3522 NE 166th St Apt 7
North Miami Beach, FL 33160 · condos · For Sale · 114 days on market
Asking price$250,000
2 beds 1 baths 789 sqft
Listed by Minerva Arboleya · Related Realty, LLC.
Typecondos
Built1970
Price / sqft$317
Est. value (own analysis)$260,070
Rent estimate (own analysis)$2,600/mo
HOA$447/mo
Wind10/10Extreme$Heat10/10ExtremeFlood9/10extreme$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-05-11
Removed date—
MLSMiamiMLS #A12016165
Coordinates25.93243, -80.13630
Address3522 NE 166th St Apt 7
CityNorth Miami Beach
StateFL
Zip33160
Listing ID6691417494
Sourceus-real-estate-listings, cached 2026-08-31
ZIP market snapshot (33160)
Typical home value (ZHVI)$518,452
Typical rent (ZORI)$3,079/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $250,000 |
| Down payment (20.0%) | $50,000 |
| Loan amount | $200,000 |
| Closing costs (5.0%) | $12,500 |
| Total cash to close | $62,500 |
| Income | |
| Rent (comp-derived) | $2,600$31,200 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,392$28,704 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $396$4,750 |
| Insurance (est. scaled by flood & wind risk) | $367$4,400 |
| HOA dues | $447$5,364 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $130$1,560 |
| Total operating expenses | $1,340$16,074 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $130$1,560 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| apartment | 2 | 2 | 975 | $2,550 | 2026-05-20 | — | |
| apartment | 2 | 2 | 975 | $2,550 | 2026-03-15 | — | |
| condos | 2 | 1 | 768 | $1,800 | 2026-01-30 | — | |
| condos | 2 | 2 | 1,050 | $2,695 | 2026-07-28 | — | |
| condos | 2 | 2 | 872 | $2,340 | 2026-07-30 | — | |
| condos | 2 | 2 | 1,024 | $2,850 | 2026-08-27 | — | |
| condos | 2 | 2 | 1,027 | $2,000 | 2026-05-21 | — | |
| condos | 2 | 2 | 1,025 | $2,200 | 2026-04-10 | — | |
| condos | 2 | 2 | 1,012 | $2,000 | 2026-07-22 | — | |
| condos | 2 | 2 | 894 | $2,200 | 2026-06-05 | — | |
| condos | 2 | 1 | 1,000 | $1,650 | 2026-08-25 | — | |
| condos | 2 | 2 | 1,050 | $2,937 | 2026-08-26 | — | |
| condos | 2 | 2 | 894 | $2,200 | 2026-03-16 | — | |
| condos | 2 | 2 | 1,058 | $2,500 | 2026-08-21 | — | |
| condos | 2 | 2 | 1,008 | $2,550 | 2026-08-25 | — | |
| condos | 2 | 2 | 1,027 | $2,300 | 2026-06-18 | — | |
| condos | 2 | 2 | 1,031 | $2,300 | 2026-06-08 | — | |
| condos | 2 | 2 | 740 | $2,400 | 2026-08-19 | — | |
| apartment | 2 | 2 | 1,040 | $2,300 | 2026-08-26 | — | |
| condos | 2 | 2 | 909 | $2,190 | 2026-08-21 | — | |
| apartment | 2 | 1 | 819 | $2,800 | 2026-08-24 | — | |
| condos | 2 | 2 | 1,060 | $3,000 | 2026-06-12 | — | |
| condos | 2 | 2 | 1,024 | $2,590 | 2026-08-05 | — | |
| condos | 2 | 1 | 880 | $2,000 | 2026-05-26 | — | |
| condos | 2 | 2 | 1,042 | $2,800 | 2026-08-12 | — | |
| condos | 2 | 2 | 988 | $2,380 | 2026-08-01 | — | |
| condos | 2 | 2 | 807 | $2,000 | 2025-07-02 | — | |
| condos | 2 | 2 | 785 | $2,400 | 2026-07-31 | — | |
| condos | 2 | 2 | 785 | $2,200 | 2026-07-20 | — | |
| condos | 2 | 2 | 1,058 | $2,350 | 2026-07-09 | — | |
| condos | 2 | 2 | 988 | $2,400 | 2026-03-04 | — | |
| condos | 2 | 2 | 1,040 | $2,150 | 2026-08-20 | — | |
| condos | 2 | 2 | 1,000 | $3,750 | 2026-03-11 | — | |
| condos | 2 | 2 | 892 | $2,450 | 2026-07-21 | — | |
| condos | 2 | 2 | 988 | $2,950 | 2026-08-06 | — | |
