15302 SW 180th Ter

Miami, FL 33187 · single_family · For Sale · 100 days on market
Asking price$715,000
5 beds 3 baths 2,174 sqft
Suggested offer$657,635$57,365 above the est. market value of $657,635.
View on Realtor.com →
Listed by Maikol Perez Aguero · AP Global Realty, LLC
Typesingle_family
Built1999
Price / sqft$329
Est. value (own analysis)$657,635
Rent estimate (own analysis)$7,500/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-05-25
Removed date
MLSMiamiMLS #A12024727
Coordinates25.59918, -80.44001
Address15302 SW 180th Ter
CityMiami
StateFL
Zip33187
Listing ID6780254426
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33187)

Typical home value (ZHVI)$720,811
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$715,000
Down payment (20.0%)$143,000
Loan amount$572,000
Closing costs (5.0%)$35,750
Total cash to close$178,750
Rent (comp-derived)$7,500$90,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$90,000
Vacancy rate (assumption) assumption8.0%

$90,000 × 8.0% = $7,200

Effective gross income$6,900$82,800
Property tax (placeholder 1.9% of price)$1,132$13,585
Insurance (placeholder 0.8% of price)$477$5,720
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$375$4,500
Total operating expenses$1,984$23,805
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$82,800
Total operating expenses derived$23,805

$82,800 − $23,805 = $58,995

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$572,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$572,000 amortized at 6.7% over 30 years = $3,676/mo

CapEx reserve (5.0% of GSR)$375$4,500
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$58,995
Annual debt service derived$44,110
Annual CapEx reserve assumption$4,500
Annual PMI assumption$0

($58,995 − $44,110 − $4,500 − $0) ÷ 12 = $865

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$58,995
Purchase price data$715,000

$58,995 ÷ $715,000 = 8.3%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived$10,385
Total cash to close derived$178,750

$10,385 ÷ $178,750 = 5.8%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$58,995
Annual debt service derived$44,110

$58,995 ÷ $44,110 = 1.34

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$90,000
Purchase price data$715,000

($90,000 ÷ 12) ÷ $715,000 = 1.0%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$715,000
Gross scheduled rent (annual) comp$90,000

$715,000 ÷ $90,000 = 7.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$23,805
Effective gross income derived$82,800

$23,805 ÷ $82,800 = 28.7%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$23,805
Annual debt service derived$44,110
Annual PMI assumption$0
Gross scheduled rent (annual) comp$90,000

($23,805 + $44,110 + $0) ÷ $90,000 = 75.5%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family563,996$16,5002025-06-27
single_family553,803$7,5002025-10-20
single_family533,312$6,5002026-08-27

14875 SW 212th St

Miami, 33187 · rent comp

Bedrooms / bathrooms5 bd / 6 ba
Square footage3,996
Listed2025-06-27
Days on market

Asking rent: $16,500

View on Zillow →

14954 SW 176th St

Miami, 33187 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage3,803
Listed2025-10-20
Days on market

Asking rent: $7,500

View on Zillow →

18850 SW 197th Ave

Miami, 33187 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,312
Listed2026-08-27
Days on market

Asking rent: $6,500

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
20076 SW 190th Stsingle_family532,244$1,135,0002026-08-27
15288 SW 176th Tersingle_family553,396$800,0002026-08-19
16933 SW 215th Tersingle_family543,243$950,0002026-08-17
15100 SW 175th Stsingle_family533,128$1,010,0002026-08-14
14864 SW 163rd Tersingle_family532,640$799,0002026-07-31
15421 SW 158th Stsingle_family522,131$750,0002026-06-29
16144 SW 148th Plsingle_family543,033$825,0002026-06-18
15562 SW 177th Tersingle_family521,760$720,0002026-06-02
17921 SW 149th Ctsingle_family553,427$1,129,9002026-05-15
15431 SW 171st Stsingle_family532,249$680,0002026-05-13
14940 SW 164th Tersingle_family533,502$1,100,0002026-03-02
14888 SW 163rd Tersingle_family543,033$825,0002026-01-09
15210 SW 163rd Stsingle_family532,817$1,165,0002025-12-17
15274 SW 173rd Lnsingle_family532,444$697,0002025-12-05
15451 SW 173rd Lnsingle_family532,444$685,0002025-12-05
16142 SW 148th Avesingle_family533,033$850,0002025-11-24
17650 SW 154th Plsingle_family532,444$760,0002025-11-13
16304 SW 147th Ctsingle_family542,987$820,3012025-11-04
15530 SW 152nd Tersingle_family522,332$915,0002025-10-14
16262 SW 147th Plsingle_family533,033$893,3002025-10-09
21200 SW 187th Avesingle_family532,268$920,0002025-09-24
17970 SW 152nd Avesingle_family532,373$695,0002025-09-16

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
15130 SW 164th Tersingle_family533,772$1,349,000
20076 SW 190th Stsingle_family532,244$1,175,000
14832 SW 169th Lnsingle_family532,230$950,000
16580 SW 173rd Avesingle_family553,937$2,892,000
17795 SW 158th Stsingle_family534,396$2,799,999
14800 SW 166th Stsingle_family533,188$1,850,000
16400 SW 173rd Avesingle_family543,091$1,399,000
19520 SW 206th Stsingle_family543,094$1,249,999

10-year hold projection

IRR15.7%
Equity multiple3.40x
Total return (10yr)$522,049
YearProperty valueNOICash flowLoan balanceEquity
1$736,450$58,995$10,385$565,798$170,652
2$758,544$60,884$12,161$559,171$199,373
3$781,300$62,832$13,995$552,088$229,212
4$804,739$64,842$15,886$544,519$260,220
5$828,881$66,916$17,839$536,430$292,451
6$853,747$69,055$19,853$527,785$325,962
7$879,360$71,261$21,932$518,547$360,813
8$905,741$73,537$24,078$508,674$397,066
9$932,913$75,884$26,292$498,124$434,789
10$960,900$78,306$28,576$486,849$474,051
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.