569 NW 44th St

Miami, FL 33127 · single_family · For Sale · 168 days on market
Asking price$2,350,000
5 beds 5 baths 2,690 sqft
Suggested offer$2,080,589$269,411 above the est. market value of $2,080,589.
View on Realtor.com →
Listed by Stefan Segall · COMPASS
Typesingle_family
Built2026
Price / sqft$874
Est. value (own analysis)$2,080,589
Rent estimate (own analysis)$9,950/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-03-18
Removed date
MLSMiamiMLS #A11981666
Coordinates25.81631, -80.20527
Address569 NW 44th St
CityMiami
StateFL
Zip33127
Listing ID6790291743
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33127)

Typical home value (ZHVI)$528,160
Typical rent (ZORI)$2,975/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$2,350,000
Down payment (20.0%)$470,000
Loan amount$1,880,000
Closing costs (5.0%)$117,500
Total cash to close$587,500
Rent (comp-derived)$9,950$119,394
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$119,394
Vacancy rate (assumption) assumption8.0%

$119,394 × 8.0% = $9,552

Effective gross income$9,154$109,842
Property tax (placeholder 1.9% of price)$3,721$44,650
Insurance (placeholder 0.8% of price)$1,567$18,800
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$497$5,970
Total operating expenses$5,785$69,420
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$109,842
Total operating expenses derived$69,420

$109,842 − $69,420 = $40,423

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,880,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,880,000 amortized at 6.7% over 30 years = $12,081/mo

CapEx reserve (5.0% of GSR)$497$5,970
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$40,423
Annual debt service derived$144,977
Annual CapEx reserve assumption$5,970
Annual PMI assumption$0

($40,423 − $144,977 − $5,970 − $0) ÷ 12 = -$9,210

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$40,423
Purchase price data$2,350,000

$40,423 ÷ $2,350,000 = 1.7%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$110,524
Total cash to close derived$587,500

-$110,524 ÷ $587,500 = -18.8%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$40,423
Annual debt service derived$144,977

$40,423 ÷ $144,977 = 0.28

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$119,394
Purchase price data$2,350,000

($119,394 ÷ 12) ÷ $2,350,000 = 0.4%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$2,350,000
Gross scheduled rent (annual) comp$119,394

$2,350,000 ÷ $119,394 = 19.7

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$69,420
Effective gross income derived$109,842

$69,420 ÷ $109,842 = 63.2%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$69,420
Annual debt service derived$144,977
Annual PMI assumption$0
Gross scheduled rent (annual) comp$119,394

($69,420 + $144,977 + $0) ÷ $119,394 = 179.6%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family531,986$12,9002026-08-20
single_family541,986$6,5002026-07-08
single_family532,091$6,9992026-05-11
single_family531,940$18,0002026-08-25

155 NW 51st St Unit 0

Miami, 33127 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage1,986
Listed2026-08-20
Days on market

Asking rent: $12,900

View on Zillow →

145 NW 40th St

Miami, 33127 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage1,986
Listed2026-07-08
Days on market

Asking rent: $6,500

View on Zillow →

4721 NW 6th Ave

Miami, 33127 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,091
Listed2026-05-11
Days on market

Asking rent: $6,999

View on Zillow →

400 NW 49th St Unit 0

Miami, 33127 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage1,940
Listed2026-08-25
Days on market

Asking rent: $18,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
37 NW 47th Tersingle_family532,346$920,0002026-05-15
4235 NW 1st Avesingle_family564,008$3,100,0002026-05-07
660 NW 43rd Stsingle_family531,385$275,0002026-03-06
121 NW 41st Stsingle_family522,266$2,000,0002026-01-29
520 NW 41st Stsingle_family532,017$1,650,0002026-01-29

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
760-762 NW 52nd Stmulti_family521,513$685,000
4131 NW 11th Plsingle_family541,432$720,000
1143 NW 27th Stsingle_family542,128$650,000
3315 NW 11th Avesingle_family532,350$600,000
111 NW 53rd Stsingle_family531,578$1,169,000
121 NW 53rd Stsingle_family531,779$1,169,000
280 NW 47th Stsingle_family563,567$3,249,000
260 NW 47th Stsingle_family573,476$3,350,000

10-year hold projection

IRR-2.6%
Equity multiple0.57x
Total return (10yr)$52,906
YearProperty valueNOICash flowLoan balanceEquity
1$2,420,500$40,423-$110,524$1,859,617$560,883
2$2,493,115$41,983-$109,113$1,837,833$655,282
3$2,567,908$43,598-$107,651$1,814,554$753,354
4$2,644,946$45,270-$106,135$1,789,677$855,269
5$2,724,294$47,002-$104,564$1,763,091$961,203
6$2,806,023$48,796-$102,935$1,734,679$1,071,344
7$2,890,204$50,652-$101,248$1,704,316$1,185,887
8$2,976,910$52,574-$99,499$1,671,868$1,305,041
9$3,066,217$54,564-$97,686$1,637,192$1,429,025
10$3,158,203$56,624-$95,808$1,600,135$1,558,068
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.