20
11705 SW 97 CTSINGLE FAMILY : 1 UNIT321,595$920,0002026-05-18
9700 KENDALE BLVDSINGLE FAMILY : 1 UNIT321,509$810,0002026-04-30
10900 SW 90 AVESINGLE FAMILY : 1 UNIT322,836$1,750,0002026-04-22
10901 SW 116 STSINGLE FAMILY : 1 UNIT321,316$875,0002026-04-10
10525 SW 112 STSINGLE FAMILY : 1 UNIT321,509$1,025,0002026-04-09
9760 SW 119 STSINGLE FAMILY : 1 UNIT321,901$1,250,0002026-04-02
10375 SW 111 STSINGLE FAMILY : 1 UNIT323,180$975,0002026-03-30
9361 SW 102 CTSINGLE FAMILY : 1 UNIT322,024$1,050,0002026-03-23
10575 SW 102 STSINGLE FAMILY : 1 UNIT321,592$535,2002026-03-10
11550 SW 108 CTSINGLE FAMILY : 1 UNIT321,662$715,0002026-03-05
9925 SW 97 PLSINGLE FAMILY : 1 UNIT321,603$753,0002026-02-24
11000 SW 116 STSINGLE FAMILY : 1 UNIT311,352$797,0002026-02-20
10255 SW 96 TERSINGLE FAMILY : 1 UNIT321,834$1,125,0002026-02-09
9130 SW 101 AVESINGLE FAMILY : 1 UNIT321,663$720,0002026-02-06
10311 SW 89 STSINGLE FAMILY : 1 UNIT323,295$1,250,0002026-01-30
10320 SW 91 STSINGLE FAMILY : 1 UNIT321,566$1,000,0002026-01-30
11341 SW 93 STSINGLE FAMILY : 1 UNIT321,508$1,350,0002026-01-30
8960 SW 115 TERSINGLE FAMILY : 1 UNIT323,179$1,625,0002025-12-22
9830 SW 112 STSINGLE FAMILY : 1 UNIT312,685$1,000,0002025-12-21
9741 SW 119 STSINGLE FAMILY : 1 UNIT321,997$750,0002025-12-18
11325 SW 109 AVESINGLE FAMILY : 1 UNIT321,728$855,0002025-11-24
10920 SW 105 AVESINGLE FAMILY : 1 UNIT321,957$1,175,0002025-11-24
10420 SW 98 STSINGLE FAMILY : 1 UNIT321,874$907,5002025-11-13
9291 SW 88 STSINGLE FAMILY : 1 UNIT323,049$2,300,0002025-11-05
8845 SW 116 STSINGLE FAMILY : 1 UNIT322,324$1,900,0002025-11-03
11283 SW 112 TERSINGLE FAMILY : 1 UNIT322,186$817,0002025-10-27
11196 SW 112 TERSINGLE FAMILY : 1 UNIT322,236$313,4002025-10-27
10405 SW 107 TERSINGLE FAMILY : 1 UNIT321,989$175,0002025-10-27
10261 SW 109 STSINGLE FAMILY : 1 UNIT321,589$998,0002025-10-15
11195 SW 115 TERSINGLE FAMILY : 1 UNIT321,616$730,0002025-09-28
10321 SW 98 STSINGLE FAMILY : 1 UNIT321,969$930,0002025-09-17
10921 SW 102 CTSINGLE FAMILY : 1 UNIT321,997$1,490,0002025-09-17
9230 SW 100 AVENUE RDSINGLE FAMILY : 1 UNIT321,977$675,0002025-09-12
10480 KILLIAN DRSINGLE FAMILY : 1 UNIT321,524$760,0002025-08-27
10381 SW 114 TERSINGLE FAMILY : 1 UNIT322,116$300,0002025-08-16
10475 SW 96 TERSINGLE FAMILY : 1 UNIT321,785$761,5002025-08-15
11155 SW 112 TERSINGLE FAMILY : 1 UNIT321,300$725,0002025-08-15
9941 SW 97 CTSINGLE FAMILY : 1 UNIT321,775$875,0002025-08-14
11380 SW 93 STSINGLE FAMILY : 1 UNIT322,083$1,580,0002025-07-31
10322 SW 115 STSINGLE FAMILY : 1 UNIT321,500$900,0002025-07-16
11611 SW 112 STSINGLE FAMILY : CLUSTER HOME321,647$650,0002025-07-03
11530 SW 97 STSINGLE FAMILY : 1 UNIT321,808$700,0002025-06-27
10515 SW 96 TERSINGLE FAMILY : 1 UNIT321,554$900,0002025-06-20
10302 SW 119 STSINGLE FAMILY : 1 UNIT321,524$965,0002025-06-20

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
9123 SW 112th Ctsingle_family331,952$689,900
14815 Bethune Drtownhomes33$569,900
10225 SW 89th Sttownhomes331,656$595,000
10220 SW 91st Stsingle_family321,987$925,000
13340 SW 112th Ctsingle_family321,212$489,900
10471 SW 141 Stsingle_family312,328$550,000
11411 SW 109th Rd Unit 50Ycondos331,342$420,000
11530 SW 136th Stsingle_family311,070$525,000

10-year hold projection

IRR1.0%
Equity multiple1.16x
Total return (10yr)$93,984
YearProperty valueNOICash flowLoan balanceEquity
1$566,500$16,992-$18,769$435,229$131,271
2$583,495$17,585-$18,221$430,131$153,364
3$601,000$18,198-$17,655$424,683$176,317
4$619,030$18,832-$17,070$418,860$200,169
5$637,601$19,487-$16,464$412,638$224,963
6$656,729$20,163-$15,838$405,989$250,740
7$676,431$20,862-$15,191$398,882$277,548
8$696,724$21,585-$14,521$391,288$305,435
9$717,625$22,332-$13,829$383,173$334,453
10$739,154$23,103-$13,113$374,500$364,654
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.