Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
Acquisition (one-time, not monthly/yearly)
Purchase price
$272,000
Down payment (20.0%)
$54,400
Loan amount
$217,600
Closing costs (5.0%)
$13,600
Total cash to close
$68,000
Income
Rent (comp-derived)
$2,163$25,950
Vacancy loss (8.0%)
Effective gross income
$1,990$23,874
Operating expenses
Property tax (placeholder 1.9% of price)
$431$5,168
Insurance (placeholder 0.8% of price)
$181$2,176
HOA dues
$190$2,280
Management (0.0% of EGI)
$0$0
Maintenance (5.0% of GSR)
$108$1,298
Total operating expenses
$910$10,922
Net operating income (NOI)
Debt service & reserves
Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)
CapEx reserve (5.0% of GSR)
$108$1,298
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)
$0$0
Cash flow
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
Address
Type
Beds
Baths
Sqft
Asking rent
Listed
Days on market
condos
3
2
1,167
$2,200
2026-08-10
—
condos
3
3
1,328
$2,500
2026-07-20
—
apartment
3
2
1,500
$2,800
2026-08-28
—
condos
3
3
1,545
$2,600
2026-08-12
—
condos
3
3
1,393
$2,750
2026-04-02
—
condos
3
3
1,483
$2,600
2026-05-01
—
condos
3
2
1,235
$2,250
2026-05-26
—
apartment
3
2
1,307
$2,535
2026-03-11
—
condos
3
3
1,328
$2,590
2026-05-13
—
apartment
3
1
1,311
$2,250
2026-03-14
—
apartment
3
2
1,125
$2,700
2026-07-01
—
condos
3
3
1,393
$2,650
2026-08-14
—
condos
3
3
1,328
$2,900
2026-07-31
—
condos
3
3
1,335
$2,700
2026-07-06
—
condos
3
3
1,328
$3,000
2026-08-13
—
apartment
3
2
1,307
$3,330
2026-06-17
—
apartment
3
2
1,307
$3,114
—
—
apartment
3
2
1,200
$2,342
—
—
apartment
3
2
1,200
$2,442
—
—
apartment
3
2
1,307
$3,346
—
—
apartment
3
2
1,307
$3,346
—
—
apartment
3
2
1,307
$3,114
—
—
apartment
3
2
1,307
$3,114
—
—
apartment
3
2
1,200
$3,246
—
—
apartment
3
2
1,307
$3,114
—
—
apartment
3
2
1,307
$3,090
—
—
condos
3
3
1,379
$1,900
2026-08-11
—
condos
3
2
1,062
$1,900
2026-08-12
—
condos
3
2
1,194
$1,900
2026-03-03
—
apartment
3
2
1,196
$2,100
2026-04-10
—
condos
3
2
1,151
$2,000
2026-05-08
—
condos
3
2
1,126
$2,000
2026-07-29
—
condos
3
2
1,176
$2,000
2026-06-09
—
condos
3
3
1,379
$2,000
2026-08-11
—
condos
3
2
1,151
$2,250
2026-08-30
—
condos
3
2
1,176
$2,350
2026-08-24
—
condos
3
2
1,062
$2,000
2026-08-09
—
condos
3
2
1,062
$2,000
2026-08-08
—
condos
3
3
1,428
$2,100
2026-06-11
—
condos
3
2
1,062
$2,000
2026-05-28
—
condos
3
2
1,062
$1,900
2026-07-12
—
condos
3
2
1,176
$1,900
2026-07-06
—
condos
3
3
1,169
$2,275
2026-07-23
—
condos
3
2
1,245
$2,000
2026-03-18
—
condos
3
3
1,328
$2,500
2026-08-18
—
condos
3
2
1,194
$2,000
2026-07-07
—
condos
3
2
1,194
$2,000
2026-07-07
—
condos
3
2
1,126
$2,200
2026-04-08
—
condos
3
2
1,196
$2,150
2026-07-29
—
condos
3
2
1,126
$2,050
2026-06-17
—
condos
3
2
1,126
$2,000
2026-08-16
—
condos
3
2
1,176
$2,200
2026-08-04
—
condos
3
2
1,221
$1,950
2026-08-04
—
condos
3
2
1,151
$2,500
2026-07-14
—
condos
3
3
1,328
$2,450
2026-08-05
—
condos
3
3
1,328
$2,450
2026-06-02
—
condos
3
2
1,176
$2,500
2026-04-09
—
condos
3
2
1,150
$1,800
2026-08-27
—
apartment
3
2
1,389
$2,275
—
—
apartment
3
2
1,389
$2,275
—
—
apartment
3
2
1,389
$2,275
—
—
condos
3
3
1,169
$2,380
—
—
condos
3
2
1,196
$2,000
2025-09-11
—
apartment
3
2
1,080
$2,200
2026-07-20
—
apartment
3
3
1,558
$2,750
2026-08-21
—
condos
3
3
1,356
$2,300
2026-07-23
—
condos
3
3
1,330
$2,350
2026-07-09
—
apartment
3
2
1,302
$2,400
2026-04-26
—
condos
3
3
1,423
$1,914
2026-03-30
—
condos
3
2
1,099
$1,800
2026-09-02
—
condos
3
3
1,509
$1,800
2026-04-13
—
apartment
3
2
1,099
$1,850
2026-05-22
—
condos
3
2
1,076
$1,775
2026-07-23
—
condos
3
2
1,060
$1,850
2026-07-02
—
condos
3
3
1,302
$2,000
2026-03-21
—
condos
3
3
1,452
$2,200
2026-08-10
—
condos
3
2
1,182
$1,790
2026-06-11
—
condos
3
2
1,024
$1,850
2026-06-23
—
apartment
3
2
1,166
$2,000
2025-02-02
—
condos
3
3
1,423
$2,000
2026-05-30
—
condos
3
2
1,076
$1,900
2026-08-11
—
condos
3
2
1,024
$2,000
2026-05-03
—
condos
3
2
1,099
$2,100
2026-08-20
—
condos
3
2
1,182
$1,900
2026-08-14
—
condos
3
2
1,099
$2,300
2026-06-23
—
condos
3
2
1,182
$1,950
2026-07-17
—
apartment
3
2
1,182
$1,800
2026-06-26
—
condos
3
2
1,076
$1,900
2026-06-02
—
condos
3
3
1,545
$2,380
2026-05-15
—
condos
3
2
1,060
$1,900
2026-07-15
—
condos
3
2
1,076
$1,900
2026-06-18
—
condos
3
2
1,182
$1,900
2026-07-10
—
condos
3
2
1,099
$2,175
2026-08-14
—
condos
3
2
1,182
$2,000
2026-04-14
—
condos
3
2
1,166
$2,000
2026-08-07
—
condos
3
2
1,024
$2,000
2026-08-10
—
condos
3
2
1,060
$1,900
2026-06-29
—
condos
3
2
1,166
$2,050
2026-07-13
—
condos
3
2
1,060
$2,000
2026-07-10
—
condos
3
2
1,182
$2,000
2026-06-27
—
condos
3
2
1,076
$2,000
2026-04-24
—
condos
3
2
1,182
$2,300
2026-08-05
—
condos
3
2
1,166
$2,000
2026-08-03
—
condos
3
2
1,220
$2,200
2026-03-12
—
condos
3
2
1,166
$2,300
2026-08-04
—
condos
3
2
1,166
$2,200
2026-06-08
—
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
No recent recorded sales cached yet for this ZIP.
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
