6449 SW 28th St
Miami, FL 33155 · single_family · For Sale · 133 days on market
Asking price$2,150,000
4 beds 4 baths — sqft
Suggested offer$872,500$1,277,500 above the est. market value of $872,500.
View on Realtor.com →Listed by Anthony Pellerano Jr · Home Wiz Usa
Typesingle_family
Built2026
Price / sqft—
Est. value (own analysis)$872,500
Rent estimate (own analysis)$5,200/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood5/10major$Air2/10MinorWildfire1/10Minimal
1 / 61
Show every detail
Statusfor_sale
Listed date2026-04-22
Removed date—
MLSMiamiMLS #A12004930
Coordinates25.74456, -80.30039
Address6449 SW 28th St
CityMiami
StateFL
Zip33155
Listing ID6833876968
Sourceus-real-estate-listings, cached 2026-08-31
ZIP market snapshot (33155)
Typical home value (ZHVI)$716,503
Typical rent (ZORI)$2,758/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $2,150,000 |
| Down payment (20.0%) | $430,000 |
| Loan amount | $1,720,000 |
| Closing costs (5.0%) | $107,500 |
| Total cash to close | $537,500 |
| Income | |
| Rent (comp-derived) | $5,200$62,400 |
| Vacancy loss (8.0%) | |
| Effective gross income | $4,784$57,408 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $3,404$40,850 |
| Insurance (est. scaled by flood & wind risk) | $2,508$30,100 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $260$3,120 |
| Total operating expenses | $6,173$74,070 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $260$3,120 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 2 | 1,754 | $7,200 | 2026-08-19 | — | |
| single_family | 4 | 2 | 2,149 | $3,900 | 2026-08-13 | — | |
| single_family | 4 | 2 | 1,499 | $4,100 | 2026-08-11 | — | |
| single_family | 4 | 2 | 1,874 | $3,650 | 2026-06-22 | — | |
| single_family | 4 | 3 | 1,749 | $5,500 | 2026-06-17 | — | |
| single_family | 4 | 2 | 1,652 | $6,000 | 2026-06-02 | — | |
| single_family | 4 | 3 | 3,938 | $10,500 | 2026-05-27 | — | |
| single_family | 4 | 4 | 4,221 | $19,500 | 2026-05-09 | — | |
| single_family | 4 | 2 | 2,300 | $5,200 | 2026-08-03 | — | |
| single_family | 4 | 3 | 1,859 | $4,000 | 2026-04-20 | — | |
| single_family | 4 | 3 | 2,313 | $5,500 | — | — | |
| single_family | 4 | 2 | — | $5,500 | — | — | |
| single_family | 4 | 2 | — | $5,200 | — | — | |
| single_family | 4 | 3 | 1,408 | $4,300 | 2026-08-25 | — | |
| single_family | 4 | 2 | 1,413 | $4,000 | 2026-08-28 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 8220 SW 29th St | single_family | 4 | 3 | 1,807 | $855,000 | 2026-08-27 |
| 4145 SW 84th Ct | single_family | 4 | 3 | — | $1,150,000 | 2026-08-26 |
| 8250 SW 28th St | single_family | 4 | 3 | 2,330 | $729,000 | 2026-08-13 |
| 6735 SW 51st St | single_family | 4 | 2 | 2,192 | $1,115,000 | 2026-08-11 |
| 2725 SW 65th Ave | single_family | 4 | 4 | 2,855 | $1,815,000 | 2026-08-11 |
| 6291 SW 50th St | single_family | 4 | 3 | 2,475 | $1,650,000 | 2026-07-27 |
| 1811 SW 83rd Ave | single_family | 4 | 3 | 2,152 | $860,000 | 2026-07-23 |
| 6065 N Waterway Dr | single_family | 4 | 3 | 1,641 | $987,000 | 2026-07-22 |
| 7941 SW 18th Ter | single_family | 4 | 4 | 3,401 | $870,000 | 2026-06-29 |
| 2314 SW 60th Ave | single_family | 4 | 4 | 1,985 | $715,000 | 2026-06-24 |
| 7515 SW 32nd St | single_family | 4 | 2 | 1,556 | $765,000 | 2026-06-24 |
| 5830 SW 51st Ter | single_family | 4 | 3 | 2,270 | $1,500,000 | 2026-06-18 |
| 5701 SW 50th Ter | single_family | 4 | 3 | 2,174 | $1,075,000 | 2026-06-15 |
| 6449 SW 56th St | single_family | 4 | 4 | 2,524 | $2,175,000 | 2026-06-15 |
| 6501 SW 30th St | single_family | 4 | 3 | 2,452 | $899,000 | 2026-06-10 |
| 6881 SW 27th St | single_family | 4 | 2 | 1,753 | $715,000 | 2026-06-08 |
| 7715 SW 21st Ter | single_family | 4 | 2 | 1,747 | $665,000 | 2026-06-08 |
| 6001 SW 28th St | single_family | 4 | 3 | 2,896 | $1,700,000 | 2026-06-02 |
| 2122 SW 58th Ave | single_family | 4 | 3 | 2,511 | $729,000 | 2026-05-29 |
