76 NE 170th St

North Miami Beach, FL 33162 · single_family · For Sale · 48 days on market
Asking price$549,200
3 beds 2 baths 1,261 sqft
Suggested offer$526,329$22,871 above the est. market value of $526,329.
View on Realtor.com →
Listed by William Tordjman · Flat Fee Florida Realty LLC
Typesingle_family
Built1953
Price / sqft$436
Est. value (own analysis)$526,329
Rent estimate (own analysis)$3,475/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-07-16
Removed date
MLSMiamiMLS #A12054030
Coordinates25.93050, -80.19898
Address76 NE 170th St
CityNorth Miami Beach
StateFL
Zip33162
Listing ID6759696372
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33162)

Typical home value (ZHVI)$472,330
Typical rent (ZORI)$2,262/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$549,200
Down payment (20.0%)$109,840
Loan amount$439,360
Closing costs (5.0%)$27,460
Total cash to close$137,300
Rent (comp-derived)$3,475$41,700
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$41,700
Vacancy rate (assumption) assumption8.0%

$41,700 × 8.0% = $3,336

Effective gross income$3,197$38,364
Property tax (placeholder 1.9% of price)$870$10,435
Insurance (placeholder 0.8% of price)$366$4,394
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$174$2,085
Total operating expenses$1,409$16,913
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$38,364
Total operating expenses derived$16,913

$38,364 − $16,913 = $21,451

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$439,360
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$439,360 amortized at 6.7% over 30 years = $2,823/mo

CapEx reserve (5.0% of GSR)$174$2,085
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$21,451
Annual debt service derived$33,881
Annual CapEx reserve assumption$2,085
Annual PMI assumption$0

($21,451 − $33,881 − $2,085 − $0) ÷ 12 = -$1,210

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$21,451
Purchase price data$549,200

$21,451 ÷ $549,200 = 3.9%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$14,516
Total cash to close derived$137,300

-$14,516 ÷ $137,300 = -10.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$21,451
Annual debt service derived$33,881

$21,451 ÷ $33,881 = 0.63

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$41,700
Purchase price data$549,200

($41,700 ÷ 12) ÷ $549,200 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$549,200
Gross scheduled rent (annual) comp$41,700

$549,200 ÷ $41,700 = 13.2

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$16,913
Effective gross income derived$38,364

$16,913 ÷ $38,364 = 44.1%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$16,913
Annual debt service derived$33,881
Annual PMI assumption$0
Gross scheduled rent (annual) comp$41,700

($16,913 + $33,881 + $0) ÷ $41,700 = 121.8%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family321,051$3,5002026-08-18
single_family321,207$3,6002026-07-22
single_family31896$3,1002026-07-13
single_family321,400$3,2502026-07-12
single_family321,608$4,4002026-06-17
single_family321,372$3,3702025-10-16
single_family331,250$3,400
single_family321,700$3,4002026-08-28
single_family321,400$3,2002022-08-26
single_family321,228$3,4752026-08-19
single_family321,114$2,595
single_family321,184$4,0002026-08-18
single_family321,294$3,7502026-08-24
single_family321,175$3,2002026-08-23
single_family31900$2,4952026-08-18
single_family321,130$3,3002026-06-17
single_family321,076$3,4952026-07-23
single_family31880$3,6002026-08-07
single_family321,280$3,6002026-08-04
single_family321,110$3,5002026-07-25
single_family311,191$2,6002026-06-24
single_family31850$2,8002026-06-06
single_family321,166$3,5002026-06-24
single_family321,556$4,0992026-05-21
single_family311,316$2,8952026-07-24
single_family311,316$4,0002026-07-26
single_family321,690$4,2002026-07-16
single_family321,300$3,500
single_family331,499$3,500
single_family321,450$3,400
single_family321,031$2,950

17521 NE 4th Ave

Miami, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,051
Listed2026-08-18
Days on market

Asking rent: $3,500

View on Zillow →

17410 NE 11th Ave

Miami, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,207
Listed2026-07-22
Days on market

Asking rent: $3,600

View on Zillow →

475 NE 164th St

Miami, 33162 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage896
Listed2026-07-13
Days on market

