3637 Frow Ave
Miami, FL 33133 · single_family · For Sale · 134 days on market
Asking price$1,350,000
2 beds 1 baths 1,046 sqft
Suggested offer$1,078,688$271,313 above the est. market value of $1,078,688.
View on Realtor.com →Listed by Jason Smith · Keller Williams Capital Realty
Typesingle_family
Built1936
Price / sqft$1291
Est. value (own analysis)$1,078,688
Rent estimate (own analysis)$3,900/mo
HOANone
1 / 18
Show every detail
Statusfor_sale
Listed date2026-04-21
Removed date—
MLSMiamiMLS #A12005156
Coordinates25.72930, -80.25227
Address3637 Frow Ave
CityMiami
StateFL
Zip33133
Listing ID6734685882
Sourceus-real-estate-listings, cached 2026-08-30
ZIP market snapshot (33133)
Typical home value (ZHVI)$1,352,044
Typical rent (ZORI)$3,793/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,350,000 |
| Down payment (20.0%) | $270,000 |
| Loan amount | $1,080,000 |
| Closing costs (5.0%) | $67,500 |
| Total cash to close | $337,500 |
| Income | |
| Rent (comp-derived) | $3,900$46,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,588$43,056 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $2,138$25,650 |
| Insurance (placeholder 0.8% of price) | $900$10,800 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $195$2,340 |
| Total operating expenses | $3,233$38,790 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $195$2,340 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 2 | 2 | 1,173 | $5,200 | 2026-08-21 | — | |
| single_family | 2 | 2 | 1,105 | $3,900 | 2026-08-12 | — | |
| single_family | 2 | 2 | 1,122 | $7,450 | 2026-08-05 | — | |
| single_family | 2 | 2 | 1,302 | $3,450 | 2026-07-29 | — | |
| single_family | 2 | 3 | 1,000 | $3,600 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 1630 S Bayshore Dr | single_family | 2 | 2 | 1,248 | $2,350,000 | 2026-08-25 |
| 2490 Abaco Ave | single_family | 2 | 1 | 1,059 | $2,000,000 | 2026-08-19 |
| 3522 William Ave | single_family | 2 | 3 | — | $1,650,000 | 2026-08-14 |
| 140 Morningside Dr | single_family | 2 | 2 | 1,548 | $1,650,000 | 2026-07-27 |
| 3544 William Ave | single_family | 2 | 1 | 753 | $1,125,000 | 2026-07-24 |
| 1745 S Bayshore Ln | single_family | 2 | 2 | 1,595 | $2,000,000 | 2026-07-17 |
| 3554 SW 26th St | single_family | 2 | 1 | 1,215 | $700,000 | 2026-07-17 |
| 2260 SW 25th St | single_family | 2 | 1 | 2,017 | $855,000 | 2026-07-14 |
| 2345 Overbrook St | single_family | 2 | 1 | 1,200 | $1,550,000 | 2026-07-02 |
| 2665 SW 17th Ave | single_family | 2 | 2 | 1,405 | $1,385,000 | 2026-06-30 |
| 2135 SW 26th St | single_family | 2 | 1 | 956 | $771,370 | 2026-06-30 |
| 2701 SW 30th Ave | single_family | 2 | 1 | 1,125 | $726,800 | 2026-06-18 |
| 3660 Poinciana Ave | single_family | 2 | 1 | 775 | $1,275,000 | 2026-06-12 |
| 3301 Frow Ave | single_family | 2 | 1 | 921 | $1,375,000 | 2026-06-09 |
| 2511 Tequesta Ln | single_family | 2 | 2 | 1,092 | $1,100,000 | 2026-06-05 |
| 3951 Park Dr | single_family | 2 | 1 | 1,598 | $1,766,000 | 2026-06-03 |
| 4134 Ventura Ave | single_family | 2 | 1 | 1,244 | $1,505,000 | 2026-05-18 |
| 3820 Plaza St | single_family | 2 | 2 | 1,600 | $1,650,000 | 2026-05-15 |
| 117 Florida Ave | single_family | 2 | 2 | 1,005 | $885,000 | 2026-03-27 |
| 3972 Loquat Ave | single_family | 2 | 1 | 900 | $2,572,400 | 2026-03-16 |
| 3748 Washington Ave | single_family | 2 | 1 | 862 | $363,000 | 2026-03-06 |
| 2550 Tequesta Ln | single_family | 2 | 1 | 1,236 | $1,000,000 | 2026-02-27 |
| 2997 Day Ave | single_family | 2 | 3 | 2,090 | $1,575,000 | 2026-02-23 |
| 2731 SW 29th Ave | single_family | 2 | 2 | 1,069 | $795,000 | 2026-02-20 |
| 4150 Ventura Ave | single_family | 2 | 1 | 1,672 | $1,950,000 | 2026-02-12 |
| 3320 Percival Ave | single_family | 2 | 1 | 1,162 | $1,025,000 | 2026-02-04 |
| 3821 Braganza Ave | single_family | 2 | 2 | 1,873 | $3,000,000 | 2026-01-15 |
| 2820 SW 33rd Ct | single_family | 2 | 1 | 1,300 | $700,000 | 2025-12-19 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 2984 Mary St | townhomes | 2 | 2 | 1,092 | $899,000 | — |
| 2989 Bird Ave Unit 1 | townhomes | 2 | 2 | 1,040 | $650,000 | — |
| 2843 S Bayshore Dr Apt 6B | condos | 2 | 2 | 1,375 | $1,475,000 | — |
| 2678 Tigertail Ave Apt 1508 | condos | 2 | 3 | 1,207 | $1,960,000 | — |
| 3145 Jackson Ave | townhomes | 2 | 3 | 1,746 | $1,450,000 | — |
| 2690 SW 22nd Ave Apt 301 | condos | 2 | 1 | 906 | $310,000 | — |
| 2924 Day Ave Apt N314 | condos | 2 | 2 | 879 | $639,000 | — |
| 2650 SW 37th Ave Apt 501 | condos | 2 | 2 | 1,219 | $480,000 | — |
10-year hold projection
IRR-6.2%
Equity multiple-0.04x
Total return (10yr)-$174,991
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,390,500 | $4,266 | -$81,358 | $1,068,290 | $322,210 |
| 2 | $1,432,215 | $4,588 | -$81,095 | $1,055,777 | $376,438 |
| 3 | $1,475,181 | $4,924 | -$80,819 | $1,042,404 | $432,778 |
| 4 | $1,519,437 | $5,276 | -$80,529 | $1,028,112 | $491,325 |
| 5 | $1,565,020 | $5,643 | -$80,224 | $1,012,840 | $552,180 |
| 6 | $1,611,971 | $6,026 | -$79,906 | $996,518 | $615,453 |
| 7 | $1,660,330 | $6,427 | -$79,572 | $979,076 | $681,254 |
| 8 | $1,710,140 | $6,844 | -$79,222 | $960,435 | $749,704 |
| 9 | $1,761,444 | $7,280 | -$78,855 | $940,515 | $820,929 |
| 10 | $1,814,287 | $7,735 | -$78,472 | $919,227 | $895,060 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.