6776 SW 22nd St

Miami, FL 33155 · townhomes · For Sale · 28 days on market
Asking price$669,000
4 beds 3 baths 2,062 sqft
View on Realtor.com →
Listed by Daniel Golik · Compass Florida, LLC.
Typetownhomes
Built2008
Price / sqft$324
Est. value (own analysis)$935,880
Rent estimate (own analysis)$3,950/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood4/10moderate$Air2/10MinorWildfire1/10Minimal
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-08-05
Removed date
MLSMiamiMLS #A12065910
Coordinates25.75016, -80.30532
Address6776 SW 22nd St
CityMiami
StateFL
Zip33155
Listing ID6751668299
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33155)

Typical home value (ZHVI)$716,503
Typical rent (ZORI)$2,758/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$669,000
Down payment (20.0%)$133,800
Loan amount$535,200
Closing costs (5.0%)$33,450
Total cash to close$167,250
Rent (comp-derived)$3,950$47,400
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$47,400
Vacancy rate (assumption) assumption8.0%

$47,400 × 8.0% = $3,792

Effective gross income$3,634$43,608
Property tax (placeholder 1.9% of price)$1,059$12,711
Insurance (est. scaled by flood & wind risk)$714$8,563
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$198$2,370
Total operating expenses$1,970$23,644
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$43,608
Total operating expenses derived$23,644

$43,608 − $23,644 = $19,964

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$535,200
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$535,200 amortized at 6.7% over 30 years = $3,439/mo

CapEx reserve (5.0% of GSR)$198$2,370
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$19,964
Annual debt service derived$41,272
Annual CapEx reserve assumption$2,370
Annual PMI assumption$0

($19,964 − $41,272 − $2,370 − $0) ÷ 12 = -$1,973

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$19,964
Purchase price data$669,000

$19,964 ÷ $669,000 = 3.0%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$23,678
Total cash to close derived$167,250

-$23,678 ÷ $167,250 = -14.2%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$19,964
Annual debt service derived$41,272

$19,964 ÷ $41,272 = 0.48

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$47,400
Purchase price data$669,000

($47,400 ÷ 12) ÷ $669,000 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$669,000
Gross scheduled rent (annual) comp$47,400

$669,000 ÷ $47,400 = 14.1

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$23,644
Effective gross income derived$43,608

$23,644 ÷ $43,608 = 54.2%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$23,644
Annual debt service derived$41,272
Annual PMI assumption$0
Gross scheduled rent (annual) comp$47,400

($23,644 + $41,272 + $0) ÷ $47,400 = 137.0%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
townhomes421,490$3,4002026-08-18
townhomes431,985$3,5002026-08-17
townhomes441,946$5,8002026-08-17
townhomes431,976$4,5002026-08-13
townhomes431,774$4,0002026-08-06
townhomes442,532$8,7002026-08-05
townhomes431,475$3,2002026-07-19
townhomes431,793$3,5002026-07-17
townhomes421,848$3,9502026-07-16
townhomes452,750$8,9992026-07-13
townhomes431,876$3,5002026-05-22
townhomes442,238$10,9002026-06-22
townhomes431,793$3,5952026-06-18
townhomes442,313$4,0002026-06-17
townhomes431,870$3,5002026-08-04
townhomes432,300$4,3002026-08-04
townhomes432,000$3,3002026-07-31
townhomes432,308$4,0502026-07-29
townhomes431,985$3,3002026-08-24
townhomes431,899$3,5002026-03-11
townhomes452,757$18,0002024-10-22

16356 SW 44th Way Unit 16356

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,490
Listed2026-08-18
Days on market

Asking rent: $3,400

View on Zillow →

14949 SW 8th Ter Unit 14949

Miami, 33194 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,985
Listed2026-08-17
Days on market

Asking rent: $3,500

View on Zillow →

2286 SW 16th Ct Unit 2286

Miami, 33145 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,946
Listed2026-08-17
Days on market

Asking rent: $5,800

View on Zillow →

12401 SW 20th Ter

Miami, 33175 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,976
Listed2026-08-13
Days on market

Asking rent: $4,500

View on Zillow →

11745 SW 106th Ter Unit 11745

Miami, 33186 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,774
Listed2026-08-06
Days on market

Asking rent: $4,000

View on Zillow →

3072 Carter St

Miami, 33133 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage2,532
Listed2026-08-05
Days on market