| 6710 SW 48th St | single_family | 4 | 3 | 1,522 | $920,000 | 2026-05-28 |
| 7285 SW 16th Ter | single_family | 4 | 1 | 1,712 | $640,000 | 2026-05-27 |
| 5747 SW 31st St | single_family | 4 | 1 | 1,836 | $1,100,000 | 2026-05-27 |
| 2523 Red Rd | single_family | 4 | 3 | 2,833 | $2,475,000 | 2026-05-26 |
| 8631 SW 16th Ter | single_family | 4 | 3 | 2,218 | $875,000 | 2026-05-20 |
| 8311 SW 47th St | single_family | 4 | 3 | 2,150 | $1,050,000 | 2026-05-19 |
| 6421 Miller Dr | single_family | 4 | 2 | 2,048 | $1,120,000 | 2026-05-18 |
| 8571 SW 30th St | single_family | 4 | 3 | 2,408 | $700,000 | 2026-05-15 |
| 2030 SW 60th Ave | single_family | 4 | 2 | 1,860 | $850,000 | 2026-05-14 |
| 6415 SW 39th St | single_family | 4 | 2 | 1,591 | $825,000 | 2026-05-14 |
| 5790 SW 34th St | single_family | 4 | 3 | 3,118 | $2,010,000 | 2026-05-07 |
| 2735 SW 65th Ave | single_family | 4 | 4 | 2,358 | $1,300,000 | 2026-05-05 |
| 5801 SW 35th St | single_family | 4 | 2 | 3,128 | $2,499,900 | 2026-04-24 |
| 7550 SW 28th Street Rd | single_family | 4 | 2 | 1,655 | $670,000 | 2026-04-20 |
| 2007 SW 60th Ave | single_family | 4 | 3 | 1,553 | $535,000 | 2026-04-15 |
| 6625 SW 45th St | single_family | 4 | 4 | 1,922 | $1,125,000 | 2026-03-27 |
| 7120 SW 56th St | single_family | 4 | 3 | 1,900 | $1,420,000 | 2026-03-23 |
| 8440 SW 27th Ter | single_family | 4 | 2 | 1,606 | $838,000 | 2026-03-16 |
| 5760 SW 56th St | single_family | 4 | 4 | 2,171 | $1,500,000 | 2026-03-16 |
| 6086 SW 20th St | single_family | 4 | 2 | 1,640 | $745,000 | 2026-03-06 |
| 2102 SW 58th Ct | single_family | 4 | 2 | 1,573 | $585,000 | 2026-03-05 |
| 8371 SW 32nd Ter | single_family | 4 | 2 | 1,703 | $765,000 | 2026-02-27 |
| 8551 SW 30th St | single_family | 4 | 3 | 2,248 | $845,000 | 2026-02-27 |
| 7580 SW 29th St | single_family | 4 | 3 | 1,648 | $820,000 | 2026-02-27 |
| 8670 SW 27th Ln | single_family | 4 | 2 | 1,344 | $700,000 | 2026-02-26 |
| 6440 SW 44th St | single_family | 4 | 3 | 2,152 | $1,500,000 | 2026-02-23 |
| 6701 SW 48th St | single_family | 4 | 3 | 1,805 | $1,275,000 | 2026-02-10 |
| 7420 SW 31st St | single_family | 4 | 2 | 1,711 | $680,000 | 2026-02-09 |
| 4950 SW 63rd Ave | single_family | 4 | 4 | 3,239 | $2,600,000 | 2026-02-05 |
| 6411 SW 22nd St | single_family | 4 | 2 | 1,476 | $785,000 | 2026-02-05 |
| 3051 SW 84th Ct | single_family | 4 | 3 | 2,241 | $800,000 | 2026-02-04 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 6385 SW 25th St | single_family | 4 | 2 | — | $920,000 | — |
| 7741 SW 20th St | single_family | 4 | 3 | 1,699 | $685,000 | — |
| 7151 SW 42nd St | single_family | 4 | 3 | 1,292 | $800,000 | — |
| 6140 SW 45th St | single_family | 4 | 2 | 1,615 | $950,000 | — |
| 7135 SW 19th St | single_family | 4 | 2 | 1,534 | $739,500 | — |
| 6776 SW 22nd St | townhomes | 4 | 3 | 2,062 | $669,000 | — |
| 5400 SW 63rd Ct | single_family | 4 | 3 | 2,822 | $1,700,000 | — |
| 5889 SW 17th St | single_family | 4 | 3 | 2,318 | $1,395,000 | — |
10-year hold projection
IRR-9.0%
Equity multiple-0.52x
Total return (10yr)-$537,586
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $2,214,500 | -$16,662 | -$152,420 | $1,701,351 | $513,149 |
| 2 | $2,280,935 | -$16,792 | -$152,628 | $1,681,422 | $599,513 |
| 3 | $2,349,363 | -$16,916 | -$152,832 | $1,660,124 | $689,239 |
| 4 | $2,419,844 | -$17,034 | -$153,032 | $1,637,364 | $782,480 |
| 5 | $2,492,439 | -$17,146 | -$153,228 | $1,613,041 | $879,398 |
| 6 | $2,567,212 | -$17,252 | -$153,420 | $1,587,047 | $980,165 |
| 7 | $2,644,229 | -$17,350 | -$153,607 | $1,559,269 | $1,084,960 |
| 8 | $2,723,556 | -$17,441 | -$153,788 | $1,529,582 | $1,193,973 |
| 9 | $2,805,262 | -$17,524 | -$153,964 | $1,497,858 | $1,307,405 |
| 10 | $2,889,420 | -$17,599 | -$154,133 | $1,463,954 | $1,425,466 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.