4485 SW 7th St
Miami, FL 33134 · multi_family · Pending — under contract · 222 days on market
Asking price$780,000
2 beds 2 baths 1,216 sqft
Suggested offer$561,007$218,993 above the est. market value of $561,007.
View on Realtor.com →Listed by Sandra Fernandez · Lifestyle International Realty
Typemulti_family
Built1959
Price / sqft$641
Est. value (own analysis)$561,007
Rent estimate (building total, own analysis)$4,625/mo
HOANone
Wind10/10Extreme$Heat9/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
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Statusfor_sale
Listed date2026-01-23
Removed date—
MLSMiamiMLS #A11951611
Coordinates25.76478, -80.26922
Address4485 SW 7th St
CityMiami
StateFL
Zip33134
Listing ID6827557716
Sourceus-real-estate-listings, cached 2026-08-30
ZIP market snapshot (33134)
Typical home value (ZHVI)$887,965
Typical rent (ZORI)$3,095/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $780,000 |
| Down payment (20.0%) | $156,000 |
| Loan amount | $624,000 |
| Closing costs (5.0%) | $39,000 |
| Total cash to close | $195,000 |
| Income | |
| Rent (estimate) | $4,625$55,503 |
| Vacancy loss (8.0%) | |
| Effective gross income | $4,255$51,063 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,235$14,820 |
| Insurance (est. scaled by flood & wind risk) | $780$9,360 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $231$2,775 |
| Total operating expenses | $2,246$26,955 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $231$2,775 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
No active rental listings cached yet for this bedroom count.
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 4450 W Flagler St | multi_family | — | — | 2,103 | $915,000 | 2026-09-01 |
| 346 350 Alesio Ave | multi_family | — | — | 2,159 | $1,150,000 | 2026-08-28 |
| 2862 SW 38th Ct | multi_family | — | — | 3,212 | $1,150,000 | 2026-08-24 |
| 4217 SW 2nd Ter | multi_family | — | — | 1,239 | $600,000 | 2026-07-16 |
| 1414 Galiano St | multi_family | 5 | 2 | 2,824 | $1,300,000 | 2026-07-06 |
| 2909 Segovia St | multi_family | 5 | 3 | 2,612 | $1,510,000 | 2026-07-02 |
| 4025 SW 10th St | multi_family | — | — | 4,572 | $1,630,000 | 2026-06-29 |
| 3808 Ponce De Leon Blvd | multi_family | — | — | 2,970 | $1,435,000 | 2026-06-03 |
| 27 SW 55th Avenue Rd | multi_family | 3 | 1 | 1,636 | $575,000 | 2026-05-21 |
| 3741 SW 27th Ter | multi_family | — | — | 2,090 | $980,000 | 2026-05-15 |
| 201 Fluvia Ave | multi_family | — | — | 2,640 | $1,225,000 | 2026-05-13 |
| 111 Salamanca Ave | multi_family | — | — | 4,946 | $1,950,000 | 2026-05-08 |
| 3731 SW 27th St | multi_family | 4 | 2 | 1,715 | $812,000 | 2026-04-21 |
| 1231 Columbus Blvd | multi_family | 4 | 1 | 2,366 | $1,600,000 | 2026-04-13 |
| 4201 SW 7th St | multi_family | — | — | 3,196 | $1,425,000 | 2026-04-07 |
| 2845 SW 37th Ct | multi_family | — | — | 1,669 | $770,000 | 2026-04-07 |
| 3609 S Le Jeune Rd | multi_family | — | — | 3,284 | $1,150,000 | 2026-03-24 |
| 2890 2892 S Le Jeune Rd | multi_family | — | — | 3,164 | $1,400,000 | 2026-02-27 |
| 2880-2882 S Le Jeune Rd | multi_family | — | — | 3,324 | $1,500,000 | 2026-02-27 |
| 4000 4010 Sw 16th Ter | multi_family | 5 | 4 | 2,963 | $980,000 | 2026-01-27 |
| 2820 SW 38th Ct | multi_family | 3 | 1 | 1,170 | $875,000 | 2025-12-19 |
| 5615 SW 1st St | multi_family | 5 | 2 | 1,699 | $250,000 | 2025-12-03 |
| 650 SW 42nd Ave | multi_family | — | — | 2,884 | $1,350,000 | 2025-12-02 |
| 135 Zamora Ave | multi_family | 6 | 6 | 3,600 | $1,900,000 | 2025-11-06 |
| 900 SW 43rd Ave Unit 2 | multi_family | 8 | 4 | 3,424 | $744,600 | 2025-10-17 |
| 2920 SW 37th Ct | multi_family | — | — | 2,369 | $724,900 | 2025-09-26 |
| 406 Valencia Ave | multi_family | 6 | 6 | 5,029 | $4,000,000 | 2025-09-19 |
| 414 Valencia Ave | multi_family | 6 | 6 | 3,900 | $4,000,000 | 2025-09-19 |
| 4100 SW 9th Ter | multi_family | 4 | 2 | 1,562 | $760,000 | 2025-09-09 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 122 SW 56th Ave | single_family | 2 | 2 | 1,156 | $599,000 | — |
| 4060 SW 6th St | single_family | 2 | 1 | 1,027 | $669,500 | — |
| 3780 SW 27th Ter | single_family | 2 | 2 | 875 | $725,000 | — |
| 215 SW 42nd Ave Apt 401 | condos | 2 | 2 | 996 | $490,000 | — |
| 1715 Douglas Rd Unit 200 | condos | 2 | 2 | 960 | $935,900 | — |
| 1715 Douglas Rd Unit 206 | condos | 2 | 2 | 842 | $861,900 | — |
| 215 SW 42nd Ave Apt 810 | condos | 2 | 2 | 996 | $399,000 | — |
| 215 SW 42nd Ave Ph 8 | condos | 2 | 2 | 920 | $434,000 | — |
10-year hold projection
IRR1.0%
Equity multiple1.16x
Total return (10yr)$132,247
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $803,400 | $24,108 | -$26,787 | $617,234 | $186,166 |
| 2 | $827,502 | $24,966 | -$25,999 | $610,004 | $217,498 |
| 3 | $852,327 | $25,853 | -$25,182 | $602,278 | $250,049 |
| 4 | $877,897 | $26,770 | -$24,338 | $594,021 | $283,876 |
| 5 | $904,234 | $27,719 | -$23,465 | $585,196 | $319,037 |
| 6 | $931,361 | $28,699 | -$22,561 | $575,766 | $355,595 |
| 7 | $959,302 | $29,712 | -$21,626 | $565,688 | $393,613 |
| 8 | $988,081 | $30,760 | -$20,659 | $554,919 | $433,162 |
| 9 | $1,017,723 | $31,843 | -$19,658 | $543,409 | $474,314 |
| 10 | $1,048,255 | $32,962 | -$18,623 | $531,109 | $517,145 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.