13611 SW 77th St

Miami, FL 33183 · single_family · For Sale · 113 days on market
Asking price$899,000
4 beds 3 baths 1,796 sqft
Suggested offer$750,333$148,667 above the est. market value of $750,333.
View on Realtor.com →
Listed by Madelyn Asuar · Keller Williams Realty International Lifestyles
Typesingle_family
Built1975
Price / sqft$501
Est. value (own analysis)$750,333
Rent estimate (own analysis)$4,350/mo
HOA$67/mo
Wind10/10Extreme$Heat10/10ExtremeFlood2/10minor$Air2/10MinorWildfire1/10Minimal
Street view
View full map & nearby schools →

Neighborhood

Show every detail
Statusfor_sale
Listed date2026-05-13
Removed date
MLSMiamiMLS #A12018098
Coordinates25.69535, -80.41413
Address13611 SW 77th St
CityMiami
StateFL
Zip33183
Listing ID6725249406
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33183)

Typical home value (ZHVI)$399,570
Typical rent (ZORI)$2,514/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$899,000
Down payment (20.0%)$179,800
Loan amount$719,200
Closing costs (5.0%)$44,950
Total cash to close$224,750
Rent (comp-derived)$4,350$52,200
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$52,200
Vacancy rate (assumption) assumption8.0%

$52,200 × 8.0% = $4,176

Effective gross income$4,002$48,024
Property tax (placeholder 1.9% of price)$1,423$17,081
Insurance (est. scaled by flood & wind risk)$899$10,788
HOA dues$67$804
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$218$2,610
Total operating expenses$2,607$31,283
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$48,024
Total operating expenses derived$31,283

$48,024 − $31,283 = $16,741

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$719,200
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$719,200 amortized at 6.7% over 30 years = $4,622/mo

CapEx reserve (5.0% of GSR)$218$2,610
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$16,741
Annual debt service derived$55,461
Annual CapEx reserve assumption$2,610
Annual PMI assumption$0

($16,741 − $55,461 − $2,610 − $0) ÷ 12 = -$3,444

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$16,741
Purchase price data$899,000

$16,741 ÷ $899,000 = 1.9%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$41,330
Total cash to close derived$224,750

-$41,330 ÷ $224,750 = -18.4%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$16,741
Annual debt service derived$55,461

$16,741 ÷ $55,461 = 0.30

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$52,200
Purchase price data$899,000

($52,200 ÷ 12) ÷ $899,000 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$899,000
Gross scheduled rent (annual) comp$52,200

$899,000 ÷ $52,200 = 17.2

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$31,283
Effective gross income derived$48,024

$31,283 ÷ $48,024 = 65.1%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$31,283
Annual debt service derived$55,461
Annual PMI assumption$0
Gross scheduled rent (annual) comp$52,200

($31,283 + $55,461 + $0) ÷ $52,200 = 166.2%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family421,616$3,8002026-08-09
single_family421,681$4,3502026-07-10
single_family431,796$5,5002026-06-05
single_family421,786$4,4002026-05-01
single_family421,694$3,6502026-07-18

6330 SW 135th Ave Unit 39

Miami, 33183 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,616
Listed2026-08-09
Days on market

Asking rent: $3,800

View on Zillow →

13231 SW 68th St

Miami, 33183 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,681
Listed2026-07-10
Days on market

Asking rent: $4,350

View on Zillow →

13611 SW 77th St Unit Home

Miami, 33183 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,796
Listed2026-06-05
Days on market

Asking rent: $5,500

View on Zillow →

13412 SW 68th Ter Unit 0

Miami, 33183 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,786
Listed2026-05-01
Days on market

Asking rent: $4,400

View on Zillow →

6227 SW 132nd Pl

Miami, 33183 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,694
Listed2026-07-18
Days on market

