| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,290,900 |
| Down payment (20.0%) | $258,180 |
| Loan amount | $1,032,720 |
| Closing costs (5.0%) | $64,545 |
| Total cash to close | $322,725 |
| Income | |
| Rent (comp-derived) | $6,000$72,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $5,520$66,240 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $2,044$24,527 |
| Insurance (est. scaled by flood & wind risk) | $1,377$16,524 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $300$3,600 |
| Total operating expenses | $3,721$44,651 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $300$3,600 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 2 | 1,806 | $5,400 | 2026-08-11 | — | |
| single_family | 3 | 2 | 1,702 | $5,499 | 2026-06-01 | — | |
| single_family | 3 | 2 | 1,368 | $3,600 | — | — | |
| single_family | 3 | 2 | 2,403 | $7,400 | 2026-07-31 | — | |
| single_family | 3 | 2 | 1,649 | $5,000 | 2026-08-03 | — | |
| single_family | 3 | 2 | 1,430 | $5,900 | 2026-08-25 | — | |
| single_family | 3 | 3 | 1,921 | $8,350 | 2026-08-24 | — | |
| single_family | 3 | 2 | 1,526 | $6,250 | 2026-05-07 | — | |
| single_family | 3 | 2 | 1,526 | $6,000 | 2026-08-10 | — | |
| single_family | 3 | 2 | 2,009 | $6,900 | 2026-03-26 | — | |
| single_family | 3 | 2 | 2,480 | $7,800 | 2026-06-17 | — | |
| single_family | 3 | 2 | 1,526 | $6,000 | 2026-08-21 | — | |
| single_family | 3 | 2 | 2,184 | $9,975 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 8331 SW 100th St | single_family | 3 | 2 | 1,191 | $173,370,070 | 2026-08-21 |
| 8005 SW 106th St | single_family | 3 | 2 | 2,920 | $1,375,000 | 2026-08-12 |
| 13200 SW 83rd Ave | single_family | 3 | 2 | 2,492 | $1,225,000 | 2026-08-07 |
| 12515 SW 85th Avenue Rd | single_family | 3 | 2 | 1,379 | $400,000 | 2026-08-07 |
| 8340 SW 96th St | single_family | 3 | 2 | 1,999 | $1,300,000 | 2026-08-03 |
| 8200 SW 102nd St | single_family | 3 | 2 | 2,112 | $1,775,000 | 2026-07-30 |
| 12420 SW 69th Ave | single_family | 3 | 2 | 1,467 | $1,575,000 | 2026-07-28 |
| 8889 SW 78th Ct | single_family | 3 | 3 | 2,246 | $1,285,000 | 2026-07-10 |
| 1140 San Pedro Ave | single_family | 3 | 2 | 3,079 | $5,891,667 | 2026-07-08 |
| 11220 SW 74th Ave | single_family | 3 | 2 | 2,115 | $1,700,000 | 2026-06-30 |
| 9830 SW 69th Ave | single_family | 3 | 2 | 1,996 | $1,625,000 | 2026-06-30 |
| 13276 SW 58th Ct | single_family | 3 | 3 | 2,625 | $1,575,000 | 2026-06-26 |
| 8640 SW 125th St | single_family | 3 | 2 | 1,760 | $849,833 | 2026-06-24 |
| 11625 SW 70th Ave | single_family | 3 | 2 | 1,942 | $2,000,000 | 2026-06-22 |
| 7830 SW 99th St | single_family | 3 | 2 | 1,287 | $1,000,000 | 2026-06-08 |
| 7260 SW 131st St | single_family | 3 | 2 | 1,708 | $1,300,000 | 2026-06-03 |
| 12300 SW 63rd Ave | single_family | 3 | 2 | 2,222 | $1,500,000 | 2026-05-14 |
| 7321 SW 123rd St | single_family | 3 | 2 | 1,842 | $1,160,000 | 2026-05-06 |
| 7819 SW 89th Ln | single_family | 3 | 4 | 2,593 | $1,550,000 | 2026-05-01 |
| 8300 SW 119th St | single_family | 3 | 2 | 1,710 | $1,085,000 | 2026-04-22 |
| 12615 SW 84th Avenue Rd | single_family | 3 | 2 | 1,364 | $546,000 | 2026-04-16 |
| 7812 SW 88th Ter | single_family | 3 | 3 | 1,994 | $1,100,000 | 2026-04-10 |
| 8001 SW 133rd St | single_family | 3 | 3 | — | $1,400,000 | 2026-04-10 |
| 9315 SW 72nd Ave | single_family | 3 | 2 | 1,436 | $1,500,000 | 2026-04-06 |
| 13400 SW 78th Ct | single_family | 3 | 2 | 2,050 | $1,340,000 | 2026-03-26 |
| 8260 SW 133rd St | single_family | 3 | 2 | 1,849 | $1,260,000 | 2026-03-25 |
| 12820 SW 83rd Ct | single_family | 3 | 2 | 2,396 | $1,750,000 | 2026-03-23 |
| 8025 SW 133rd St | single_family | 3 | 2 | 1,518 | $1,200,000 | 2026-03-03 |
| 8318 SW 131st St | single_family | 3 | 2 | 1,044 | $1,050,000 | 2026-03-02 |
| 11820 SW 69th Ct | single_family | 3 | 2 | 1,522 | $1,925,000 | 2026-02-09 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 9125 SW 77th Ave Unit 802 | condos | 3 | 2 | 1,280 | $408,000 | — |
| 7820 SW 89th Ln | single_family | 3 | 4 | 2,246 | $1,499,999 | — |
| 7265 SW 89th St Apt A314 | condos | 3 | 2 | 1,529 | $595,000 | — |
| 10830 SW 79th Ave | single_family | 3 | 2 | 1,771 | $1,220,000 | — |
| 11054 SW 79th Path | townhomes | 3 | 3 | 2,249 | $1,099,000 | — |
| 7711 SW 94th Ter | townhomes | 3 | 3 | 1,368 | $649,000 | — |
| 8430 SW 88th St | single_family | 3 | 2 | 2,047 | $1,399,999 | — |
| 8385 SW 105th St | single_family | 3 | 2 | 2,192 | $1,100,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,329,627 | $21,589 | -$61,649 | $1,021,523 | $308,104 |
| 2 | $1,369,516 | $22,460 | -$60,868 | $1,009,557 | $359,959 |
| 3 | $1,410,601 | $23,363 | -$60,058 | $996,769 | $413,832 |
| 4 | $1,452,919 | $24,298 | -$59,217 | $983,104 | $469,816 |
| 5 | $1,496,507 | $25,268 | -$58,344 | $968,499 | $528,007 |
| 6 | $1,541,402 | $26,272 | -$57,439 | $952,892 | $588,510 |
| 7 | $1,587,644 | $27,313 | -$56,500 | $936,213 | $651,431 |
| 8 | $1,635,274 | $28,391 | -$55,526 | $918,389 | $716,884 |
| 9 | $1,684,332 | $29,508 | -$54,516 | $899,341 | $784,991 |
| 10 | $1,734,862 | $30,666 | -$53,469 | $878,985 | $855,877 |