2251 NW 93rd Ter
Miami, FL 33147 · single_family · Pending — under contract · 56 days on market
Asking price$399,000
2 beds 1 baths 938 sqft
Suggested offer$344,853$54,147 above the est. market value of $344,853.
View on Realtor.com →Listed by Senait Beiene · South Florida Intl Realty
Typesingle_family
Built1951
Price / sqft$425
Est. value (own analysis)$344,853
Rent estimate (own analysis)$2,500/mo
HOANone
1 / 2
Show every detail
Statusfor_sale
Listed date2026-07-08
Removed date—
MLSMiamiMLS #A12049908
Coordinates25.85968, -80.23517
Address2251 NW 93rd Ter
CityMiami
StateFL
Zip33147
Listing ID6857365885
Sourceus-real-estate-listings, cached 2026-08-31
ZIP market snapshot (33147)
Typical home value (ZHVI)$444,132
Typical rent (ZORI)$2,154/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $399,000 |
| Down payment (20.0%) | $79,800 |
| Loan amount | $319,200 |
| Closing costs (5.0%) | $19,950 |
| Total cash to close | $99,750 |
| Income | |
| Rent (comp-derived) | $2,500$30,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,300$27,600 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $632$7,581 |
| Insurance (placeholder 0.8% of price) | $266$3,192 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $125$1,500 |
| Total operating expenses | $1,023$12,273 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $125$1,500 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 2 | 1 | 1,196 | $2,300 | 2026-08-19 | — | |
| single_family | 2 | 1 | 981 | $2,500 | 2026-08-17 | — | |
| single_family | 2 | 1 | 768 | $2,500 | 2026-07-20 | — | |
| single_family | 2 | 1 | 640 | $1,750 | 2026-07-16 | — | |
| single_family | 2 | 1 | 856 | $2,200 | 2026-06-23 | — | |
| single_family | 2 | 1 | 792 | $2,400 | 2026-05-25 | — | |
| single_family | 2 | 2 | 1,073 | $2,500 | 2026-07-31 | — | |
| single_family | 2 | 1 | 900 | $2,700 | 2026-07-30 | — | |
| single_family | 2 | 1 | 1,224 | $1,900 | 2026-07-29 | — | |
| single_family | 2 | 1 | 880 | $5,000 | 2026-08-13 | — | |
| single_family | 2 | 2 | 1,221 | $2,950 | 2026-08-21 | — | |
| single_family | 2 | 1 | 848 | $2,600 | 2026-02-11 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 2215 NW 98th St | single_family | 2 | 1 | 906 | $365,000 | 2026-08-28 |
| 7051 NW 30th Ave | single_family | 2 | 1 | 1,122 | $355,000 | 2026-08-12 |
| 1518 NW 101st St | single_family | 2 | 1 | 1,448 | $373,000 | 2026-08-10 |
| 3185 NW 98th St | single_family | 2 | 1 | 1,144 | $310,000 | 2026-08-04 |
| 3101 NW 99th St | single_family | 2 | 1 | 1,033 | $295,000 | 2026-07-30 |
| 2141 NW 80th St | single_family | 2 | 1 | 1,194 | $270,000 | 2026-07-24 |
| 1887 NW 66th St | single_family | 2 | 1 | 625 | $315,000 | 2026-07-23 |
| 1880 NW 86th Ter | single_family | 2 | 1 | 972 | $227,500 | 2026-07-20 |
| 10415 NW 35th Ave | single_family | 2 | 1 | 2,948 | $630,000 | 2026-07-17 |
| 1415 NW 69th St | single_family | 2 | 1 | 816 | $385,000 | 2026-07-16 |
| 1542 NW 62nd Ter | single_family | 2 | 1 | 840 | $230,000 | 2026-07-14 |
| 1733 NW 66th St | single_family | 2 | 1 | 833 | $220,000 | 2026-07-06 |
| 2124 NW 81st St | single_family | 2 | 1 | 1,020 | $375,000 | 2026-06-26 |
| 8901 NW 32nd Ave | single_family | 2 | 1 | 950 | $545,000 | 2026-06-26 |
| 7464 NW 17th Ave | single_family | 2 | 1 | 483 | $180,000 | 2026-06-25 |
| 3435 NW 97th St | single_family | 2 | 1 | 1,340 | $600,000 | 2026-06-25 |
| 2900 NW 95th St | single_family | 2 | 1 | 1,311 | $549,000 | 2026-06-23 |
| 2263 NW 86th Ter | single_family | 2 | 1 | 1,220 | $470,000 | 2026-06-15 |
| 3561 NW 106th St | single_family | 2 | 1 | 1,578 | $375,000 | 2026-06-10 |
