14800 SW 166th St

Miami, FL 33187 · single_family · For Sale · 133 days on market
Asking price$1,850,000
5 beds 3 baths 3,188 sqft
Suggested offer$964,370$885,630 above the est. market value of $964,370.
View on Realtor.com →
Listed by Rachel Riva · Redfin Corporation
Typesingle_family
Built1988
Price / sqft$580
Est. value (own analysis)$964,370
Rent estimate (own analysis)$7,500/mo
HOA$13/mo
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-04-22
Removed date
MLSMiamiMLS #A11997383
Coordinates25.61276, -80.43197
Address14800 SW 166th St
CityMiami
StateFL
Zip33187
Listing ID6697114108
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33187)

Typical home value (ZHVI)$720,811
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,850,000
Down payment (20.0%)$370,000
Loan amount$1,480,000
Closing costs (5.0%)$92,500
Total cash to close$462,500
Rent (comp-derived)$7,500$90,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$90,000
Vacancy rate (assumption) assumption8.0%

$90,000 × 8.0% = $7,200

Effective gross income$6,900$82,800
Property tax (placeholder 1.9% of price)$2,929$35,150
Insurance (placeholder 0.8% of price)$1,233$14,800
HOA dues$13$156
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$375$4,500
Total operating expenses$4,551$54,606
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$82,800
Total operating expenses derived$54,606

$82,800 − $54,606 = $28,194

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,480,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,480,000 amortized at 6.7% over 30 years = $9,511/mo

CapEx reserve (5.0% of GSR)$375$4,500
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$28,194
Annual debt service derived$114,131
Annual CapEx reserve assumption$4,500
Annual PMI assumption$0

($28,194 − $114,131 − $4,500 − $0) ÷ 12 = -$7,536

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$28,194
Purchase price data$1,850,000

$28,194 ÷ $1,850,000 = 1.5%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$90,437
Total cash to close derived$462,500

-$90,437 ÷ $462,500 = -19.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$28,194
Annual debt service derived$114,131

$28,194 ÷ $114,131 = 0.25

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$90,000
Purchase price data$1,850,000

($90,000 ÷ 12) ÷ $1,850,000 = 0.4%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,850,000
Gross scheduled rent (annual) comp$90,000

$1,850,000 ÷ $90,000 = 20.6

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$54,606
Effective gross income derived$82,800

$54,606 ÷ $82,800 = 65.9%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$54,606
Annual debt service derived$114,131
Annual PMI assumption$0
Gross scheduled rent (annual) comp$90,000

($54,606 + $114,131 + $0) ÷ $90,000 = 187.5%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family563,996$16,5002025-06-27
single_family553,803$7,5002025-10-20
single_family533,312$6,5002026-08-27

14875 SW 212th St

Miami, 33187 · rent comp

Bedrooms / bathrooms5 bd / 6 ba
Square footage3,996
Listed2025-06-27
Days on market

Asking rent: $16,500

View on Zillow →

14954 SW 176th St

Miami, 33187 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage3,803
Listed2025-10-20
Days on market

Asking rent: $7,500

View on Zillow →

18850 SW 197th Ave

Miami, 33187 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,312
Listed2026-08-27
Days on market

Asking rent: $6,500

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
20076 SW 190th Stsingle_family532,244$1,135,0002026-08-27
15288 SW 176th Tersingle_family553,396$800,0002026-08-19
16933 SW 215th Tersingle_family543,243$950,0002026-08-17
15100 SW 175th Stsingle_family533,128$1,010,0002026-08-14
14864 SW 163rd Tersingle_family532,640$799,0002026-07-31
15421 SW 158th Stsingle_family522,131$750,0002026-06-29
16144 SW 148th Plsingle_family543,033$825,0002026-06-18
15562 SW 177th Tersingle_family521,760$720,0002026-06-02
17921 SW 149th Ctsingle_family553,427$1,129,9002026-05-15
15431 SW 171st Stsingle_family532,249$680,0002026-05-13
14940 SW 164th Tersingle_family533,502$1,100,0002026-03-02
14888 SW 163rd Tersingle_family543,033$825,0002026-01-09
15210 SW 163rd Stsingle_family532,817$1,165,0002025-12-17
15274 SW 173rd Lnsingle_family532,444$697,0002025-12-05
15451 SW 173rd Lnsingle_family532,444$685,0002025-12-05
16142 SW 148th Avesingle_family533,033$850,0002025-11-24
17650 SW 154th Plsingle_family532,444$760,0002025-11-13
16304 SW 147th Ctsingle_family542,987$820,3012025-11-04
15530 SW 152nd Tersingle_family522,332$915,0002025-10-14
16262 SW 147th Plsingle_family533,033$893,3002025-10-09
21200 SW 187th Avesingle_family532,268$920,0002025-09-24
17970 SW 152nd Avesingle_family532,373$695,0002025-09-16

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
15130 SW 164th Tersingle_family533,772$1,349,000
20076 SW 190th Stsingle_family532,244$1,175,000
14832 SW 169th Lnsingle_family532,230$950,000
16580 SW 173rd Avesingle_family553,937$2,892,000
15302 SW 180th Tersingle_family532,174$715,000
17795 SW 158th Stsingle_family534,396$2,799,999
16400 SW 173rd Avesingle_family543,091$1,399,000
19520 SW 206th Stsingle_family543,094$1,249,999

10-year hold projection

IRR-3.1%
Equity multiple0.48x
Total return (10yr)$2,281
YearProperty valueNOICash flowLoan balanceEquity
1$1,905,500$28,194-$90,437$1,463,953$441,547
2$1,962,665$29,313-$89,430$1,446,805$515,860
3$2,021,545$30,472-$88,386$1,428,479$593,066
4$2,082,191$31,673-$87,303$1,408,895$673,297
5$2,144,657$32,917-$86,180$1,387,965$756,692
6$2,208,997$34,206-$85,016$1,365,598$843,398
7$2,275,267$35,541-$83,808$1,341,696$933,571
8$2,343,525$36,924-$82,555$1,316,152$1,027,373
9$2,413,830$38,356-$81,257$1,288,854$1,124,977
10$2,486,245$39,840-$79,911$1,259,681$1,226,564
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.