Asking rent: $3,100

View on Zillow →

16420 NE 5th Ave Unit 0

Miami, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,400
Listed2026-07-12
Days on market

Asking rent: $3,250

View on Zillow →

17620 NE 7th Ct

Miami, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,608
Listed2026-06-17
Days on market

Asking rent: $4,400

View on Zillow →

381 NE 164th St Unit 0

Miami, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,372
Listed2025-10-16
Days on market

Asking rent: $3,370

View on Zillow →

170 NE 158th St # 11

Miami, 33162 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,250
Listed
Days on market

Asking rent: $3,400

View on Zillow →

465 NE 165th St

Miami, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,700
Listed2026-08-28
Days on market

Asking rent: $3,400

View on Zillow →

2179 NE 173rd St

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,400
Listed2022-08-26
Days on market

Asking rent: $3,200

View on Zillow →

1766 NE 181st St

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,228
Listed2026-08-19
Days on market

Asking rent: $3,475

View on Zillow →

1815 NE 178th St

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,114
Listed
Days on market

Asking rent: $2,595

View on Zillow →

1566 NE 174th St

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,184
Listed2026-08-18
Days on market

Asking rent: $4,000

View on Zillow →

17150 NE 18th Ave Unit 17150

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,294
Listed2026-08-24
Days on market

Asking rent: $3,750

View on Zillow →

15760 NE 18th Ct

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,175
Listed2026-08-23
Days on market

Asking rent: $3,200

View on Zillow →

15350 NE 14th Ct

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage900
Listed2026-08-18
Days on market

Asking rent: $2,495

View on Zillow →

1428 NE 153rd Ter

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,130
Listed2026-06-17
Days on market

Asking rent: $3,300

View on Zillow →

1271 NE 159th St

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,076
Listed2026-07-23
Days on market

Asking rent: $3,495

View on Zillow →

1482 NE 175th St

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage880
Listed2026-08-07
Days on market

Asking rent: $3,600

View on Zillow →

18280 S Glades Dr

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,280
Listed2026-08-04
Days on market

Asking rent: $3,600

View on Zillow →

940 NE 155th Ter Unit 940

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,110
Listed2026-07-25
Days on market

Asking rent: $3,500

View on Zillow →

1617 NE 177th St

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,191
Listed2026-06-24
Days on market

Asking rent: $2,600

View on Zillow →

1096 NE 157th Ter

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage850
Listed2026-06-06
Days on market

Asking rent: $2,800

View on Zillow →

313 NE 169th St

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,166
Listed2026-06-24
Days on market

Asking rent: $3,500

View on Zillow →

2190 NE 169th St

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,556
Listed2026-05-21
Days on market

Asking rent: $4,099

View on Zillow →

1679 NE 176th St

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,316
Listed2026-07-24
Days on market

Asking rent: $2,895

View on Zillow →

1740 NE 181st St

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,316
Listed2026-07-26
Days on market

Asking rent: $4,000

View on Zillow →

1266 NE 182nd St

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,690
Listed2026-07-16
Days on market

