5854 SW 30th St

Miami, FL 33155 · single_family · For Sale · 84 days on market
Asking price$4,250,000
5 beds 6 baths 3,904 sqft
Suggested offer$1,743,878$2,506,122 above the est. market value of $1,743,878.
View on Realtor.com →
Listed by Jonathan Vega · One Sotheby's International Realty
Typesingle_family
Built2026
Price / sqft$1089
Est. value (own analysis)$1,743,878
Rent estimate (own analysis)$15,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood3/10moderate$Air2/10MinorWildfire1/10Minimal
Street view
View full map & nearby schools →

Neighborhood

Show every detail
Statusfor_sale
Listed date2026-06-10
Removed date
MLSMiamiMLS #A12033926
Coordinates25.74268, -80.29015
Address5854 SW 30th St
CityMiami
StateFL
Zip33155
Listing ID6859255075
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33155)

Typical home value (ZHVI)$716,503
Typical rent (ZORI)$2,758/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$4,250,000
Down payment (20.0%)$850,000
Loan amount$3,400,000
Closing costs (5.0%)$212,500
Total cash to close$1,062,500
Rent (comp-derived)$15,000$180,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$180,000
Vacancy rate (assumption) assumption8.0%

$180,000 × 8.0% = $14,400

Effective gross income$13,800$165,600
Property tax (placeholder 1.9% of price)$6,729$80,750
Insurance (est. scaled by flood & wind risk)$4,533$54,400
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$750$9,000
Total operating expenses$12,013$144,150
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$165,600
Total operating expenses derived$144,150

$165,600 − $144,150 = $21,450

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$3,400,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$3,400,000 amortized at 6.7% over 30 years = $21,849/mo

CapEx reserve (5.0% of GSR)$750$9,000
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$21,450
Annual debt service derived$262,192
Annual CapEx reserve assumption$9,000
Annual PMI assumption$0

($21,450 − $262,192 − $9,000 − $0) ÷ 12 = -$20,812

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$21,450
Purchase price data$4,250,000

$21,450 ÷ $4,250,000 = 0.5%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$249,742
Total cash to close derived$1,062,500

-$249,742 ÷ $1,062,500 = -23.5%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$21,450
Annual debt service derived$262,192

$21,450 ÷ $262,192 = 0.08

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$180,000
Purchase price data$4,250,000

($180,000 ÷ 12) ÷ $4,250,000 = 0.4%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$4,250,000
Gross scheduled rent (annual) comp$180,000

$4,250,000 ÷ $180,000 = 23.6

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$144,150
Effective gross income derived$165,600

$144,150 ÷ $165,600 = 87.0%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$144,150
Annual debt service derived$262,192
Annual PMI assumption$0
Gross scheduled rent (annual) comp$180,000

($144,150 + $262,192 + $0) ÷ $180,000 = 225.7%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family533,002$12,0002026-08-19
single_family533,780$15,0002024-10-29
single_family544,084$17,0002025-11-14

5801 SW 44th Ter

Miami, 33155 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,002
Listed2026-08-19
Days on market

Asking rent: $12,000

View on Zillow →

7350 SW 31st St

Miami, 33155 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,780
Listed2024-10-29
Days on market

Asking rent: $15,000

View on Zillow →

7521 SW 56th St

Miami, 33155 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage4,084
Listed2025-11-14
Days on market

Asking rent: $17,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
7840 SW 18th Tersingle_family542,586$1,120,0002026-08-07
2725 SW 82nd Avesingle_family542,251$810,0002026-07-23
5785 SW 46th Tersingle_family542,053$1,670,0002026-07-10
6810 SW 51st Stsingle_family531,889$1,100,0002026-06-18
1715 SW 84th Avesingle_family532,289$745,0002026-06-16
7731 SW 18th Tersingle_family542,184$917,0002026-06-11
6521 SW 31st Stsingle_family531,840$1,020,0002026-06-08
5815 SW 27th Stsingle_family543,790$2,050,0002026-04-01
8370 SW 46th Stsingle_family531,955$935,0002026-03-31
2930 SW 79th Ctsingle_family552,863$1,275,0002026-03-23
6480 SW 37th Stsingle_family541,844$348,0002026-03-16
6301 Coral Lake Drsingle_family532,980$1,735,0002026-02-24
7815 SW 21st Tersingle_family532,456$795,0002026-02-24
7410 SW 39th Stsingle_family531,607$720,0002026-02-23

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
2000 SW 84th Avesingle_family531,845$885,000
2920 SW 69th Avesingle_family552,457$825,000
2231 SW 57th Ctsingle_family532,692$650,000
2216 SW 62nd Avesingle_family532,442$910,000
6560 SW 34th Stsingle_family541,949$825,000
5766 SW 41st Stsingle_family553,500$1,250,000
6359 SW 34th Stsingle_family564,902$3,249,000
7390 SW 30th Tersingle_family532,030$1,190,000

10-year hold projection

IRR-5.8%
Equity multiple0.03x
Total return (10yr)-$471,515
YearProperty valueNOICash flowLoan balanceEquity
1$4,377,500$21,450-$249,742$3,363,136$1,014,364
2$4,508,825$22,814-$248,603$3,323,741$1,185,084
3$4,644,090$24,237-$247,410$3,281,641$1,362,449
4$4,783,412$25,722-$246,162$3,236,650$1,546,763
5$4,926,915$27,270-$244,857$3,188,568$1,738,346
6$5,074,722$28,883-$243,491$3,137,186$1,937,537
7$5,226,964$30,565-$242,064$3,082,274$2,144,690
8$5,383,773$32,318-$240,572$3,023,592$2,360,181
9$5,545,286$34,144-$239,013$2,960,880$2,584,406
10$5,711,645$36,047-$237,385$2,893,862$2,817,783
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.