9795 NW 27th Ter

Doral, FL 33172 · single_family · For Sale · 322 days on market
Asking price$1,350,000
4 beds 4 baths 2,763 sqft
Suggested offer$957,407$392,593 above the est. market value of $957,407.
View on Realtor.com →
Listed by Janett Benedict · EXP Realty, LLC
Typesingle_family
Built1988
Price / sqft$489
Est. value (own analysis)$957,407
Rent estimate (own analysis)$5,250/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2025-10-15
Removed date
MLSMiamiMLS #A11889950
Coordinates25.79980, -80.35495
Address9795 NW 27th Ter
CityDoral
StateFL
Zip33172
Listing ID6804907635
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33172)

Typical home value (ZHVI)$300,752
Typical rent (ZORI)$2,402/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,350,000
Down payment (20.0%)$270,000
Loan amount$1,080,000
Closing costs (5.0%)$67,500
Total cash to close$337,500
Rent (comp-derived)$5,250$63,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$63,000
Vacancy rate (assumption) assumption8.0%

$63,000 × 8.0% = $5,040

Effective gross income$4,830$57,960
Property tax (placeholder 1.9% of price)$2,138$25,650
Insurance (placeholder 0.8% of price)$900$10,800
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$263$3,150
Total operating expenses$3,300$39,600
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$57,960
Total operating expenses derived$39,600

$57,960 − $39,600 = $18,360

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,080,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,080,000 amortized at 6.7% over 30 years = $6,940/mo

CapEx reserve (5.0% of GSR)$263$3,150
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$18,360
Annual debt service derived$83,284
Annual CapEx reserve assumption$3,150
Annual PMI assumption$0

($18,360 − $83,284 − $3,150 − $0) ÷ 12 = -$5,673

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$18,360
Purchase price data$1,350,000

$18,360 ÷ $1,350,000 = 1.4%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$68,074
Total cash to close derived$337,500

-$68,074 ÷ $337,500 = -20.2%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$18,360
Annual debt service derived$83,284

$18,360 ÷ $83,284 = 0.22

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$63,000
Purchase price data$1,350,000

($63,000 ÷ 12) ÷ $1,350,000 = 0.4%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,350,000
Gross scheduled rent (annual) comp$63,000

$1,350,000 ÷ $63,000 = 21.4

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$39,600
Effective gross income derived$57,960

$39,600 ÷ $57,960 = 68.3%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$39,600
Annual debt service derived$83,284
Annual PMI assumption$0
Gross scheduled rent (annual) comp$63,000

($39,600 + $83,284 + $0) ÷ $63,000 = 195.1%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family432,391$6,3002026-07-01
single_family441,701$4,2502026-06-10
single_family421,436$4,0002026-08-03
single_family442,602$5,7002026-08-27
single_family431,398$5,250

1016 NW 99th Psge Unit 1016

Miami, 33172 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,391
Listed2026-07-01
Days on market

Asking rent: $6,300

View on Zillow →

933 NW 106th Ave Cir

Miami, 33172 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,701
Listed2026-06-10
Days on market

Asking rent: $4,250

View on Zillow →

955 NW 106th Ave Cir

Miami, 33172 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,436
Listed2026-08-03
Days on market

Asking rent: $4,000

View on Zillow →

Miami, 33172 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage2,602
Listed2026-08-27
Days on market

Asking rent: $5,700

View on Zillow →

9999 NW 25th Ter # 9999

Doral, 33172 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,398
Listed
Days on market

Asking rent: $5,250

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
981 NW 97th Ctsingle_family431,786$727,0002026-08-17
9761 NW 9th Stsingle_family442,602$900,0002026-07-23
9924 NW 10th Tersingle_family443,010$980,0002026-07-10
9796 NW 28th Tersingle_family432,853$1,650,0002026-07-10
1005 NW 100th Avesingle_family432,391$990,0002026-05-28
984 NW 104th Avesingle_family433,010$1,030,0002026-05-14
9768 NW 30th Stsingle_family432,452$875,0002026-05-14
9866 NW 10th Stsingle_family442,602$860,0002026-03-25
10371 NW 10th Stsingle_family443,010$970,0002026-01-28
1007 NW 99th Ctsingle_family443,010$1,030,0002025-12-01
10040 NW 10th Stsingle_family432,391$830,0002025-11-07
6641946112single_family443,010$870,0002025-10-22
9793 NW 29th Tersingle_family432,452$925,0002025-09-30
9764 NW 32nd Stsingle_family432,207$940,0002025-09-26

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
1007 NW 106th Ave Cirsingle_family431,962$629,000
single_family442,602$999,999
9167 Fontainebleau Blvd Apt 3condos431,782$435,000
9167 Fontainebleau Blvd Apt 6townhomes431,782$469,900
9133 Fontainebleau Blvd Apt 5condos441,970$474,800
928 NW 106th Ave Cirsingle_family431,634$799,999
9840 NW 28th Tersingle_family432,614$1,298,000
9732 NW 32nd Stsingle_family432,400$939,999

10-year hold projection

IRR-3.6%
Equity multiple0.41x
Total return (10yr)-$22,283
YearProperty valueNOICash flowLoan balanceEquity
1$1,390,500$18,360-$68,074$1,068,290$322,210
2$1,432,215$19,109-$67,404$1,055,777$376,438
3$1,475,181$19,885-$66,709$1,042,404$432,778
4$1,519,437$20,690-$65,987$1,028,112$491,325
5$1,565,020$21,524-$65,238$1,012,840$552,180
6$1,611,971$22,388-$64,461$996,518$615,453
7$1,660,330$23,283-$63,654$979,076$681,254
8$1,710,140$24,212-$62,817$960,435$749,704
9$1,761,444$25,173-$61,949$940,515$820,929
10$1,814,287$26,170-$61,049$919,227$895,060
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.