1825 Harding St

Hollywood, FL 33020 · single_family · For Sale · 197 days on market
Asking price$662,500
6 beds 6 baths 2,915 sqft
View on Realtor.com →
Listed by Evgeny Obraztsov · Remax 5 Star Realty
Typesingle_family
Built1943
Price / sqft$227
Est. value (own analysis)$1,105,161
Rent estimate (Zillow ZIP avg)$2,000/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-02-17
Removed date
MLSMiamiMLS #A11967342
Coordinates26.02832, -80.14456
Address1825 Harding St
CityHollywood
StateFL
Zip33020
Listing ID6892109449
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33020)

Median sale price$489,000
Median days on market (sale)94
Active sale listings625
Median rent$2,000/mo
Median days on market (rent)33
Active rental listings1144
Real ZIP-wide statistics from RentCast, as of 2026-09 (fetched 2026-09-03) — this is the whole ZIP's market, not specific to this property. Re-analyzing spends one of the account's 50 free monthly lookups. Our own log shows at least 6 of the 50 free monthly RentCast requests used — that only counts calls made through this app, so it can undercount. RentCast's own account dashboard has the real total.
Re-analyze ZIP 33020 (≥6 of 50 per our log)

Underwriting (buy-and-hold, default assumptions)

Purchase price$662,500
Down payment (20.0%)$132,500
Loan amount$530,000
Closing costs (5.0%)$33,125
Total cash to close$165,625
Rent (ZIP avg, ZORI — not bedroom-specific)$2,000$24,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$24,000
Vacancy rate (assumption) assumption8.0%

$24,000 × 8.0% = $1,920

Effective gross income$1,840$22,080
Property tax (placeholder 1.9% of price)$1,049$12,588
Insurance (placeholder 0.8% of price)$442$5,300
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$100$1,200
Total operating expenses$1,591$19,088
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$22,080
Total operating expenses derived$19,088

$22,080 − $19,088 = $2,993

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$530,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$530,000 amortized at 6.7% over 30 years = $3,406/mo

CapEx reserve (5.0% of GSR)$100$1,200
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$2,993
Annual debt service derived$40,871
Annual CapEx reserve assumption$1,200
Annual PMI assumption$0

($2,993 − $40,871 − $1,200 − $0) ÷ 12 = -$3,257

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$2,993
Purchase price data$662,500

$2,993 ÷ $662,500 = 0.5%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$39,079
Total cash to close derived$165,625

-$39,079 ÷ $165,625 = -23.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$2,993
Annual debt service derived$40,871

$2,993 ÷ $40,871 = 0.07

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$24,000
Purchase price data$662,500

($24,000 ÷ 12) ÷ $662,500 = 0.3%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$662,500
Gross scheduled rent (annual) comp$24,000

$662,500 ÷ $24,000 = 27.6

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$19,088
Effective gross income derived$22,080

$19,088 ÷ $22,080 = 86.4%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$19,088
Annual debt service derived$40,871
Annual PMI assumption$0
Gross scheduled rent (annual) comp$24,000

($19,088 + $40,871 + $0) ÷ $24,000 = 249.8%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family632,500$9,0002023-01-27

809 S 17th Ave

Hollywood, 33020 · rent comp

Bedrooms / bathrooms6 bd / 3 ba
Square footage2,500
Listed2023-01-27
Days on market