| 2110 NW 82nd St | single_family | 2 | 1 | 1,419 | $550,000 | 2026-06-08 |
| 1427 NW 69th Ter | single_family | 2 | 1 | 1,134 | $268,000 | 2026-06-01 |
| 2020 NW 83rd Ter | single_family | 2 | 1 | 726 | $395,000 | 2026-06-01 |
| 1780 NW 89th St | single_family | 2 | 1 | 960 | $280,000 | 2026-05-22 |
| 2231 NW 74th St | single_family | 2 | 1 | 1,392 | $435,000 | 2026-05-15 |
| 1720 NW 85th St | single_family | 2 | 1 | 894 | $380,000 | 2026-05-09 |
| 1360 NW 87th St | single_family | 2 | 1 | 1,328 | $299,000 | 2026-05-06 |
| 2995 NW 88th St | single_family | 2 | 1 | 1,414 | $590,000 | 2026-05-01 |
| 10109 NW 29th Ave | single_family | 2 | 1 | 792 | $300,000 | 2026-04-30 |
| 2377 NW 84th St | single_family | 2 | 1 | 776 | $399,000 | 2026-04-28 |
| 9311 Broad Manor Rd | single_family | 2 | 1 | 1,623 | $530,000 | 2026-04-23 |
| 10351 NW 28th Ave | single_family | 2 | 1 | 1,355 | $360,000 | 2026-04-20 |
| 2353 NW 81st St | single_family | 2 | 1 | 1,037 | $602,000 | 2026-04-17 |
| 7525 NW 15th Ave | single_family | 2 | 2 | 658 | $360,000 | 2026-04-15 |
| 1537 NW 64th St | single_family | 2 | 1 | 936 | $350,000 | 2026-04-15 |
| 1458 NW 69th Ter | single_family | 2 | 1 | 761 | $205,000 | 2026-04-14 |
| 8411 NW 25th Ave | single_family | 2 | 1 | 792 | $274,900 | 2026-04-08 |
| 2177 NW 90th St | single_family | 2 | 1 | 783 | $230,000 | 2026-04-06 |
| 1220 NW 70th St | single_family | 2 | 1 | 896 | $157,000 | 2026-04-01 |
| 1868 NW 64th St | single_family | 2 | 1 | 850 | $349,000 | 2026-04-01 |
| 2231 NW 91st St | single_family | 2 | 1 | 824 | $410,000 | 2026-03-30 |
| 1430 NW 74th St | single_family | 2 | 1 | 836 | $370,000 | 2026-03-25 |
| 3270 NW 95th Ter | single_family | 2 | 1 | 1,840 | $220,000 | 2026-03-24 |
| 2995 NW 106th St | single_family | 2 | 2 | 968 | $395,000 | 2026-03-10 |
| 2365 NW 79th Ter | single_family | 2 | 1 | 656 | $230,000 | 2026-03-09 |
| 2315 NW 63rd St | single_family | 2 | 1 | 864 | $450,000 | 2026-03-09 |
| 1510 NW 70th St | single_family | 2 | 2 | 1,080 | $249,999 | 2026-03-06 |
| 2365 NW 89th St | single_family | 2 | 1 | 1,242 | $399,900 | 2026-03-04 |
| 1296 NW 72nd St | single_family | 2 | 1 | 837 | $370,000 | 2026-03-04 |
| 3057 NW 101st St | single_family | 2 | 1 | 1,156 | $445,000 | 2026-02-26 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 9422 NW 26th Ave | single_family | 2 | 2 | 792 | $425,000 | — |
| 1935 NW 86th Ter | single_family | 2 | 1 | 624 | $350,000 | — |
| 2531 NW 88th St | single_family | 2 | 1 | 1,196 | $510,000 | — |
| 2925 NW 63rd St | multi_family | 2 | 1 | 1,608 | $655,000 | — |
| 2215 NW 98th St | single_family | 2 | 1 | 906 | $430,000 | — |
| 1780 NW 64th St | single_family | 2 | 1 | 675 | $269,900 | — |
| 1321 NW 82nd St | single_family | 2 | 1 | 720 | $375,000 | — |
| 6312 NW 17th Ave | single_family | 2 | 1 | 1,216 | $340,000 | — |
10-year hold projection
IRR3.0%
Equity multiple1.49x
Total return (10yr)$100,687
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $410,970 | $15,327 | -$10,788 | $315,739 | $95,231 |
| 2 | $423,299 | $15,848 | -$10,305 | $312,041 | $111,259 |
| 3 | $435,998 | $16,387 | -$9,805 | $308,088 | $127,910 |
| 4 | $449,078 | $16,943 | -$9,288 | $303,864 | $145,214 |
| 5 | $462,550 | $17,517 | -$8,754 | $299,350 | $163,200 |
| 6 | $476,427 | $18,110 | -$8,202 | $294,526 | $181,901 |
| 7 | $490,720 | $18,723 | -$7,632 | $289,371 | $201,349 |
| 8 | $505,441 | $19,356 | -$7,042 | $283,861 | $221,580 |
| 9 | $520,605 | $20,009 | -$6,433 | $277,974 | $242,631 |
| 10 | $536,223 | $20,684 | -$5,804 | $271,682 | $264,541 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.