17330 NW 46th Ave
Miami Gardens, FL 33055 · single_family · Pending — under contract · 95 days on market
Asking price$649,000
3 beds 2 baths 1,466 sqft
Suggested offer$555,403$93,597 above the est. market value of $555,403.
View on Realtor.com →Listed by Maria Del Pilar Nino · United Real Estate Miami
Typesingle_family
Built1958
Price / sqft$443
Est. value (own analysis)$555,403
Rent estimate (own analysis)$3,150/mo
HOANone
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Statusfor_sale
Listed date2026-05-30
Removed date—
MLSMiamiMLS #A12027913
Coordinates25.93147, -80.27641
Address17330 NW 46th Ave
CityMiami Gardens
StateFL
Zip33055
Listing ID6897363613
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33055)
Typical home value (ZHVI)$504,739
Typical rent (ZORI)$3,196/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $649,000 |
| Down payment (20.0%) | $129,800 |
| Loan amount | $519,200 |
| Closing costs (5.0%) | $32,450 |
| Total cash to close | $162,250 |
| Income | |
| Rent (comp-derived) | $3,150$37,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,898$34,776 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,028$12,331 |
| Insurance (placeholder 0.8% of price) | $433$5,192 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $158$1,890 |
| Total operating expenses | $1,618$19,413 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $158$1,890 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 2 | 1,131 | $2,975 | — | — | |
| single_family | 3 | 2 | 1,758 | $3,230 | — | — | |
| single_family | 3 | 2 | 1,263 | $3,300 | 2026-08-10 | — | |
| single_family | 3 | 2 | 1,702 | $2,900 | 2026-05-18 | — | |
| single_family | 3 | 2 | 1,152 | $3,450 | 2026-07-31 | — | |
| single_family | 3 | 1 | 1,824 | $3,800 | 2026-08-13 | — | |
| single_family | 3 | 1 | 1,400 | $2,400 | 2026-01-14 | — | |
| single_family | 3 | 2 | 1,263 | $3,150 | — | — | |
| single_family | 3 | 2 | 1,758 | $1,700 | 2026-08-29 | — | |
| single_family | 3 | 2 | 1,386 | $3,700 | 2026-08-30 | — | |
| single_family | 3 | 2 | 1,600 | $3,000 | 2026-08-31 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 17430 NW 37th Ct | single_family | 3 | 2 | 1,400 | $522,000 | 2026-08-31 |
| 17545 NW 49th Ct | single_family | 3 | 3 | 2,200 | $560,000 | 2026-08-24 |
| 17155 NW 37th Ct | single_family | 3 | 2 | 1,242 | $575,000 | 2026-08-24 |
| 19031 NW 54th Ave | single_family | 3 | 2 | 1,692 | $570,000 | 2026-08-20 |
| 4892 NW 168th Ter | single_family | 3 | 2 | 1,477 | $492,900 | 2026-08-18 |
| 17935 NW 48th Ct | single_family | 3 | 2 | 2,484 | $460,000 | 2026-08-17 |
| 17501 NW 41st Ave | single_family | 3 | 2 | 1,150 | $580,000 | 2026-08-13 |
| 18425 NW 42nd Pl | single_family | 3 | 2 | 1,710 | $530,000 | 2026-08-13 |
| 18530 NW 42nd Ave | single_family | 3 | 2 | 1,077 | $669,000 | 2026-08-12 |
| 4481 NW 176th Ter | single_family | 3 | 2 | 1,490 | $575,000 | 2026-08-11 |
| 18603 NW 47th Pl | single_family | 3 | 1 | 1,058 | $332,000 | 2026-08-07 |
| 17230 NW 56th Ave | single_family | 3 | 1 | 920 | $400,000 | 2026-07-30 |
| 19810 NW 39th Ave | single_family | 3 | 1 | 1,125 | $415,000 | 2026-07-27 |
| 5331 NW 170th Ter | single_family | 3 | 1 | 1,468 | $480,000 | 2026-07-23 |
| 4320 NW 191st Ter | single_family | 3 | 2 | 1,214 | $565,000 | 2026-07-23 |
| 17032 NW 49th Ct | single_family | 3 | 2 | 1,524 | $565,000 | 2026-07-21 |
| 19040 NW 54th Ave | single_family | 3 | 2 | 1,692 | $485,000 | 2026-07-21 |
| 3853 NW 209th St | single_family | 3 | 2 | 1,203 | $370,000 | 2026-07-21 |
| 19825 NW 44th Pl | single_family | 3 | 1 | 2,318 | $385,000 | 2026-07-13 |
| 4970 NW 199th St | single_family | 3 | 1 | 1,315 | $565,000 | 2026-07-13 |