Asking rent: $4,200

View on Zillow →

550 NE 174th St

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,300
Listed
Days on market

Asking rent: $3,500

View on Zillow →

1820 NE 182nd St

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,499
Listed
Days on market

Asking rent: $3,500

View on Zillow →

1748 NE 180th St

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,450
Listed
Days on market

Asking rent: $3,400

View on Zillow →

121 NE 169th Ter

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,031
Listed
Days on market

Asking rent: $2,950

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
1801 NE 176th Stsingle_family321,276$450,0002026-09-01
785 NE 155th Stsingle_family322,741$580,0002026-08-31
2174 NE 182nd Stsingle_family321,514$465,0002026-08-28
1440 NE 174th Stsingle_family331,327$560,0002026-08-25
300 NE 175th Stsingle_family321,074$655,0002026-08-25
16500 NE 5th Avesingle_family311,650$400,0002026-08-21
130 NE 152nd Stsingle_family322,632$625,0002026-08-14
630 NE 165th Stsingle_family321,940$590,0002026-08-11
1232 NE 181st Stsingle_family331,056$505,0002026-08-11
16049 NE 9th Plsingle_family311,050$465,0002026-08-06
17805 NE 7th Ctsingle_family321,260$604,7702026-08-05
280 NE 173rd Stsingle_family321,027$475,0002026-08-04
479 NE 151st Stsingle_family311,195$400,0002026-08-03
921 NE 159th Stsingle_family321,094$405,0002026-08-03
1498 NE 180th Stsingle_family311,276$360,0002026-07-31
1990 NE 181st Stsingle_family311,012$475,0002026-07-30
550 NE 173rd Stsingle_family321,586$630,0002026-07-29
840 NE 179th Tersingle_family321,817$750,0002026-07-27
266 NE 162nd Stsingle_family321,014$540,0002026-07-22
1674 NE 169th Stsingle_family321,100$560,0002026-07-21
860 NE 171st Tersingle_family321,475$500,0002026-07-20
1829 NE 176th Stsingle_family311,360$650,0002026-07-15
865 NE 174th Stsingle_family321,448$840,0002026-07-14
55 NE 171st Tersingle_family311,345$245,0002026-07-08
990 NE 159th Stsingle_family311,256$400,0002026-07-06
640 NE 160th Stsingle_family321,462$480,0002026-07-02
1025 NE 171st Tersingle_family321,482$770,0002026-06-30
18140 S Glades Drsingle_family321,460$1,400,0002026-06-30
1263 NE 182nd Stsingle_family32880$525,0002026-06-26
261 NE 172nd Stsingle_family321,640$450,0002026-06-25
17020 NE 11th Avesingle_family321,414$927,0002026-06-24
870 NE 174th Stsingle_family321,458$1,150,0002026-06-23
1022 NE 176th Tersingle_family321,460$850,0002026-06-22
1675 NE 160th Stsingle_family321,150$455,0002026-06-18
450 NE 155th Tersingle_family321,204$535,0002026-06-17
850 NE 172nd Tersingle_family321,278$805,0002026-06-16
1565 NE 153rd Tersingle_family31900$380,0002026-06-16
2132 NE 171st Stsingle_family332,022$530,0002026-06-15
370 NE 165th Stsingle_family321,469$400,0002026-06-15
1323 NE 182nd Stsingle_family311,056$580,0002026-06-12
110 NE 171st Stsingle_family321,248$500,0002026-06-12
1205 NE 176th Stsingle_family321,691$1,119,0002026-06-11
1395 NE 177th Stsingle_family311,458$560,0002026-06-11
1070 NE 174th Stsingle_family321,414$975,0002026-06-10
1535 NE 154th Tersingle_family321,160$13,851,0002026-06-10
850 NE 173rd Tersingle_family321,756$766,0002026-06-05
1050 NE 153rd Tersingle_family331,656$490,0002026-06-03
1410 NE 161st Stsingle_family321,340$417,0002026-05-29
285 NE 165th Stsingle_family321,380$405,0002026-05-22
17590 NE 19th Avesingle_family311,316$380,0002026-05-22

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
16010 NE 5th Avesingle_family321,904$650,000
2040 NE 163rd St Ph 2501condos331,412$1,492,500
661 NE 164th Tersingle_family331,440$580,000
665 NE 173rd Tersingle_family321,592$1,450,000
320 NE 160th Stsingle_family332,010$699,000
15260 NE 2nd Avesingle_family321,682$749,999
15115 NE 6th Ave Unit 32townhomes331,620$235,000
16225 NE 2nd Avesingle_family321,176$379,000

10-year hold projection

IRR3.2%
Equity multiple1.51x
Total return (10yr)$142,424
YearProperty valueNOICash flowLoan balanceEquity
1$565,676$21,451-$14,516$434,596$131,080
2$582,646$22,179-$13,840$429,505$153,141
3$600,126$22,931-$13,141$424,065$176,061
4$618,129$23,708-$12,419$418,251$199,878
5$636,673$24,510-$11,673$412,038$224,636
6$655,774$25,338-$10,902$405,398$250,376
7$675,447$26,194-$10,105$398,302$277,145
8$695,710$27,078-$9,282$390,719$304,991
9$716,581$27,991-$8,431$382,615$333,967
10$738,079$28,934-$7,551$373,954$364,125
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.