262 NW 58th St
Miami, FL 33127 · single_family · For Sale · 5 days on market
Asking price$400,000
4 beds 2 baths 1,367 sqft
Suggested offer$392,100$7,900 above the est. market value of $392,100.
View on Realtor.com →Listed by Mario Avalos · K & A Realty
Typesingle_family
Built—
Price / sqft$293
Est. value (Realtor.com)$392,100
Rent estimate (own analysis)$4,250/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood4/10moderate$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-08-28
Removed date—
MLSMiamiMLS #A12077667
Coordinates25.82855, -80.20143
Address262 NW 58th St
CityMiami
StateFL
Zip33127
Listing ID6786352926
Sourcerealtor, cached 2026-09-01
ZIP market snapshot (33127)
Typical home value (ZHVI)$528,160
Typical rent (ZORI)$2,975/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $400,000 |
| Down payment (20.0%) | $80,000 |
| Loan amount | $320,000 |
| Closing costs (5.0%) | $20,000 |
| Total cash to close | $100,000 |
| Income | |
| Rent (comp-derived) | $4,250$51,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,910$46,920 |
| Operating expenses | |
| Property tax (real MLS tax bill, from Realtor Search) | $257$3,081 |
| Insurance (est. scaled by flood & wind risk) | $427$5,120 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $213$2,550 |
| Total operating expenses | $896$10,751 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $213$2,550 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 2 | 1,697 | $4,000 | 2026-08-20 | — | |
| single_family | 4 | 2 | 1,647 | $4,500 | 2026-08-17 | — | |
| single_family | 4 | 3 | 1,323 | $3,995 | 2026-08-13 | — | |
| single_family | 4 | 1 | 1,225 | $2,800 | 2026-07-15 | — | |
| single_family | 4 | 2 | 1,252 | $3,799 | 2026-07-08 | — | |
| single_family | 4 | 2 | 1,602 | $5,300 | 2026-07-07 | — | |
| single_family | 4 | 3 | 1,717 | $9,000 | 2026-06-19 | — | |
| single_family | 4 | 2 | 1,781 | $6,500 | 2026-04-15 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 160 NW 39th St | single_family | 4 | 5 | 2,916 | $640,000 | 2026-07-31 |
| 818 NW 47th St | single_family | 4 | 3 | 1,517 | $620,000 | 2026-07-29 |
| 11 NW 45th St | single_family | 4 | 2 | 1,474 | $1,405,000 | 2026-07-06 |
| 765 NW 45th St | single_family | 4 | 3 | 1,690 | $750,000 | 2026-06-26 |
| 50 NW 41st St | single_family | 4 | 2 | 2,339 | $820,000 | 2026-06-24 |
| 5802 NW 5th Ave | single_family | 4 | 4 | — | $1,150,000 | 2026-06-23 |
| 95 NW 52nd St | single_family | 4 | 3 | 1,833 | $850,000 | 2026-06-13 |
| 929 NW 60th St | single_family | 4 | 3 | 1,607 | $690,000 | 2026-06-12 |
| 769 NW 21st St | single_family | 4 | 1 | 1,222 | $2,200,000 | 2026-05-18 |
| 80 NW 53rd St | single_family | 4 | 2 | 1,634 | $560,000 | 2026-04-28 |
| 142 NW 47th Ter | single_family | 4 | 2 | 1,680 | $855,000 | 2026-04-23 |
| 535 NW 52nd St | single_family | 4 | 3 | — | $1,165,000 | 2026-04-20 |
| 1150 NW 51st St | single_family | 4 | 2 | 1,356 | $343,100 | 2026-04-14 |
| 5318 NW 7th Ct | single_family | 4 | 3 | 2,173 | $675,000 | 2026-04-10 |
| 794 NW 44th St | single_family | 4 | 3 | — | $532,500 | 2026-04-06 |
| 530 NW 41st St | single_family | 4 | 2 | 2,172 | $1,650,000 | 2026-03-27 |
| 540 NW 44th St | single_family | 4 | 3 | 1,780 | $658,000 | 2026-03-23 |
| 5660 NW 5th Ct | single_family | 4 | 2 | 1,540 | $400,000 | 2026-02-17 |
| 95 NW 45th St | single_family | 4 | 2 | 1,568 | $925,000 | 2026-02-13 |
| 52 NW 47th Ter | single_family | 4 | 3 | 1,179 | $765,000 | 2026-02-12 |
| 501 NW 43rd St | single_family | 4 | 3 | 1,984 | $595,000 | 2026-01-26 |
| 5316 NW 7th Ct | single_family | 4 | 3 | 2,175 | $665,000 | 2026-01-23 |
| 1128 NW 61st St | single_family | 4 | 3 | 2,724 | $510,000 | 2026-01-16 |
| 337 NW 47th St | single_family | 4 | 1 | 1,360 | $680,000 | 2026-01-09 |
| 25 NW 51st St | single_family | 4 | 3 | 1,983 | $620,000 | 2025-12-15 |
| 175 NW 44th St | single_family | 4 | 2 | 1,498 | $1,375,000 | 2025-12-02 |
| 25 NW 51st St | single_family | 4 | 3 | 1,983 | $620,000 | 2025-11-26 |
| 6620731705 | single_family | 4 | 2 | 1,494 | $380,000 | 2025-11-25 |
| 1125 NW 58th St | single_family | 4 | 2 | 1,500 | $545,000 | 2025-10-21 |
| 4100 NW 11th Ave | single_family | 4 | 3 | 1,667 | $652,000 | 2025-10-10 |
| 151 NW 44th St | single_family | 4 | 4 | — | $2,375,000 | 2025-09-26 |
| 780 NW 42nd St | single_family | 4 | 3 | 1,420 | $605,000 | 2025-09-08 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 4746 NW 10th Ave | single_family | 4 | 4 | 2,252 | $925,000 | — |
| 347 NW 42nd St | single_family | 4 | 1 | 1,038 | $589,700 | — |
| 171 NW 47th St | multi_family | 4 | 2 | 1,540 | $1,099,999 | — |
| 1027 NW 29th St | multi_family | 4 | 3 | 1,165 | $1,495,000 | — |
| 1000 NW 39th St | multi_family | 4 | 3 | 1,904 | $850,000 | — |
| 4122 NW 11th Pl | single_family | 4 | 3 | 1,366 | $599,900 | — |
| 790 NW 56th St | multi_family | 4 | 2 | 1,572 | $510,000 | — |
| 1157 NW 45th St | single_family | 4 | 2 | 1,664 | $625,000 | — |
10-year hold projection
IRR18.2%
Equity multiple3.75x
Total return (10yr)$327,304
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $412,000 | $36,169 | $8,942 | $316,530 | $95,470 |
| 2 | $424,360 | $37,308 | $10,017 | $312,823 | $111,537 |
| 3 | $437,091 | $38,482 | $11,126 | $308,860 | $128,231 |
| 4 | $450,204 | $39,693 | $12,270 | $304,626 | $145,578 |
| 5 | $463,710 | $40,942 | $13,450 | $300,100 | $163,609 |
| 6 | $477,621 | $42,229 | $14,667 | $295,264 | $182,357 |
| 7 | $491,950 | $43,557 | $15,923 | $290,096 | $201,854 |
| 8 | $506,708 | $44,926 | $17,218 | $284,573 | $222,135 |
| 9 | $521,909 | $46,338 | $18,554 | $278,671 | $243,239 |
| 10 | $537,567 | $47,793 | $19,932 | $272,363 | $265,204 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.