Asking rent: $9,000

View on Zillow →

Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
2315 Johnson Stsingle_family21926$375,0002026-08-31
1550 Tyler Stsingle_family322,351$1,025,0002026-08-31
1120 S 28th Avesingle_family421,574$550,0002026-08-28
2730 Sherman Stsingle_family321,620$738,0002026-08-26
1610 S 22nd Avesingle_family421,335$455,0002026-08-26
2611 Rodman Stsingle_family32$456,0002026-08-21
2104 N 14th Ctsingle_family321,816$482,5002026-08-20
2538 Liberty Stsingle_family221,332$505,0002026-08-18
1459 Jefferson Stsingle_family332,221$1,150,0002026-08-17
1435 Johnson Stsingle_family321,844$610,0002026-08-17
2227 Farragut Stsingle_family01,220$400,0002026-08-14
2857 Adams Stsingle_family421,418$575,0002026-08-14
1000 N 17th Avesingle_family321,106$540,0002026-08-10
2633 NW Taft Stsingle_family431,571$615,0002026-08-07
2702 Hayes Stsingle_family211,284$380,0002026-08-07
2711 Dewey Stsingle_family211,232$450,0002026-08-06
1523 Johnson Stsingle_family221,175$650,0002026-08-05
2745 Funston Stsingle_family211,006$359,0002026-08-05
510 S 29th Ctsingle_family211,120$390,0002026-08-01
2431 Rodman Stsingle_family211,066$350,0002026-07-30
2701 Scott Stsingle_family421,565$817,0002026-07-30
2460 Jackson Stsingle_family211,136$490,0002026-07-29
2747 Dewey Stsingle_family311,284$497,0002026-07-28
2209 N 15th Avesingle_family321,449$495,0002026-07-28
2060 N 26th Avesingle_family321,418$565,0002026-07-27
1210 S 24th Tersingle_family21943$395,0002026-07-27
1611 Madison Stsingle_family321,244$675,0002026-07-23
2543 Liberty Stsingle_family321,615$470,0002026-07-23
1411 Harding Stsingle_family211,296$620,0002026-07-23
2503 Scott Stsingle_family31963$397,0002026-07-22
2711 Adams Stsingle_family321,054$440,0002026-07-22
2924 Dewey Stsingle_family322,056$350,0002026-07-17
2414 Jackson Stsingle_family211,353$293,7002026-07-16
1010 N 16th Avesingle_family321,493$566,5002026-07-15
1425 S 24th Avesingle_family321,486$295,7002026-07-14
2110 Funston Stsingle_family211,398$416,0002026-07-08
2704 Bruce Tersingle_family221,564$555,0002026-07-06
1224 N 26th Avesingle_family321,407$427,0002026-07-06
2630 Grant Stsingle_family211,029$450,0002026-07-02
2649 Scott Stsingle_family432,022$970,0002026-07-02
2716 Polk Stsingle_family321,736$499,0002026-07-02
2249 Johnson Stsingle_family211,523$420,0002026-07-01
1551 Tyler Stsingle_family321,680$535,0002026-06-30
1501 N 16th Ctsingle_family211,104$410,0002026-06-30
1612 Funston Stsingle_family321,927$690,1002026-06-26
2211 Coolidge Stsingle_family21960$457,0002026-06-24
1627 Moffett Stsingle_family221,262$595,0002026-06-23
2511 McKinley Stsingle_family321,132$370,0002026-06-23
2315 Harding Stsingle_family21646$315,0002026-06-23
2729 Harding Stsingle_family331,528$648,0002026-06-19

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
1930 Pierce St Unit 1-4multi_family691,788$750,000
1918 Sheridan Stmulti_family651,790$645,000
1314 S 20th Avemulti_family642,901$924,900
1853 Taft Stsingle_family633,177$799,000
2815 Adams Stsingle_family631,306$590,000
1743 Rodman Stsingle_family662,585$1,295,000
1922 Jefferson Stmulti_family652,262$875,000
1933 Dewey Stmulti_family652,798$1,100,000

10-year hold projection

IRR-5.9%
Equity multiple0.02x
Total return (10yr)-$76,134
YearProperty valueNOICash flowLoan balanceEquity
1$682,375$2,993-$39,079$524,254$158,121
2$702,846$3,178-$38,923$518,113$184,734
3$723,932$3,371-$38,761$511,550$212,382
4$745,650$3,572-$38,591$504,537$241,113
5$768,019$3,782-$38,413$497,042$270,977
6$791,060$4,001-$38,228$489,032$302,028
7$814,791$4,229-$38,034$480,473$334,319
8$839,235$4,467-$37,831$471,325$367,910
9$864,412$4,714-$37,619$461,549$402,863
10$890,345$4,972-$37,398$451,103$439,242
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.