25501 SW 132nd Ave

Homestead, FL 33032 · single_family · For Sale · 50 days on market
Asking price$585,000
4 beds 2 baths 1,527 sqft
Suggested offer$414,596$170,404 above the est. market value of $414,596.
View on Realtor.com →
Listed by Yenitze Molina · Miami New Realty
Typesingle_family
Built2014
Price / sqft$383
Est. value (own analysis)$414,596
Rent estimate (own analysis)$3,500/mo
HOANone
Street view
View full map & nearby schools →

Neighborhood

Show every detail
Statusfor_sale
Listed date2026-07-14
Removed date
MLSMiamiMLS #A12053456
Coordinates25.53028, -80.40431
Address25501 SW 132nd Ave
CityHomestead
StateFL
Zip33032
Listing ID6709388511
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33032)

Typical home value (ZHVI)$453,873
Typical rent (ZORI)$2,663/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$585,000
Down payment (20.0%)$117,000
Loan amount$468,000
Closing costs (5.0%)$29,250
Total cash to close$146,250
Rent (comp-derived)$3,500$42,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$42,000
Vacancy rate (assumption) assumption8.0%

$42,000 × 8.0% = $3,360

Effective gross income$3,220$38,640
Property tax (placeholder 1.9% of price)$926$11,115
Insurance (placeholder 0.8% of price)$390$4,680
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$175$2,100
Total operating expenses$1,491$17,895
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$38,640
Total operating expenses derived$17,895

$38,640 − $17,895 = $20,745

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$468,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$468,000 amortized at 6.7% over 30 years = $3,007/mo

CapEx reserve (5.0% of GSR)$175$2,100
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$20,745
Annual debt service derived$36,090
Annual CapEx reserve assumption$2,100
Annual PMI assumption$0

($20,745 − $36,090 − $2,100 − $0) ÷ 12 = -$1,454

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$20,745
Purchase price data$585,000

$20,745 ÷ $585,000 = 3.5%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$17,445
Total cash to close derived$146,250

-$17,445 ÷ $146,250 = -11.9%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$20,745
Annual debt service derived$36,090

$20,745 ÷ $36,090 = 0.57

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$42,000
Purchase price data$585,000

($42,000 ÷ 12) ÷ $585,000 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$585,000
Gross scheduled rent (annual) comp$42,000

$585,000 ÷ $42,000 = 13.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$17,895
Effective gross income derived$38,640

$17,895 ÷ $38,640 = 46.3%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$17,895
Annual debt service derived$36,090
Annual PMI assumption$0
Gross scheduled rent (annual) comp$42,000

($17,895 + $36,090 + $0) ÷ $42,000 = 128.5%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family421,567$3,9502026-08-21
single_family431,850$3,0002022-09-30
single_family421,742$3,3752026-08-07
single_family432,040$3,4002026-08-27
single_family441,660$2,8502026-08-22
single_family421,614$3,3502026-08-27
single_family431,820$4,3502026-07-04
single_family431,827$3,5002026-07-07
single_family431,674$2,9002026-06-17
single_family421,725$3,9002026-07-10
single_family431,895$3,8002026-07-08
single_family431,765$3,5002026-07-25
single_family421,497$3,6002026-07-29
single_family431,790$3,9002026-07-24
single_family431,459$4,5002026-07-13
single_family421,886$4,2002026-07-27
single_family441,398$3,550
single_family441,434$2,700
single_family431,820$2,900
single_family441,434$2,795
single_family431,644$4,300
single_family421,692$3,500
single_family431,728$2,950
single_family431,872$3,200

24062 SW 116th Ct

Miami, 33032 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,567
Listed2026-08-21
Days on market

Asking rent: $3,950

View on Zillow →

11484 SW 236th St

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,850
Listed2022-09-30
Days on market

Asking rent: $3,000

View on Zillow →

27040 SW 119th Ct

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,742
Listed2026-08-07
Days on market

Asking rent: $3,375

View on Zillow →

11981 SW 271st Ter

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,040
Listed2026-08-27
Days on market

Asking rent: $3,400

View on Zillow →

13660 SW 260th St

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,660
Listed2026-08-22
Days on market

Asking rent: $2,850

View on Zillow →

12130 SW 248th Ter Unit 0

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,614
Listed2026-08-27
Days on market

Asking rent: $3,350

View on Zillow →

12138 SW 250th Ter

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,820
Listed2026-07-04
Days on market

Asking rent: $4,350

View on Zillow →

11946 SW 241st St Unit 11946

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,827
Listed2026-07-07
Days on market

Asking rent: $3,500

View on Zillow →

24360 SW 117th Ave Unit 0

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,674
Listed2026-06-17
Days on market

Asking rent: $2,900

View on Zillow →

25787 SW 127th Pl Unit 25787

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,725
Listed2026-07-10
Days on market

Asking rent: $3,900

View on Zillow →

24120 SW 119th Pl Unit 24120

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,895
Listed2026-07-08
Days on market

Asking rent: $3,800

View on Zillow →

10770 SW 245th St Unit 10770

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,765
Listed2026-07-25
Days on market

Asking rent: $3,500

View on Zillow →

13155 SW 268th St Unit 0

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,497
Listed2026-07-29
Days on market

Asking rent: $3,600

View on Zillow →

23206 SW 108th Ave Unit 23206

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,790
Listed2026-07-24
Days on market

Asking rent: $3,900

View on Zillow →

26222 SW 133rd Ct

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,459
Listed2026-07-13
Days on market

Asking rent: $4,500

View on Zillow →

12844 SW 256th Ter Unit 0

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,886
Listed2026-07-27
Days on market

