10425 SW 154th Ct Apt 6
Miami, FL 33196 · townhomes · Pending — under contract · 22 days on market
Asking price$385,000
2 beds 3 baths 1,078 sqft
Suggested offer$350,000$35,000 above the est. market value of $350,000.
View on Realtor.com →Listed by Mario Avalos · K & A Realty
Typetownhomes
Built1987
Price / sqft$357
Est. value (own analysis)$350,000
Rent estimate (own analysis)$2,625/mo
HOA$290/mo
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
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Statusfor_sale
Listed date2026-08-11
Removed date—
MLSMiamiMLS #A12069209
Coordinates25.66872, -80.44568
Address10425 SW 154th Ct Apt 6
CityMiami
StateFL
Zip33196
Listing ID6769733569
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33196)
Typical home value (ZHVI)$568,371
Typical rent (ZORI)$2,615/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $385,000 |
| Down payment (20.0%) | $77,000 |
| Loan amount | $308,000 |
| Closing costs (5.0%) | $19,250 |
| Total cash to close | $96,250 |
| Income | |
| Rent (comp-derived) | $2,625$31,500 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,415$28,980 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $610$7,315 |
| Insurance (est. scaled by flood & wind risk) | $385$4,620 |
| HOA dues | $290$3,480 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $131$1,575 |
| Total operating expenses | $1,416$16,990 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $131$1,575 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 2 | 3 | 1,262 | $2,599 | 2026-08-18 | — | |
| townhomes | 2 | 3 | 1,136 | $2,650 | 2026-08-13 | — | |
| townhomes | 2 | 3 | 1,416 | $2,600 | 2026-08-07 | — | |
| townhomes | 2 | 2 | 979 | $2,400 | 2026-08-07 | — | |
| townhomes | 2 | 3 | 1,416 | $2,500 | 2026-07-24 | — | |
| townhomes | 2 | 2 | 1,076 | $2,650 | 2026-07-23 | — | |
| townhomes | 2 | 3 | 1,421 | $3,200 | 2026-07-19 | — | |
| townhomes | 2 | 3 | 1,289 | $2,900 | 2026-08-03 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 10420 SW 154th Ct Apt 5 | townhomes | 2 | 3 | 1,232 | $390,000 | 2026-07-06 |
| 10415 SW 154th Ct Apt 2 | townhomes | 2 | 2 | 1,050 | $375,000 | 2026-06-18 |
| 15056 SW 116th St | townhomes | 2 | 2 | 1,416 | $454,000 | 2026-06-09 |
| 15070 SW 116th St | townhomes | 2 | 2 | 1,416 | $450,000 | 2026-05-28 |
| 10305 SW 154th Cir Ct Apt 26 | townhomes | 2 | 1 | 909 | $330,000 | 2026-04-29 |
| 10315 SW 154th Cir Ct Apt 28 | townhomes | 2 | 1 | 909 | $319,000 | 2026-04-10 |
| 10425 SW 153rd Ct Apt 8 | townhomes | 2 | 3 | 1,289 | $412,000 | 2026-04-09 |
| 15365 SW 104th Ter Apt 2 | townhomes | 2 | 2 | 1,078 | $388,000 | 2026-04-02 |
| 10515 SW 153rd Ct Apt 3 | townhomes | 2 | 3 | 1,078 | $350,000 | 2026-03-27 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 15325 SW 106th Ter Apt 636 | condos | 2 | 2 | 1,093 | $279,900 | — |
| 10420 SW 158th Ct Apt 105 | condos | 2 | 2 | 1,075 | $272,500 | — |
| 15320 SW 106th Ter Apt 1108 | condos | 2 | 2 | 1,093 | $305,000 | — |
| condos | 2 | 2 | 1,053 | $319,900 | — | |
| 15591 SW 105th Ter Apt 512 | condos | 2 | 2 | 1,053 | $319,900 | — |
| 10500 SW 155th Ct Apt 1022 | condos | 2 | 2 | 1,053 | $319,900 | — |
| 15600 SW 106th Ln Apt 1007 | condos | 2 | 2 | 918 | $269,000 | — |
| 10505 SW 153rd Ct Apt 2 | townhomes | 2 | 2 | 1,050 | $384,920 | — |
10-year hold projection
IRR0.9%
Equity multiple1.15x
Total return (10yr)$64,975
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $396,550 | $11,990 | -$13,336 | $304,661 | $91,889 |
| 2 | $408,447 | $12,435 | -$12,931 | $301,092 | $107,355 |
| 3 | $420,700 | $12,895 | -$12,511 | $297,278 | $123,422 |
| 4 | $433,321 | $13,371 | -$12,077 | $293,202 | $140,118 |
| 5 | $446,321 | $13,863 | -$11,627 | $288,847 | $157,474 |
| 6 | $459,710 | $14,373 | -$11,160 | $284,192 | $175,518 |
| 7 | $473,501 | $14,900 | -$10,678 | $279,218 | $194,283 |
| 8 | $487,706 | $15,446 | -$10,178 | $273,902 | $213,804 |
| 9 | $502,338 | $16,010 | -$9,660 | $268,221 | $234,116 |
| 10 | $517,408 | $16,594 | -$9,124 | $262,150 | $255,258 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.