Asking rent: $3,650

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
14250 SW 85th Stsingle_family431,763$850,0002026-08-10
14241 SW 83rd Stsingle_family421,864$900,0002026-07-08
13242 SW 62nd Tersingle_family421,726$550,0002026-06-12
14245 SW 75th Tersingle_family421,824$570,0002026-06-10
7104 SW 132nd Ctsingle_family421,330$660,0002026-06-01
13741 SW 72nd Tersingle_family421,757$820,0002026-05-29
13274 SW 62nd Tersingle_family421,694$650,0002026-05-26
12930 SW 83rd Stsingle_family422,135$760,0002026-05-12
7755 SW 127th Ctsingle_family422,097$815,0002026-05-06
6103 SW 130th Avesingle_family421,880$630,0002026-05-01
13800 SW 73rd Stsingle_family431,300$670,0002026-04-30
13100 SW 83rd Stsingle_family421,385$722,5002026-04-17
14530 SW 77th Stsingle_family421,895$780,0002026-04-13
12005 SW 64th Stsingle_family434,545$4,150,0002026-04-10
14634 SW 59th Tersingle_family422,070$660,0002026-03-23
13605 SW 73rd Tersingle_family421,537$680,0002026-03-12
12728 SW 64th Tersingle_family431,819$750,0002026-02-09
7202 SW 123rd Plsingle_family44$1,650,0002026-01-28
12745 SW 64th Tersingle_family431,819$725,0002026-01-28
13061 SW 56th Tersingle_family421,850$585,0002026-01-27
7464 SW 128th Ctsingle_family421,543$725,0002026-01-12
13860 SW 74th Stsingle_family431,772$750,0002025-12-30
7230 SW 131st Avesingle_family421,612$700,0002025-12-29
14263 SW 76th Stsingle_family421,809$800,0002025-12-24
7302 SW 134th Plsingle_family421,650$785,0002025-12-23
14250 SW 71st Lnsingle_family422,238$845,0002025-12-16
7435 SW 146th Ctsingle_family421,836$725,0002025-12-15
12617 SW 73rd Tersingle_family442,830$1,500,0002025-11-26
11919 SW 72nd Tersingle_family432,548$1,420,0002025-11-06
7315 SW 127th Ctsingle_family431,612$640,0002025-11-04
6740 SW 135th Avesingle_family431,681$765,0002025-10-23
12022 SW 77th Tersingle_family433,832$1,800,0002025-10-23
5701 SW 130th Plsingle_family432,226$555,0002025-10-20
13250 SW 67th Stsingle_family42$670,0002025-10-14
7791 SW 138th Plsingle_family421,825$628,2002025-10-03
12743 SW 61st Tersingle_family431,819$650,0002025-09-29
13500 SW 79th Stsingle_family423,152$950,0002025-09-12
13940 SW 74th Stsingle_family431,881$1,060,0002025-09-08

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
12019 SW 77th Tersingle_family443,129$1,549,000
14359 Kendale Lakes Cirtownhomes431,934$459,777
5672 SW 130th Avesingle_family441,892$675,000
14011 SW 74th Tersingle_family421,873$939,900
12900 SW 81st Stsingle_family422,052$765,000
7450 SW 130th Avesingle_family432,003$715,000
14101 SW 66th St Apt A2townhomes441,641$479,000
13391 SW 78th Stsingle_family421,684$799,000

10-year hold projection

IRR-2.3%
Equity multiple0.62x
Total return (10yr)$32,456
YearProperty valueNOICash flowLoan balanceEquity
1$925,970$16,741-$41,330$711,402$214,568
2$953,749$17,400-$40,737$703,069$250,680
3$982,362$18,082-$40,121$694,164$288,198
4$1,011,832$18,789-$39,483$684,647$327,186
5$1,042,187$19,521-$38,821$674,476$367,711
6$1,073,453$20,279-$38,135$663,607$409,846
7$1,105,657$21,064-$37,424$651,992$453,665
8$1,138,826$21,878-$36,686$639,579$499,247
9$1,172,991$22,720-$35,921$626,314$546,677
10$1,208,181$23,592-$35,129$612,138$596,043
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.