2065 NE 139th St
North Miami Beach, FL 33181 · townhomes · For Sale · 19 days on market
Asking price$423,999
2 beds 1 baths 1,440 sqft
Listed by Joey Fumero-Manso · Sellstate 5 Star Realty
Typetownhomes
Built1982
Price / sqft$294
Est. value (own analysis)$432,558
Rent estimate (own analysis)$3,600/mo
HOANone
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Statusfor_sale
Listed date2026-08-14
Removed date—
MLSMiamiMLS #A12071231
Coordinates25.90460, -80.15747
Address2065 NE 139th St
CityNorth Miami Beach
StateFL
Zip33181
Listing ID6786781041
Sourceus-real-estate-listings, cached 2026-09-02
ZIP market snapshot (33181)
Typical home value (ZHVI)$321,152
Typical rent (ZORI)$2,429/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $423,999 |
| Down payment (20.0%) | $84,800 |
| Loan amount | $339,199 |
| Closing costs (5.0%) | $21,200 |
| Total cash to close | $106,000 |
| Income | |
| Rent (comp-derived) | $3,600$43,200 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,312$39,744 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $671$8,056 |
| Insurance (placeholder 0.8% of price) | $283$3,392 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $180$2,160 |
| Total operating expenses | $1,134$13,608 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $180$2,160 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 2 | 3 | 1,285 | $2,300 | 2026-07-28 | — | |
| townhomes | 2 | 3 | 1,285 | $2,800 | 2026-08-24 | — | |
| townhomes | 2 | 2 | 1,444 | $4,250 | 2026-08-28 | — | |
| townhomes | 2 | 3 | 1,640 | $3,000 | 2026-04-13 | — | |
| townhomes | 2 | 3 | 1,444 | $4,200 | 2026-08-03 | — | |
| townhomes | 2 | 3 | 1,780 | $3,200 | 2026-06-08 | — | |
| townhomes | 2 | 3 | 1,444 | $4,950 | 2026-06-17 | — | |
| townhomes | 2 | 2 | 1,444 | $3,600 | 2026-06-22 | — | |
| townhomes | 2 | 3 | 1,444 | $4,185 | 2026-07-15 | — | |
| townhomes | 2 | 2 | 1,444 | $3,600 | 2026-07-26 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 2183 NE 122nd St Unit 2183 | townhomes | 2 | 3 | — | $450,000 | 2026-08-06 |
| 11647 NE 18th Dr Unit 11647 | townhomes | 2 | 2 | 1,185 | $405,000 | 2026-06-18 |
| 2293 NE 122nd St Unit 2293 | townhomes | 2 | 3 | 1,548 | $465,000 | 2026-06-18 |
| 2662 NE 135th St | townhomes | 2 | 3 | 2,057 | $1,065,000 | 2026-05-28 |
| 2279 NE 122nd St Unit 2279 | townhomes | 2 | 2 | 1,282 | $255,000 | 2026-04-23 |
| 2021 NE 123rd St | townhomes | 2 | 2 | 1,444 | $500,000 | 2026-04-22 |
| 1945 NE 123rd St | townhomes | 2 | 3 | 1,482 | $840,000 | 2026-04-17 |
| 6190898621 | townhomes | 2 | 2 | 1,498 | $390,000 | 2026-03-30 |
| 1734 NE 142nd St | townhomes | 2 | 3 | 1,504 | $435,000 | 2026-03-23 |
| 1655 NE 115th St Unit 14B | townhomes | 2 | 2 | 1,300 | $373,000 | 2026-02-13 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 1800 NE 114th St Apt 601 | condos | 2 | 3 | 1,950 | $444,000 | — |
| 11113 Biscayne Blvd Unit 255 | condos | 2 | 2 | 1,811 | $315,000 | — |
| 11113 Biscayne Blvd Unit 1156 | condos | 2 | 2 | 1,638 | $325,000 | — |
| 2411 Laguna Cir Unit 208 | condos | 2 | 3 | 1,462 | $1,790,000 | — |
| 1800 NE 114th St Apt 911 | condos | 2 | 2 | 1,950 | $459,000 | — |
| 1800 NE 114th St Apt 1508 | condos | 2 | 3 | 1,950 | $175,750 | — |
| 2411 Laguna County Rd Unit 611 | condos | 2 | 3 | 1,571 | $1,885,000 | — |
| 11111 Biscayne Blvd Unit 1915 | condos | 2 | 2 | 1,408 | $299,000 | — |
10-year hold projection
IRR9.5%
Equity multiple2.49x
Total return (10yr)$213,707
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $436,719 | $26,136 | -$2,181 | $335,521 | $101,197 |
| 2 | $449,821 | $26,988 | -$1,383 | $331,591 | $118,229 |
| 3 | $463,315 | $27,868 | -$559 | $327,391 | $135,924 |
| 4 | $477,215 | $28,775 | $291 | $322,902 | $154,312 |
| 5 | $491,531 | $29,712 | $1,170 | $318,106 | $173,425 |
| 6 | $506,277 | $30,678 | $2,077 | $312,979 | $193,298 |
| 7 | $521,465 | $31,675 | $3,013 | $307,501 | $213,964 |
| 8 | $537,109 | $32,705 | $3,979 | $301,647 | $235,463 |
| 9 | $553,223 | $33,767 | $4,977 | $295,390 | $257,833 |
| 10 | $569,819 | $34,862 | $6,007 | $288,704 | $281,115 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.