17545 NW 49th Ct

Miami, FL 33055 · single_family · For Sale · 43 days on market
Asking price$561,100
3 beds 3 baths 2,200 sqft
Suggested offer$531,600$29,500 above the est. market value of $531,600.
View on Realtor.com →
Listed by Ana Donado · Trust Financial Serv. Grp. Ii
Typesingle_family
Built
Price / sqft$255
Est. value (Realtor.com)$531,600
Rent estimate (own analysis)$3,000/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-07-21
Removed date
MLSMiamiMLS #A12057340
Coordinates25.93321, -80.28184
Address17545 NW 49th Ct
CityMiami
StateFL
Zip33055
Listing ID6787354551
Sourcerealtor, cached 2026-08-21

ZIP market snapshot (33055)

Typical home value (ZHVI)$504,739
Typical rent (ZORI)$3,196/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$561,100
Down payment (20.0%)$112,220
Loan amount$448,880
Closing costs (5.0%)$28,055
Total cash to close$140,275
Rent (comp-derived)$3,000$36,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$36,000
Vacancy rate (assumption) assumption8.0%

$36,000 × 8.0% = $2,880

Effective gross income$2,760$33,120
Property tax (real MLS tax bill, from Realtor Search)$627$7,523
Insurance (placeholder 0.8% of price)$374$4,489
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$150$1,800
Total operating expenses$1,151$13,812
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$33,120
Total operating expenses derived$13,812

$33,120 − $13,812 = $19,308

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$448,880
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$448,880 amortized at 6.7% over 30 years = $2,885/mo

CapEx reserve (5.0% of GSR)$150$1,800
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$19,308
Annual debt service derived$34,615
Annual CapEx reserve assumption$1,800
Annual PMI assumption$0

($19,308 − $34,615 − $1,800 − $0) ÷ 12 = -$1,426

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$19,308
Purchase price data$561,100

$19,308 ÷ $561,100 = 3.4%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$17,107
Total cash to close derived$140,275

-$17,107 ÷ $140,275 = -12.2%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$19,308
Annual debt service derived$34,615

$19,308 ÷ $34,615 = 0.56

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$36,000
Purchase price data$561,100

($36,000 ÷ 12) ÷ $561,100 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$561,100
Gross scheduled rent (annual) comp$36,000

$561,100 ÷ $36,000 = 15.6

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$13,812
Effective gross income derived$33,120

$13,812 ÷ $33,120 = 41.7%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$13,812
Annual debt service derived$34,615
Annual PMI assumption$0
Gross scheduled rent (annual) comp$36,000

($13,812 + $34,615 + $0) ÷ $36,000 = 134.5%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family321,758$3,230
single_family321,702$2,9002026-05-18
single_family312,686$2,8002026-08-03
single_family312,223$3,0002026-08-10
single_family311,824$3,8002026-08-13
single_family312,204$3,450
single_family321,758$1,7002026-08-29
single_family321,600$3,0002026-08-31

3746 NW 201st Ter

Miami Gardens, 33055 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,758
Listed
Days on market

Asking rent: $3,230

View on Zillow →

17175 NW 41st Ave Unit 0

Miami Gardens, 33055 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,702
Listed2026-05-18
Days on market

Asking rent: $2,900

View on Zillow →

19710 NW 51st Ave

Miami Gardens, 33055 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage2,686
Listed2026-08-03
Days on market

Asking rent: $2,800

View on Zillow →

4722 NW 192nd Ter

Miami Gardens, 33055 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage2,223
Listed2026-08-10
Days on market

Asking rent: $3,000

View on Zillow →

20302 NW 39th Ct Unit 0

Miami Gardens, 33055 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,824
Listed2026-08-13
Days on market

Asking rent: $3,800

View on Zillow →

4761 NW 190th St

Miami Gardens, 33055 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage2,204
Listed
Days on market

Asking rent: $3,450

View on Zillow →

37433 NW 201st Ter

Miami Gardens, 33055 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,758
Listed2026-08-29
Days on market

Asking rent: $1,700

View on Zillow →

5415 NW 192nd Ln

Miami Gardens, 33055 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,600
Listed2026-08-31
Days on market

