2524 SW 122nd Ct
Miami, FL 33175 · townhomes · For Sale · 21 days on market
Asking price$474,900
3 beds 3 baths 1,430 sqft
Listed by Kim Jones · BHHS EWM Realty
Typetownhomes
Built1976
Price / sqft$332
Est. value (own analysis)$648,660
Rent estimate (own analysis)$3,000/mo
HOA$56/mo
Wind10/10Extreme$Heat10/10ExtremeFlood3/10moderate$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-08-12
Removed date—
MLSMiamiMLS #A12070202
Coordinates25.74514, -80.39366
Address2524 SW 122nd Ct
CityMiami
StateFL
Zip33175
Listing ID6776289715
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33175)
Typical home value (ZHVI)$628,459
Typical rent (ZORI)$3,232/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $474,900 |
| Down payment (20.0%) | $94,980 |
| Loan amount | $379,920 |
| Closing costs (5.0%) | $23,745 |
| Total cash to close | $118,725 |
| Income | |
| Rent (comp-derived) | $3,000$36,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,760$33,120 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $752$9,023 |
| Insurance (est. scaled by flood & wind risk) | $507$6,079 |
| HOA dues | $56$672 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $150$1,800 |
| Total operating expenses | $1,464$17,574 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $150$1,800 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 3 | 3 | 1,800 | $3,050 | 2026-08-20 | — | |
| townhomes | 3 | 3 | 1,232 | $3,000 | 2026-08-19 | — | |
| townhomes | 3 | 3 | 1,300 | $2,800 | 2026-08-06 | — | |
| townhomes | 3 | 2 | 970 | $2,700 | 2026-08-05 | — | |
| townhomes | 3 | 2 | 1,015 | $3,200 | 2026-06-24 | — | |
| townhomes | 3 | 2 | 1,144 | $3,249 | 2026-06-20 | — | |
| townhomes | 3 | 2 | 970 | $2,900 | 2026-06-19 | — | |
| townhomes | 3 | 3 | 1,232 | $3,000 | 2026-06-12 | — | |
| townhomes | 3 | 3 | 1,232 | $3,000 | 2026-06-12 | — | |
| townhomes | 3 | 2 | 1,636 | $3,100 | 2026-03-20 | — | |
| townhomes | 3 | 3 | 956 | $2,600 | 2026-07-06 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 13934 SW 52nd Ter | townhomes | 3 | 1 | 970 | $440,000 | 2026-07-23 |
| 13756 SW 54th Ter | townhomes | 3 | 2 | 970 | $460,000 | 2026-07-20 |
| 12900 SW 51st St | townhomes | 3 | 1 | 1,015 | $515,000 | 2026-07-13 |
| 4762 SW 131st Ave | townhomes | 3 | 1 | 1,015 | $500,000 | 2026-07-08 |
| 5103 SW 138th Avenue Cir | townhomes | 3 | 2 | 970 | $445,000 | 2026-06-30 |
| 4575 SW 143rd Ave | townhomes | 3 | 2 | 1,268 | $353,000 | 2026-05-19 |
| 1703 SW 131st Place Cir S | townhomes | 3 | 3 | 1,851 | $510,000 | 2026-05-14 |
| 4531 SW 144th Ave | townhomes | 3 | 2 | 1,346 | $515,000 | 2026-05-04 |
| 4445 SW 136th Pl | townhomes | 3 | 2 | 1,110 | $445,000 | 2026-05-01 |
| 4809 SW 135th Ct | townhomes | 3 | 2 | 1,110 | $470,000 | 2026-05-01 |
| 13105 SW 51st St | townhomes | 3 | 1 | 1,015 | $395,000 | 2026-04-29 |
| 13765 SW 54th Ln | townhomes | 3 | 1 | 970 | $455,000 | 2026-04-15 |
| 12924 SW 45th Ter | townhomes | 3 | 1 | 1,015 | $470,000 | 2026-04-10 |
| 5402 SW 139th Ct | townhomes | 3 | 1 | 970 | $449,000 | 2026-04-08 |
| 4816 SW 145th Ave | townhomes | 3 | 2 | 1,264 | $480,000 | 2026-04-08 |
| 5388792772 | townhomes | 3 | 2 | 1,015 | $475,000 | 2026-04-06 |
| 13761 SW 49th St | townhomes | 3 | 2 | 1,061 | $390,000 | 2026-04-02 |
| 2410 SW 122nd Ct Unit 1 | townhomes | 3 | 3 | 1,430 | $466,000 | 2026-04-01 |
| 12961 SW 50th Ln | townhomes | 3 | 1 | 1,015 | $490,000 | 2026-03-27 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 2375 SW 141st Ave | single_family | 3 | 2 | 2,351 | $685,000 | — |
| 2050 SW 122nd Ave Apt 21 | condos | 3 | 2 | 1,196 | $425,000 | — |
| 5416 SW 138th Ave | condo_townhome_rowhome_coop | 3 | 1 | 970 | $335,000 | — |
| 12055 SW 19th Ln Unit 227 | condos | 3 | 3 | 1,716 | $499,999 | — |
| 4874 SW 142nd Pl | single_family | 3 | 2 | 1,661 | $650,000 | — |
| 14261 SW 28th St | single_family | 3 | 3 | 1,840 | $725,000 | — |
| 4309 SW 129th Ave | townhomes | 3 | 2 | 1,250 | $520,000 | — |
| 12330 SW 39th Ter | single_family | 3 | 2 | 1,689 | $799,999 | — |
10-year hold projection
IRR1.4%
Equity multiple1.23x
Total return (10yr)$89,538
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $489,147 | $15,546 | -$15,551 | $375,801 | $113,346 |
| 2 | $503,821 | $16,100 | -$15,042 | $371,399 | $132,423 |
| 3 | $518,936 | $16,674 | -$14,515 | $366,694 | $152,242 |
| 4 | $534,504 | $17,266 | -$13,970 | $361,667 | $172,837 |
| 5 | $550,539 | $17,879 | -$13,406 | $356,294 | $194,245 |
| 6 | $567,055 | $18,512 | -$12,822 | $350,553 | $216,503 |
| 7 | $584,067 | $19,167 | -$12,218 | $344,417 | $239,650 |
| 8 | $601,589 | $19,844 | -$11,594 | $337,859 | $263,730 |
| 9 | $619,637 | $20,543 | -$10,947 | $330,852 | $288,785 |
| 10 | $638,226 | $21,267 | -$10,279 | $323,363 | $314,863 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.