14213 SW 274th St

Homestead, FL 33032 · townhomes · For Sale · 139 days on market
Asking price$490,000
5 beds 4 baths 2,415 sqft
View on Realtor.com →
Listed by Dariel Trujillo Chacon · Realty One Group Evolution
Typetownhomes
Built2016
Price / sqft$203
Est. value (own analysis)$605,914
Rent estimate (Zillow ZIP avg)$2,663/mo
HOA$325/mo
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Neighborhood

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Statusfor_sale
Listed date2026-04-16
Removed date
MLSMiamiMLS #A12002352
Coordinates25.51265, -80.42091
Address14213 SW 274th St
CityHomestead
StateFL
Zip33032
Listing ID6844370434
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33032)

Typical home value (ZHVI)$453,873
Typical rent (ZORI)$2,663/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$490,000
Down payment (20.0%)$98,000
Loan amount$392,000
Closing costs (5.0%)$24,500
Total cash to close$122,500
Rent (ZIP avg, ZORI — not bedroom-specific)$2,663$31,956
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$31,956
Vacancy rate (assumption) assumption8.0%

$31,956 × 8.0% = $2,557

Effective gross income$2,450$29,400
Property tax (placeholder 1.9% of price)$776$9,310
Insurance (placeholder 0.8% of price)$327$3,920
HOA dues$325$3,900
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$133$1,598
Total operating expenses$1,561$18,728
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$29,400
Total operating expenses derived$18,728

$29,400 − $18,728 = $10,672

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$392,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$392,000 amortized at 6.7% over 30 years = $2,519/mo

CapEx reserve (5.0% of GSR)$133$1,598
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$10,672
Annual debt service derived$30,229
Annual CapEx reserve assumption$1,598
Annual PMI assumption$0

($10,672 − $30,229 − $1,598 − $0) ÷ 12 = -$1,763

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$10,672
Purchase price data$490,000

$10,672 ÷ $490,000 = 2.2%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$21,155
Total cash to close derived$122,500

-$21,155 ÷ $122,500 = -17.3%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$10,672
Annual debt service derived$30,229

$10,672 ÷ $30,229 = 0.35

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$31,956
Purchase price data$490,000

($31,956 ÷ 12) ÷ $490,000 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$490,000
Gross scheduled rent (annual) comp$31,956

$490,000 ÷ $31,956 = 15.3

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$18,728
Effective gross income derived$29,400

$18,728 ÷ $29,400 = 63.7%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$18,728
Annual debt service derived$30,229
Annual PMI assumption$0
Gross scheduled rent (annual) comp$31,956

($18,728 + $30,229 + $0) ÷ $31,956 = 153.2%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

No active rental listings cached yet for this bedroom count.

Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
11456 SW 252nd Tertownhomes431,829$445,0002026-08-31
11919 SW 247th Tertownhomes331,695$378,9002026-08-28
24941 SW 114th Cttownhomes331,659$380,0002026-08-26
10824 SW 240th Ln Unit 10824townhomes331,572$378,0002026-08-19
13621 SW 260th Lntownhomes431,812$500,0002026-08-18
24702 SW 119th Cttownhomes331,827$420,0002026-08-14
23329 SW 113th Cttownhomes441,736$445,0002026-08-14
11387 SW 232nd Tertownhomes441,736$449,9002026-08-13
11420 SW 250th Sttownhomes331,659$399,9992026-08-12
14229 SW 274th Sttownhomes442,415$435,0002026-08-10
10824 SW 232nd Tertownhomes321,530$425,0002026-08-07
24303 SW 115th Cttownhomes431,674$420,0002026-08-06
11477 SW 248thtownhomes231,422$342,0002026-08-06
13855 SW 262nd Sttownhomes431,488$395,0002026-08-06
13851 SW 262nd Sttownhomes431,488$404,0002026-08-06
11361 SW 249th Sttownhomes331,326$370,0002026-08-06
24474 SW 119th Pltownhomes321,827$444,5002026-07-30
11573 SW 248th Ter Unit 11573townhomes231,422$355,0002026-07-30
11417 SW 250th Sttownhomes321,524$374,9002026-07-22
25034 SW 107th Cttownhomes331,514$460,0002026-07-21
12930 SW 232nd Lntownhomes321,545$350,0002026-07-21
11271 SW 234th Tertownhomes331,706$420,0002026-07-19
11428 SW 254th Sttownhomes331,770$420,0002026-07-17
27546 SW 142nd Avetownhomes221,580$395,0002026-07-13
23440 SW 110th Avetownhomes331,705$450,0002026-07-13
23218 SW 110th Cttownhomes431,980$470,0002026-07-13
24981 SW 114th Cttownhomes321,659$381,0002026-07-13
26241 SW 138th Cttownhomes441,418$420,0002026-07-10
11745 SW 238th Sttownhomes321,644$392,5002026-07-08
23500 SW 129th Pathtownhomes331,331$380,0002026-07-06
24951 SW 114th Cttownhomes221,422$370,0002026-07-06
11379 SW 239th Sttownhomes331,741$425,0002026-07-01
23447 SW 127th Pltownhomes331,328$359,0002026-06-30
10951 SW 233rd Sttownhomes321,705$448,0002026-06-30
25886 SW 144th Cttownhomes441,398$420,0002026-06-30
10848 SW 243rd Sttownhomes431,661$390,0002026-06-29
11246 SW 236th Sttownhomes441,736$450,0002026-06-26
23601 SW 112th Cttownhomes431,815$480,0002026-06-25
26201 SW 135th Avetownhomes221,568$265,0002026-06-25
11533 SW 250th Sttownhomes331,524$350,0002026-06-23
27319 SW 133rd Pathtownhomes53$589,9902026-06-23
10828 SW 235th Sttownhomes321,705$447,5002026-06-22
26116 SW 134th Pltownhomes441,476$495,0002026-06-16
27450 SW 138th Pathtownhomes432,028$371,5002026-06-16
11715 SW 245th Tertownhomes331,328$345,0002026-06-12
23713 SW 115th Avetownhomes431,736$438,4002026-06-11
11469 SW 252nd Tertownhomes331,740$420,0002026-06-09
10945 SW 235th Lntownhomes321,530$425,0002026-06-09
23517 SW 127th Pltownhomes331,328$380,0002026-06-09
23420 SW 110th Avetownhomes321,530$435,0002026-06-09

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
11731 SW 234th Stsingle_family533,340$750,000
14319 SW 274th Waysingle_family531,850$439,999
14070 SW 260th St Apt 103condos531,861$349,900
11938 SW 253rd Tersingle_family542,846$750,000
12761 SW 256th Stsingle_family551,248$575,000
13347 SW 274 St Unit 13347townhomes53$605,000
24241 SW 113th Psgesingle_family533,399$648,000
11944 SW 240th Stsingle_family532,418$775,000

10-year hold projection

IRR-1.5%
Equity multiple0.75x
Total return (10yr)$33,901
YearProperty valueNOICash flowLoan balanceEquity
1$504,700$10,672-$21,155$387,750$116,950
2$519,841$11,086-$20,781$383,208$136,633
3$535,436$11,514-$20,394$378,354$157,082
4$551,499$11,958-$19,992$373,167$178,333
5$568,044$12,418-$19,575$367,623$200,421
6$585,086$12,894-$19,143$361,699$223,387
7$602,638$13,386-$18,696$355,368$247,270
8$620,717$13,896-$18,232$348,602$272,115
9$639,339$14,425-$17,751$341,372$297,967
10$658,519$14,972-$17,253$333,645$324,874
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.