| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $500,000 |
| Down payment (20.0%) | $100,000 |
| Loan amount | $400,000 |
| Closing costs (5.0%) | $25,000 |
| Total cash to close | $125,000 |
| Income | |
| Rent (comp-derived) | $3,150$37,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,898$34,776 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $792$9,500 |
| Insurance (placeholder 0.8% of price) | $333$4,000 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $158$1,890 |
| Total operating expenses | $1,283$15,390 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $158$1,890 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 2 | 1,758 | $3,230 | — | — | |
| single_family | 3 | 2 | 1,263 | $3,300 | 2026-08-10 | — | |
| single_family | 3 | 2 | 1,702 | $2,900 | 2026-05-18 | — | |
| single_family | 3 | 1 | 2,223 | $3,000 | 2026-08-10 | — | |
| single_family | 3 | 1 | 1,824 | $3,800 | 2026-08-13 | — | |
| single_family | 3 | 1 | 1,400 | $2,400 | 2026-01-14 | — | |
| single_family | 3 | 2 | 1,263 | $3,150 | — | — | |
| single_family | 3 | 1 | 2,204 | $3,450 | — | — | |
| single_family | 3 | 2 | 1,758 | $1,700 | 2026-08-29 | — | |
| single_family | 3 | 2 | 1,386 | $3,700 | 2026-08-30 | — | |
| single_family | 3 | 2 | 1,600 | $3,000 | 2026-08-31 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 17430 NW 37th Ct | single_family | 3 | 2 | 1,400 | $522,000 | 2026-08-31 |
| 17545 NW 49th Ct | single_family | 3 | 3 | 2,200 | $560,000 | 2026-08-24 |
| 17155 NW 37th Ct | single_family | 3 | 2 | 1,242 | $575,000 | 2026-08-24 |
| 19031 NW 54th Ave | single_family | 3 | 2 | 1,692 | $570,000 | 2026-08-20 |
| 4892 NW 168th Ter | single_family | 3 | 2 | 1,477 | $492,900 | 2026-08-18 |
| 17935 NW 48th Ct | single_family | 3 | 2 | 2,484 | $460,000 | 2026-08-17 |
| 17501 NW 41st Ave | single_family | 3 | 2 | 1,150 | $580,000 | 2026-08-13 |
| 18425 NW 42nd Pl | single_family | 3 | 2 | 1,710 | $530,000 | 2026-08-13 |
| 18530 NW 42nd Ave | single_family | 3 | 2 | 1,077 | $669,000 | 2026-08-12 |
| 4481 NW 176th Ter | single_family | 3 | 2 | 1,490 | $575,000 | 2026-08-11 |
| 18603 NW 47th Pl | single_family | 3 | 1 | 1,058 | $332,000 | 2026-08-07 |
| 17230 NW 56th Ave | single_family | 3 | 1 | 920 | $400,000 | 2026-07-30 |
| 19810 NW 39th Ave | single_family | 3 | 1 | 1,125 | $415,000 | 2026-07-27 |
| 5331 NW 170th Ter | single_family | 3 | 1 | 1,468 | $480,000 | 2026-07-23 |
| 4320 NW 191st Ter | single_family | 3 | 2 | 1,214 | $565,000 | 2026-07-23 |
| 17032 NW 49th Ct | single_family | 3 | 2 | 1,524 | $565,000 | 2026-07-21 |
| 19040 NW 54th Ave | single_family | 3 | 2 | 1,692 | $485,000 | 2026-07-21 |
| 3853 NW 209th St | single_family | 3 | 2 | 1,203 | $370,000 | 2026-07-21 |
| 19825 NW 44th Pl | single_family | 3 | 1 | 2,318 | $385,000 | 2026-07-13 |
| 4970 NW 199th St | single_family | 3 | 1 | 1,315 | $565,000 | 2026-07-13 |
| 3834 NW 209th St | single_family | 3 | 1 | 1,125 | $519,000 | 2026-07-10 |
| 16835 NW 41st Ave | single_family | 3 | 1 | 1,500 | $392,000 | 2026-07-08 |
| 3930 NW 185th St | single_family | 3 | 2 | 1,296 | $465,000 | 2026-07-06 |
| 4215 NW 197th St | single_family | 3 | 1 | 1,395 | $565,000 | 2026-06-30 |
