9025 SW 114th St
Miami, FL 33176 · single_family · For Sale · 20 days on market
Asking price$4,495,000
6 beds 7 baths 4,912 sqft
Suggested offer$3,210,641$1,284,359 above the est. market value of $3,210,641.
View on Realtor.com →Listed by Alexandra Zeidan · Douglas Elliman
Typesingle_family
Built2022
Price / sqft$915
Est. value (own analysis)$3,210,641
Rent estimate (own analysis)$22,000/mo
HOANone
1 / 46
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Statusfor_sale
Listed date2026-08-13
Removed date—
MLSMiamiMLS #A12069275
Coordinates25.66433, -80.34128
Address9025 SW 114th St
CityMiami
StateFL
Zip33176
Listing ID6692094578
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33176)
Typical home value (ZHVI)$630,508
Typical rent (ZORI)$2,301/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $4,495,000 |
| Down payment (20.0%) | $899,000 |
| Loan amount | $3,596,000 |
| Closing costs (5.0%) | $224,750 |
| Total cash to close | $1,123,750 |
| Income | |
| Rent (comp-derived) | $22,000$264,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $20,240$242,880 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $7,117$85,405 |
| Insurance (placeholder 0.8% of price) | $2,997$35,960 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $1,100$13,200 |
| Total operating expenses | $11,214$134,565 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $1,100$13,200 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 6 | 4 | 3,218 | $7,900 | 2026-07-24 | — | |
| single_family | 6 | 7 | 5,850 | $25,000 | 2026-07-21 | — | |
| single_family | 6 | 5 | 3,390 | $13,000 | 2026-06-25 | — | |
| single_family | 6 | 6 | 5,322 | $28,000 | 2026-06-17 | — | |
| single_family | 6 | 6 | 4,806 | $22,000 | 2026-06-17 | — | |
| single_family | 6 | 6 | 4,181 | $18,000 | 2026-08-03 | — | |
| single_family | 6 | 4 | 6,112 | $30,000 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 9255 SW 108 ST | SINGLE FAMILY : 1 UNIT | 6 | 4 | 3,911 | $2,316,000 | 2025-12-19 |
| 8877 SW 99 ST | SINGLE FAMILY : 1 UNIT | 6 | 6 | 4,501 | $3,900,000 | 2025-02-12 |
| 11355 SW 97 AVE | SINGLE FAMILY : 1 UNIT | 6 | 7 | 5,792 | $4,500,000 | 2024-12-13 |
| 8860 SW 112 ST | SINGLE FAMILY : 1 UNIT | 6 | 7 | 6,891 | $4,250,000 | 2024-10-31 |
| 10250 SW 110 ST | SINGLE FAMILY : 1 UNIT | 6 | 6 | 3,829 | $1,550,000 | 2024-09-23 |
| 10870 SW 106 AVE | SINGLE FAMILY : 1 UNIT | 6 | 4 | 2,618 | $1,171,000 | 2024-08-22 |
| 8701 SW 97 TER | SINGLE FAMILY : 1 UNIT | 6 | 4 | 5,761 | $4,000,000 | 2024-07-30 |
| 9795 SW 110 ST | SINGLE FAMILY : 1 UNIT | 6 | 5 | 5,489 | $4,350,000 | 2024-05-10 |
| 8940 SW 105 ST | SINGLE FAMILY : 1 UNIT | 6 | 5 | 12,470 | $4,500,000 | 2024-05-08 |
| 9435 SW 100 ST | SINGLE FAMILY : 1 UNIT | 6 | 5 | 3,829 | $3,275,000 | 2024-02-20 |
| 10506 SW 89 PL | SINGLE FAMILY : 1 UNIT | 6 | 4 | 6,112 | $3,995,000 | 2022-09-23 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 9881 SW 148th Ter | single_family | 6 | 7 | 6,140 | $3,200,000 | — |
| 9715 SW 89th Ct | single_family | 6 | 7 | 6,062 | $4,290,000 | — |
| 10506 SW 89th Pl | single_family | 6 | 5 | 6,112 | $4,500,000 | — |
| 8960 SW 118th St | single_family | 6 | 7 | 5,363 | $3,900,000 | — |
| 12180 SW 92nd Ave | single_family | 6 | 4 | 3,719 | $2,289,000 | — |
| 9530 SW 95th Ct | single_family | 6 | 8 | 6,928 | $5,750,000 | — |
| 8901 SW 120th St | single_family | 6 | 6 | 4,822 | $5,350,000 | — |
| 8841 SW 103rd St | single_family | 6 | 6 | 4,216 | $2,695,000 | — |
10-year hold projection
IRR-0.8%
Equity multiple0.87x
Total return (10yr)$437,034
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $4,629,850 | $108,315 | -$182,191 | $3,557,011 | $1,072,839 |
| 2 | $4,768,746 | $112,237 | -$178,599 | $3,515,345 | $1,253,400 |
| 3 | $4,911,808 | $116,294 | -$174,881 | $3,470,818 | $1,440,990 |
| 4 | $5,059,162 | $120,490 | -$171,032 | $3,423,233 | $1,635,929 |
| 5 | $5,210,937 | $124,829 | -$167,048 | $3,372,381 | $1,838,556 |
| 6 | $5,367,265 | $129,317 | -$162,924 | $3,318,036 | $2,049,229 |
| 7 | $5,528,283 | $133,957 | -$158,657 | $3,259,959 | $2,268,324 |
| 8 | $5,694,132 | $138,756 | -$154,241 | $3,197,894 | $2,496,237 |
| 9 | $5,864,955 | $143,719 | -$149,671 | $3,131,567 | $2,733,388 |
| 10 | $6,040,904 | $148,850 | -$144,941 | $3,060,686 | $2,980,218 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.