10625 SW 79th Pl

Miami, FL 33156 · single_family · For Sale · 43 days on market
Asking price$1,290,900
3 beds 2 baths 1,942 sqft
View on Realtor.com →
Listed by Nestor J Palacios · Luxe Properties
Typesingle_family
Built1985
Price / sqft$665
Est. value (own analysis)$1,323,375
Rent estimate (own analysis)$6,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood3/10moderate$Air2/10MinorWildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2026-07-21
Removed date
MLSMiamiMLS #A12056400
Coordinates25.67163, -80.32400
Address10625 SW 79th Pl
CityMiami
StateFL
Zip33156
Listing ID6710317624
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33156)

Typical home value (ZHVI)$1,543,591
Typical rent (ZORI)$2,706/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,290,900
Down payment (20.0%)$258,180
Loan amount$1,032,720
Closing costs (5.0%)$64,545
Total cash to close$322,725
Rent (comp-derived)$6,000$72,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$72,000
Vacancy rate (assumption) assumption8.0%

$72,000 × 8.0% = $5,760

Effective gross income$5,520$66,240
Property tax (placeholder 1.9% of price)$2,044$24,527
Insurance (est. scaled by flood & wind risk)$1,377$16,524
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$300$3,600
Total operating expenses$3,721$44,651
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$66,240
Total operating expenses derived$44,651

$66,240 − $44,651 = $21,589

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,032,720
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,032,720 amortized at 6.7% over 30 years = $6,637/mo

CapEx reserve (5.0% of GSR)$300$3,600
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$21,589
Annual debt service derived$79,638
Annual CapEx reserve assumption$3,600
Annual PMI assumption$0

($21,589 − $79,638 − $3,600 − $0) ÷ 12 = -$5,137

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$21,589
Purchase price data$1,290,900

$21,589 ÷ $1,290,900 = 1.7%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$61,649
Total cash to close derived$322,725

-$61,649 ÷ $322,725 = -19.1%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$21,589
Annual debt service derived$79,638

$21,589 ÷ $79,638 = 0.27

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$72,000
Purchase price data$1,290,900

($72,000 ÷ 12) ÷ $1,290,900 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,290,900
Gross scheduled rent (annual) comp$72,000

$1,290,900 ÷ $72,000 = 17.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$44,651
Effective gross income derived$66,240

$44,651 ÷ $66,240 = 67.4%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$44,651
Annual debt service derived$79,638
Annual PMI assumption$0
Gross scheduled rent (annual) comp$72,000

($44,651 + $79,638 + $0) ÷ $72,000 = 172.6%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family321,806$5,4002026-08-11
single_family321,702$5,4992026-06-01
single_family321,368$3,600
single_family322,403$7,4002026-07-31
single_family321,649$5,0002026-08-03
single_family321,430$5,9002026-08-25
single_family331,921$8,3502026-08-24
single_family321,526$6,2502026-05-07
single_family321,526$6,0002026-08-10
single_family322,009$6,9002026-03-26
single_family322,480$7,8002026-06-17
single_family321,526$6,0002026-08-21
single_family322,184$9,975

8250 SW 108th St

Miami, 33156 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,806
Listed2026-08-11
Days on market

Asking rent: $5,400

View on Zillow →

9055 SW 78th Ct

Miami, 33156 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,702
Listed2026-06-01
Days on market

Asking rent: $5,499

View on Zillow →

7733 SW 94th Ln

Miami, 33156 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,368
Listed
Days on market

Asking rent: $3,600

View on Zillow →

7330 SW 116th Ter

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,403
Listed2026-07-31
Days on market

Asking rent: $7,400

View on Zillow →

8125 SW 136th St

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,649
Listed2026-08-03
Days on market

Asking rent: $5,000

View on Zillow →

7415 SW 117th St

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,430
Listed2026-08-25
Days on market

Asking rent: $5,900

View on Zillow →

7480 SW 122nd St

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,921
Listed2026-08-24
Days on market

Asking rent: $8,350

View on Zillow →

7425 SW 118th St Unit 0

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,526
Listed2026-05-07
Days on market

Asking rent: $6,250

View on Zillow →

12935 SW 81st Ave

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,526
Listed2026-08-10
Days on market