Asking rent: $4,200

View on Zillow →

25779 SW 144th Ave

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,398
Listed
Days on market

Asking rent: $3,550

View on Zillow →

13944 SW 259th Way

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,434
Listed
Days on market

Asking rent: $2,700

View on Zillow →

11962 SW 247th Ter # 11962

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,820
Listed
Days on market

Asking rent: $2,900

View on Zillow →

25901 SW 139th Ct # 25901

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage1,434
Listed
Days on market

Asking rent: $2,795

View on Zillow →

23935 SW 108th Pl

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,644
Listed
Days on market

Asking rent: $4,300

View on Zillow →

13435 SW 257th Ter

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,692
Listed
Days on market

Asking rent: $3,500

View on Zillow →

11665 SW 244th St # 116

Homestead, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,728
Listed
Days on market

Asking rent: $2,950

View on Zillow →

12846 SW 243rd St

Princeton, 33032 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,872
Listed
Days on market

Asking rent: $3,200

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
23646 SW 107th Plsingle_family432,552$600,0002026-08-24
11561 SW 232nd Lnsingle_family432,573$660,0002026-08-21
12280 SW 251st Tersingle_family431,914$540,0002026-08-21
26951 SW 119th Ctsingle_family431,800$490,0002026-08-21
11742 SW 250th Stsingle_family432,500$557,5002026-08-14
23841 SW 114th Plsingle_family432,599$575,0002026-08-10
25701 SW 133rd Ctsingle_family431,611$575,0002026-08-10
11606 SW 234th Stsingle_family432,573$580,0002026-08-05
12981 SW 251st Tersingle_family421,383$450,0002026-08-03
25324 SW 119th Avesingle_family432,280$600,0002026-07-31
26604 SW 124th Ctsingle_family442,088$580,0002026-07-28
13403 SW 261st Lnsingle_family431,694$510,0002026-07-28
27121 SW 119th Ctsingle_family422,327$400,0002026-07-28
13243 SW 258th Tersingle_family432,144$596,5002026-07-22
13319 SW 268th Tersingle_family432,145$510,0002026-07-20
11624 SW 244th Lnsingle_family432,400$580,0002026-07-17
24210 SW 122nd Avesingle_family423,669$975,0002026-07-17
11354 SW 246th Stsingle_family421,553$530,0002026-07-14
25534 SW 122nd Plsingle_family432,345$635,0002026-07-13
27902 SW 134th Ctsingle_family432,006$675,0002026-07-13
12260 SW 251st Tersingle_family421,539$550,0002026-07-08
11339 SW 243rd Tersingle_family432,494$625,0002026-07-02
11953 SW 268th Tersingle_family431,800$525,0002026-06-30
25435 SW 127th Ctsingle_family421,712$635,0002026-06-30
11789 SW 272nd Tersingle_family432,136$550,0002026-06-26
13501 SW 272nd Tersingle_family421,570$580,0002026-06-26
25255 SW 127th Ctsingle_family421,658$266,0002026-06-26
25010 SW 107th Ctsingle_family432,412$725,9992026-06-23
27521 SW 154th Avesingle_family422,303$895,0002026-06-22
13367 SW 268th Tersingle_family432,224$690,0002026-06-19
23520 SW 107th Ctsingle_family442,556$610,0002026-06-15
11854 SW 272nd Tersingle_family422,136$540,0002026-06-12
12145 SW 250th Tersingle_family432,110$530,0002026-06-05
11276 SW 245th Stsingle_family431,932$550,0002026-06-03
11278 SW 241st Stsingle_family432,925$585,0002026-06-03
13160 SW 265th Stsingle_family421,470$585,0002026-06-02
11734 SW 240th Tersingle_family422,599$615,0002026-06-01
11868 SW 253rd Stsingle_family421,877$432,0002026-05-29
11712 SW 235th Stsingle_family432,437$599,0002026-05-28
10837 SW 242nd Stsingle_family422,516$620,0002026-05-20
13610 SW 260th Stsingle_family431,776$490,0002026-05-14
11263 SW 243rd Tersingle_family432,925$640,0002026-05-14
11483 SW 238th Stsingle_family431,811$407,0002026-05-14
11381 SW 247th Tersingle_family421,553$600,0002026-05-13
26130 SW 130th Avesingle_family431,963$679,5002026-05-11
10835 SW 245th Stsingle_family422,064$580,0002026-05-04
13267 SW 277th Tersingle_family421,642$550,0002026-05-04
12251 SW 264th Stsingle_family421,472$305,0002026-04-27
10978 SW 243rd Lnsingle_family421,771$578,0002026-04-27
25107 SW 124th Ctsingle_family431,914$585,0002026-04-24

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
23660 SW 120th Avesingle_family463,709$2,625,000
SW 139th Ave and SW 262ndsingle_family431,436$395,990
13845 SW 261st Tersingle_family441,436$397,290
SW 139th Ave and SW 262ndsingle_family431,458$397,990
SW 139th Ave and SW 262ndsingle_family431,476$497,990
11509 SW 238th Tersingle_family431,992$590,000
13833 SW 261st Tertownhomes441,458$401,990
13841 SW 261st Tertownhomes441,436$395,990

10-year hold projection

IRR2.2%
Equity multiple1.36x
Total return (10yr)$128,913
YearProperty valueNOICash flowLoan balanceEquity
1$602,550$20,745-$17,445$462,926$139,624
2$620,627$21,457-$16,786$457,503$163,123
3$639,245$22,192-$16,104$451,708$187,537
4$658,423$22,952-$15,399$445,516$212,907
5$678,175$23,737-$14,671$438,897$239,278
6$698,521$24,548-$13,918$431,825$266,696
7$719,476$25,385-$13,140$424,266$295,210
8$741,061$26,251-$12,335$416,189$324,871
9$763,292$27,145-$11,504$407,557$355,735
10$786,191$28,068-$10,644$398,332$387,859
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.