Asking rent: $8,700

View on Zillow →

8862 W Flagler St Apt 8

Miami, 33174 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,475
Listed2026-07-19
Days on market

Asking rent: $3,200

View on Zillow →

12501 SW 124th Ter

Miami, 33186 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,793
Listed2026-07-17
Days on market

Asking rent: $3,500

View on Zillow →

Miami, 33173 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,848
Listed2026-07-16
Days on market

Asking rent: $3,950

View on Zillow →

3189 SW 23rd St Unit Left

Miami, 33145 · rent comp

Bedrooms / bathrooms4 bd / 5 ba
Square footage2,750
Listed2026-07-13
Days on market

Asking rent: $8,999

View on Zillow →

22348 SW 115 Ct Unit 22348

Miami, 33170 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,876
Listed2026-05-22
Days on market

Asking rent: $3,500

View on Zillow →

3461 SW 25th St Unit B

Miami, 33133 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage2,238
Listed2026-06-22
Days on market

Asking rent: $10,900

View on Zillow →

12393 SW 124th Ter

Miami, 33186 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,793
Listed2026-06-18
Days on market

Asking rent: $3,595

View on Zillow →

2402 SW 145th Pl Unit 0

Miami, 33175 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage2,313
Listed2026-06-17
Days on market

Asking rent: $4,000

View on Zillow →

4017 SW 149th Ct Unit 4017

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,870
Listed2026-08-04
Days on market

Asking rent: $3,500

View on Zillow →

1121 NW 25th St

Miami, 33127 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,300
Listed2026-08-04
Days on market

Asking rent: $4,300

View on Zillow →

140 NW 70th St Unit 140

Miami, 33150 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,000
Listed2026-07-31
Days on market

Asking rent: $3,300

View on Zillow →

320 SW 87th Ct

Miami, 33174 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,308
Listed2026-07-29
Days on market

Asking rent: $4,050

View on Zillow →

15131 SW 23rd Ln Unit 0

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,985
Listed2026-08-24
Days on market

Asking rent: $3,300

View on Zillow →

Miami, 33194 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,899
Listed2026-03-11
Days on market

Asking rent: $3,500

View on Zillow →

3110 Elizabeth St Unit 3110

Miami, 33133 · rent comp

Bedrooms / bathrooms4 bd / 5 ba
Square footage2,757
Listed2024-10-22
Days on market

Asking rent: $18,000

View on Zillow →

Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
6667 Miller Dr Unit 14townhomes331,007$570,0002026-08-04
7110 SW 54th Sttownhomes321,680$775,0002026-07-29
4255 SW 69th Avetownhomes221,020$515,0002026-06-04
7123 SW 53rd Lntownhomes221,837$699,0002026-05-15
4724 SW 67th Miami Ave Unit E10townhomes22$489,0002026-04-24
7043 SW 53rd Lntownhomes331,923$925,0002026-04-10
6960 SW 54th Sttownhomes331,963$785,0002026-03-27
3730 SW 69th Ave Unit 3730townhomes332,014$670,0002026-03-23
5570 SW 70th Pl Stownhomes231,456$650,0002026-03-20

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
6385 SW 25th Stsingle_family42$920,000
7741 SW 20th Stsingle_family431,699$685,000
7151 SW 42nd Stsingle_family431,292$800,000
6140 SW 45th Stsingle_family421,615$950,000
7135 SW 19th Stsingle_family421,534$739,500
5400 SW 63rd Ctsingle_family432,822$1,700,000
5889 SW 17th Stsingle_family432,318$1,395,000
8625 SW 42nd Stsingle_family421,779$820,000

10-year hold projection

IRR0.7%
Equity multiple1.11x
Total return (10yr)$105,501
YearProperty valueNOICash flowLoan balanceEquity
1$689,070$19,964-$23,678$529,397$159,673
2$709,742$20,681-$23,020$523,196$186,546
3$731,034$21,423-$22,340$516,569$214,465
4$752,965$22,189-$21,635$509,487$243,479
5$775,554$22,982-$20,906$501,918$273,636
6$798,821$23,802-$20,151$493,830$304,991
7$822,786$24,650-$19,370$485,186$337,599
8$847,469$25,527-$18,562$475,949$371,520
9$872,893$26,433-$17,727$466,077$406,816
10$899,080$27,370-$16,862$455,528$443,552
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.