| 4410 NW 174th Dr | single_family | 3 | 2 | 1,222 | $630,000 | 2026-06-30 |
| 19035 NW 54th Pl | single_family | 3 | 2 | 1,635 | $490,000 | 2026-06-29 |
| 19527 NW 50th Ct | single_family | 3 | 2 | 1,397 | $590,000 | 2026-06-29 |
| 17301 NW 41st Ave | single_family | 3 | 1 | 1,150 | $460,000 | 2026-06-29 |
| 18420 NW 38th Ct | single_family | 3 | 2 | 1,353 | $520,000 | 2026-06-26 |
| 5335 NW 197th Ln | single_family | 3 | 2 | 1,601 | $375,000 | 2026-06-24 |
| 5203365665 | single_family | 3 | 2 | 1,442 | $535,000 | 2026-06-18 |
| 5505 NW 172nd Ter | single_family | 3 | 1 | 2,353 | $460,000 | 2026-06-16 |
| 20731 NW 41st Avenue Rd | single_family | 3 | 2 | 972 | $415,000 | 2026-06-12 |
| 19820 NW 39th Ave | single_family | 3 | 2 | 1,125 | $590,000 | 2026-06-12 |
| 17165 NW 41st Ave | single_family | 3 | 1 | 1,546 | $445,000 | 2026-06-10 |
| 4005 NW 195th St | single_family | 3 | 2 | 1,460 | $555,000 | 2026-06-08 |
| 19730 NW 44th Ct | single_family | 3 | 2 | 1,125 | $545,000 | 2026-06-03 |
| 5452 NW 172nd Ter | single_family | 3 | 1 | — | $530,000 | 2026-06-03 |
| 4401 NW 193rd St | single_family | 3 | 1 | 1,104 | $550,000 | 2026-06-01 |
| 18450 NW 56th Pl | single_family | 3 | 2 | 1,556 | $589,500 | 2026-06-01 |
| 5511 NW 180th Ter | single_family | 3 | 2 | 1,379 | $540,000 | 2026-05-28 |
| 17221 NW 41st Ave | single_family | 3 | 1 | 1,150 | $530,000 | 2026-05-21 |
| 18422 NW 42nd Ct | single_family | 3 | 2 | 1,241 | $529,000 | 2026-05-21 |
| 17311 NW 49th Ave | single_family | 3 | 1 | 1,208 | $540,000 | 2026-05-20 |
| 17165 NW 41st Ave | single_family | 3 | 2 | 1,546 | $445,000 | 2026-05-18 |
| 18765 NW 55th Ave | single_family | 3 | 2 | 1,444 | $520,000 | 2026-05-15 |
| 3950 NW 171st Ter | single_family | 3 | 2 | 1,150 | $560,000 | 2026-05-13 |
| 4275 NW 197th St | single_family | 3 | 1 | 1,341 | $499,000 | 2026-05-11 |
| 4210 NW 197th St | single_family | 3 | 1 | 1,582 | $480,000 | 2026-05-04 |
| 17201 NW 42nd Ave | single_family | 3 | 2 | 1,502 | $615,000 | 2026-04-30 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 17545 NW 49th Ct | single_family | 3 | 3 | 2,200 | $561,100 | — |
| 20400 NW 38th Ct | single_family | 3 | 2 | 1,135 | $560,000 | — |
| 18804 NW 46th Ave | single_family | 3 | 2 | 1,120 | $387,000 | — |
| 19367 NW 45th Ave | townhomes | 3 | 2 | 1,034 | $380,000 | — |
| 17430 NW 37th Ct | single_family | 3 | 2 | 1,400 | $512,000 | — |
| 3728 NW 213th St | townhomes | 3 | 2 | 1,162 | $399,900 | — |
| 4527 NW 191st Ter | townhomes | 3 | 2 | 1,142 | $398,000 | — |
| 4441 NW 173rd Dr | single_family | 3 | 2 | 1,274 | $560,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $515,000 | $19,386 | -$13,350 | $395,663 | $119,337 |
| 2 | $530,450 | $20,045 | -$12,739 | $391,028 | $139,422 |
| 3 | $546,364 | $20,725 | -$12,107 | $386,075 | $160,288 |
| 4 | $562,754 | $21,427 | -$11,454 | $380,782 | $181,972 |
| 5 | $579,637 | $22,153 | -$10,779 | $375,126 | $204,512 |
| 6 | $597,026 | $22,903 | -$10,082 | $369,080 | $227,946 |
| 7 | $614,937 | $23,677 | -$9,361 | $362,620 | $252,317 |
| 8 | $633,385 | $24,476 | -$8,617 | $355,716 | $277,669 |
| 9 | $652,387 | $25,302 | -$7,847 | $348,339 | $304,048 |
| 10 | $671,958 | $26,155 | -$7,052 | $340,454 | $331,504 |