| 3834 NW 209th St | single_family | 3 | 1 | 1,125 | $519,000 | 2026-07-10 |
| 16835 NW 41st Ave | single_family | 3 | 1 | 1,500 | $392,000 | 2026-07-08 |
| 3930 NW 185th St | single_family | 3 | 2 | 1,296 | $465,000 | 2026-07-06 |
| 4215 NW 197th St | single_family | 3 | 1 | 1,395 | $565,000 | 2026-06-30 |
| 4410 NW 174th Dr | single_family | 3 | 2 | 1,222 | $630,000 | 2026-06-30 |
| 19035 NW 54th Pl | single_family | 3 | 2 | 1,635 | $490,000 | 2026-06-29 |
| 19527 NW 50th Ct | single_family | 3 | 2 | 1,397 | $590,000 | 2026-06-29 |
| 17301 NW 41st Ave | single_family | 3 | 1 | 1,150 | $460,000 | 2026-06-29 |
| 18420 NW 38th Ct | single_family | 3 | 2 | 1,353 | $520,000 | 2026-06-26 |
| 5335 NW 197th Ln | single_family | 3 | 2 | 1,601 | $375,000 | 2026-06-24 |
| 5203365665 | single_family | 3 | 2 | 1,442 | $535,000 | 2026-06-18 |
| 5505 NW 172nd Ter | single_family | 3 | 1 | 2,353 | $460,000 | 2026-06-16 |
| 20731 NW 41st Avenue Rd | single_family | 3 | 2 | 972 | $415,000 | 2026-06-12 |
| 19820 NW 39th Ave | single_family | 3 | 2 | 1,125 | $590,000 | 2026-06-12 |
| 17165 NW 41st Ave | single_family | 3 | 1 | 1,546 | $445,000 | 2026-06-10 |
| 4005 NW 195th St | single_family | 3 | 2 | 1,460 | $555,000 | 2026-06-08 |
| 19730 NW 44th Ct | single_family | 3 | 2 | 1,125 | $545,000 | 2026-06-03 |
| 5452 NW 172nd Ter | single_family | 3 | 1 | — | $530,000 | 2026-06-03 |
| 4401 NW 193rd St | single_family | 3 | 1 | 1,104 | $550,000 | 2026-06-01 |
| 18450 NW 56th Pl | single_family | 3 | 2 | 1,556 | $589,500 | 2026-06-01 |
| 5511 NW 180th Ter | single_family | 3 | 2 | 1,379 | $540,000 | 2026-05-28 |
| 17221 NW 41st Ave | single_family | 3 | 1 | 1,150 | $530,000 | 2026-05-21 |
| 18422 NW 42nd Ct | single_family | 3 | 2 | 1,241 | $529,000 | 2026-05-21 |
| 17311 NW 49th Ave | single_family | 3 | 1 | 1,208 | $540,000 | 2026-05-20 |
| 17165 NW 41st Ave | single_family | 3 | 2 | 1,546 | $445,000 | 2026-05-18 |
| 18765 NW 55th Ave | single_family | 3 | 2 | 1,444 | $520,000 | 2026-05-15 |
| 3950 NW 171st Ter | single_family | 3 | 2 | 1,150 | $560,000 | 2026-05-13 |
| 4275 NW 197th St | single_family | 3 | 1 | 1,341 | $499,000 | 2026-05-11 |
| 4210 NW 197th St | single_family | 3 | 1 | 1,582 | $480,000 | 2026-05-04 |
| 17201 NW 42nd Ave | single_family | 3 | 2 | 1,502 | $615,000 | 2026-04-30 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 17545 NW 49th Ct | single_family | 3 | 3 | 2,200 | $561,100 | — |
| 20400 NW 38th Ct | single_family | 3 | 2 | 1,135 | $560,000 | — |
| 18804 NW 46th Ave | single_family | 3 | 2 | 1,120 | $387,000 | — |
| 19367 NW 45th Ave | townhomes | 3 | 2 | 1,034 | $380,000 | — |
| 17430 NW 37th Ct | single_family | 3 | 2 | 1,400 | $512,000 | — |
| 3728 NW 213th St | townhomes | 3 | 2 | 1,162 | $399,900 | — |
| 4527 NW 191st Ter | townhomes | 3 | 2 | 1,142 | $398,000 | — |
| 4441 NW 173rd Dr | single_family | 3 | 2 | 1,274 | $560,000 | — |
10-year hold projection
IRR-0.9%
Equity multiple0.85x
Total return (10yr)$60,112
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $668,470 | $15,363 | -$26,565 | $513,571 | $154,899 |
| 2 | $688,524 | $15,921 | -$26,055 | $507,555 | $180,969 |
| 3 | $709,180 | $16,498 | -$25,526 | $501,126 | $208,054 |
| 4 | $730,455 | $17,095 | -$24,979 | $494,255 | $236,200 |
| 5 | $752,369 | $17,712 | -$24,412 | $486,913 | $265,456 |
| 6 | $774,940 | $18,351 | -$23,826 | $479,067 | $295,873 |
| 7 | $798,188 | $19,011 | -$23,219 | $470,681 | $327,507 |
| 8 | $822,134 | $19,694 | -$22,591 | $461,720 | $360,414 |
| 9 | $846,798 | $20,400 | -$21,941 | $452,144 | $394,654 |
| 10 | $872,202 | $21,131 | -$21,268 | $441,910 | $430,292 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.