Asking rent: $3,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
17430 NW 37th Ctsingle_family321,400$522,0002026-08-31
17545 NW 49th Ctsingle_family332,200$560,0002026-08-24
17155 NW 37th Ctsingle_family321,242$575,0002026-08-24
19031 NW 54th Avesingle_family321,692$570,0002026-08-20
4892 NW 168th Tersingle_family321,477$492,9002026-08-18
17935 NW 48th Ctsingle_family322,484$460,0002026-08-17
17501 NW 41st Avesingle_family321,150$580,0002026-08-13
18425 NW 42nd Plsingle_family321,710$530,0002026-08-13
18530 NW 42nd Avesingle_family321,077$669,0002026-08-12
4481 NW 176th Tersingle_family321,490$575,0002026-08-11
18603 NW 47th Plsingle_family311,058$332,0002026-08-07
17230 NW 56th Avesingle_family31920$400,0002026-07-30
19810 NW 39th Avesingle_family311,125$415,0002026-07-27
5331 NW 170th Tersingle_family311,468$480,0002026-07-23
4320 NW 191st Tersingle_family321,214$565,0002026-07-23
17032 NW 49th Ctsingle_family321,524$565,0002026-07-21
19040 NW 54th Avesingle_family321,692$485,0002026-07-21
3853 NW 209th Stsingle_family321,203$370,0002026-07-21
19825 NW 44th Plsingle_family312,318$385,0002026-07-13
4970 NW 199th Stsingle_family311,315$565,0002026-07-13
3834 NW 209th Stsingle_family311,125$519,0002026-07-10
16835 NW 41st Avesingle_family311,500$392,0002026-07-08
3930 NW 185th Stsingle_family321,296$465,0002026-07-06
4215 NW 197th Stsingle_family311,395$565,0002026-06-30
4410 NW 174th Drsingle_family321,222$630,0002026-06-30
19035 NW 54th Plsingle_family321,635$490,0002026-06-29
19527 NW 50th Ctsingle_family321,397$590,0002026-06-29
17301 NW 41st Avesingle_family311,150$460,0002026-06-29
18420 NW 38th Ctsingle_family321,353$520,0002026-06-26
5335 NW 197th Lnsingle_family321,601$375,0002026-06-24
5203365665single_family321,442$535,0002026-06-18
5505 NW 172nd Tersingle_family312,353$460,0002026-06-16
20731 NW 41st Avenue Rdsingle_family32972$415,0002026-06-12
19820 NW 39th Avesingle_family321,125$590,0002026-06-12
17165 NW 41st Avesingle_family311,546$445,0002026-06-10
4005 NW 195th Stsingle_family321,460$555,0002026-06-08
19730 NW 44th Ctsingle_family321,125$545,0002026-06-03
5452 NW 172nd Tersingle_family31$530,0002026-06-03
4401 NW 193rd Stsingle_family311,104$550,0002026-06-01
18450 NW 56th Plsingle_family321,556$589,5002026-06-01
5511 NW 180th Tersingle_family321,379$540,0002026-05-28
17221 NW 41st Avesingle_family311,150$530,0002026-05-21
18422 NW 42nd Ctsingle_family321,241$529,0002026-05-21
17311 NW 49th Avesingle_family311,208$540,0002026-05-20
17165 NW 41st Avesingle_family321,546$445,0002026-05-18
18765 NW 55th Avesingle_family321,444$520,0002026-05-15
3950 NW 171st Tersingle_family321,150$560,0002026-05-13
4275 NW 197th Stsingle_family311,341$499,0002026-05-11
4210 NW 197th Stsingle_family311,582$480,0002026-05-04
17201 NW 42nd Avesingle_family321,502$615,0002026-04-30

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
20400 NW 38th Ctsingle_family321,135$560,000
18804 NW 46th Avesingle_family321,120$387,000
19367 NW 45th Avetownhomes321,034$380,000
17430 NW 37th Ctsingle_family321,400$512,000
3728 NW 213th Sttownhomes321,162$399,900
4527 NW 191st Tertownhomes321,142$398,000
4441 NW 173rd Drsingle_family321,274$560,000
4403 NW 202nd Stsingle_family311,012$475,000

10-year hold projection

IRR2.0%
Equity multiple1.32x
Total return (10yr)$118,417
YearProperty valueNOICash flowLoan balanceEquity
1$577,933$19,308-$17,107$444,013$133,920
2$595,271$19,957-$16,504$438,812$156,459
3$613,129$20,626-$15,881$433,254$179,875
4$631,523$21,317-$15,237$427,314$204,209
5$650,469$22,031-$14,571$420,966$229,502
6$669,983$22,768-$13,884$414,183$255,800
7$690,082$23,530-$13,173$406,933$283,149
8$710,785$24,316-$12,440$399,186$311,599
9$732,108$25,127-$11,681$390,906$341,202
10$754,071$25,965-$10,898$382,059$372,013
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.