Asking rent: $6,000

View on Zillow →

13451 SW 74th Ave

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,009
Listed2026-03-26
Days on market

Asking rent: $6,900

View on Zillow →

7361 SW 117th Ter

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,480
Listed2026-06-17
Days on market

Asking rent: $7,800

View on Zillow →

12930 SW 81st Ave

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,526
Listed2026-08-21
Days on market

Asking rent: $6,000

View on Zillow →

7920 SW 132nd St

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,184
Listed
Days on market

Asking rent: $9,975

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
8331 SW 100th Stsingle_family321,191$173,370,0702026-08-21
8005 SW 106th Stsingle_family322,920$1,375,0002026-08-12
13200 SW 83rd Avesingle_family322,492$1,225,0002026-08-07
12515 SW 85th Avenue Rdsingle_family321,379$400,0002026-08-07
8340 SW 96th Stsingle_family321,999$1,300,0002026-08-03
8200 SW 102nd Stsingle_family322,112$1,775,0002026-07-30
12420 SW 69th Avesingle_family321,467$1,575,0002026-07-28
8889 SW 78th Ctsingle_family332,246$1,285,0002026-07-10
1140 San Pedro Avesingle_family323,079$5,891,6672026-07-08
11220 SW 74th Avesingle_family322,115$1,700,0002026-06-30
9830 SW 69th Avesingle_family321,996$1,625,0002026-06-30
13276 SW 58th Ctsingle_family332,625$1,575,0002026-06-26
8640 SW 125th Stsingle_family321,760$849,8332026-06-24
11625 SW 70th Avesingle_family321,942$2,000,0002026-06-22
7830 SW 99th Stsingle_family321,287$1,000,0002026-06-08
7260 SW 131st Stsingle_family321,708$1,300,0002026-06-03
12300 SW 63rd Avesingle_family322,222$1,500,0002026-05-14
7321 SW 123rd Stsingle_family321,842$1,160,0002026-05-06
7819 SW 89th Lnsingle_family342,593$1,550,0002026-05-01
8300 SW 119th Stsingle_family321,710$1,085,0002026-04-22
12615 SW 84th Avenue Rdsingle_family321,364$546,0002026-04-16
7812 SW 88th Tersingle_family331,994$1,100,0002026-04-10
8001 SW 133rd Stsingle_family33$1,400,0002026-04-10
9315 SW 72nd Avesingle_family321,436$1,500,0002026-04-06
13400 SW 78th Ctsingle_family322,050$1,340,0002026-03-26
8260 SW 133rd Stsingle_family321,849$1,260,0002026-03-25
12820 SW 83rd Ctsingle_family322,396$1,750,0002026-03-23
8025 SW 133rd Stsingle_family321,518$1,200,0002026-03-03
8318 SW 131st Stsingle_family321,044$1,050,0002026-03-02
11820 SW 69th Ctsingle_family321,522$1,925,0002026-02-09

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
9125 SW 77th Ave Unit 802condos321,280$408,000
7820 SW 89th Lnsingle_family342,246$1,499,999
7265 SW 89th St Apt A314condos321,529$595,000
10830 SW 79th Avesingle_family321,771$1,220,000
11054 SW 79th Pathtownhomes332,249$1,099,000
7711 SW 94th Tertownhomes331,368$649,000
8430 SW 88th Stsingle_family322,047$1,399,999
8385 SW 105th Stsingle_family322,192$1,100,000

10-year hold projection

IRR-2.8%
Equity multiple0.54x
Total return (10yr)$20,109
YearProperty valueNOICash flowLoan balanceEquity
1$1,329,627$21,589-$61,649$1,021,523$308,104
2$1,369,516$22,460-$60,868$1,009,557$359,959
3$1,410,601$23,363-$60,058$996,769$413,832
4$1,452,919$24,298-$59,217$983,104$469,816
5$1,496,507$25,268-$58,344$968,499$528,007
6$1,541,402$26,272-$57,439$952,892$588,510
7$1,587,644$27,313-$56,500$936,213$651,431
8$1,635,274$28,391-$55,526$918,389$716,884
9$1,684,332$29,508-$54,516$899,341$784,991
10$1,734,862$30,666-$53,469$878,985$855,877
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.