| condos | 2 | 2 | 841 | $2,000 | 2026-04-15 | — | |
| condos | 2 | 3 | 902 | $2,350 | 2026-06-10 | — | |
| condos | 2 | 2 | 1,042 | $2,600 | 2026-08-16 | — | |
| condos | 2 | 2 | 1,024 | $2,900 | 2026-08-19 | — | |
| condos | 2 | 2 | 902 | $2,400 | 2026-05-03 | — | |
| condos | 2 | 2 | 1,050 | $2,850 | 2026-04-11 | — | |
| condos | 2 | 2 | 1,040 | $2,500 | 2026-05-27 | — | |
| condos | 2 | 2 | 1,024 | $2,900 | 2026-08-18 | — | |
| condos | 2 | 2 | 990 | $2,600 | 2026-06-17 | — | |
| condos | 2 | 2 | 988 | $2,600 | 2026-07-07 | — | |
| condos | 2 | 2 | 894 | $2,400 | 2026-05-16 | — | |
| condos | 2 | 2 | 1,024 | $2,900 | 2026-07-23 | — | |
| condos | 2 | 2 | 862 | $2,300 | 2026-07-22 | — | |
| condos | 2 | 2 | 872 | $2,450 | 2026-08-21 | — | |
| condos | 2 | 2 | 767 | $2,400 | 2024-09-20 | — | |
| apartment | 2 | 1 | 890 | $2,350 | 2026-06-23 | — | |
| condos | 2 | 2 | 894 | $2,650 | 2026-05-07 | — | |
| condos | 2 | 2 | 894 | $3,050 | 2026-06-10 | — | |
| condos | 2 | 2 | 871 | $2,100 | 2026-08-04 | — | |
| condos | 2 | 2 | 767 | $2,450 | 2026-06-17 | — | |
| condos | 2 | 2 | 970 | $2,500 | 2026-04-17 | — | |
| condos | 2 | 2 | 858 | $2,550 | 2026-08-02 | — | |
| condos | 2 | 2 | 1,058 | $2,390 | 2026-07-21 | — | |
| condos | 2 | 2 | 1,020 | $2,300 | 2026-08-19 | — | |
| condos | 2 | 2 | 819 | $2,350 | 2026-07-28 | — | |
| apartment | 2 | 1 | 900 | $2,500 | 2026-06-17 | — | |
| condos | 2 | 2 | 1,058 | $3,200 | 2026-04-20 | — | |
| condos | 2 | 2 | 1,024 | $2,850 | 2026-04-21 | — | |
| condos | 2 | 2 | 824 | $2,200 | 2026-08-11 | — | |
| condos | 2 | 2 | 988 | $2,500 | 2026-03-23 | — | |
| condos | 2 | 4 | 970 | $2,500 | 2026-03-25 | — | |
| condos | 2 | 2 | 934 | $2,600 | 2026-06-17 | — | |
| condos | 2 | 2 | 1,031 | $2,650 | 2026-06-07 | — | |
| condos | 2 | 2 | 740 | $2,490 | 2026-06-17 | — | |
| condos | 2 | 2 | 1,025 | $2,350 | 2026-05-19 | — | |
| condos | 2 | 2 | 1,008 | $2,750 | 2026-07-21 | — | |
| condos | 2 | 2 | 1,043 | $2,950 | 2026-06-19 | — | |
| condos | 2 | 2 | 847 | $2,500 | 2026-03-11 | — | |
| condos | 2 | 1 | 907 | $2,900 | 2026-04-28 | — | |
| condos | 2 | 2 | 905 | $2,700 | 2026-01-25 | — | |
| condos | 2 | 2 | 1,030 | $3,250 | 2026-06-10 | — | |
| condos | 2 | 2 | 943 | $3,500 | 2026-08-16 | — | |
| condos | 2 | 1 | 907 | $2,600 | 2026-05-29 | — | |
| condos | 2 | 1 | 1,005 | $3,600 | 2026-06-10 | — | |
| condos | 2 | 2 | 1,024 | $4,600 | 2026-08-05 | — | |
| condos | 2 | 1 | 1,005 | $4,400 | 2024-10-17 | — | |
| condos | 2 | 2 | 1,024 | $4,300 | 2024-03-28 | — | |
| condos | 2 | 2 | 1,005 | $4,500 | 2024-10-17 | — | |
| condos | 2 | 2 | 1,024 | $4,800 | 2025-11-20 | — | |
| condos | 2 | 2 | 1,024 | $4,950 | 2025-08-08 | — | |
| apartment | 2 | 2 | 970 | $3,000 | — | — | |
| apartment | 2 | 2 | 1,010 | $2,600 | — | — | |
| condos | 2 | 2 | 1,024 | $3,000 | — | — | |
| condos | 2 | 2 | 1,050 | $2,812 | 2026-08-31 | — | |
| condos | 2 | 2 | 1,050 | $2,750 | — | — | |
| apartment | 2 | 2 | 1,010 | $2,646 | — | — | |
| apartment | 2 | 2 | 1,002 | $2,888 | — | — | |
| apartment | 2 | 2 | 982 | $2,923 | — | — | |
| apartment | 2 | 2 | 1,050 | $2,702 | — | — | |
| apartment | 2 | 2 | 921 | $2,698 | — | — | |
| apartment | 2 | 2 | 1,050 | $2,777 | — | — | |
| apartment | 2 | 2 | 1,050 | $2,952 | — | — | |
| apartment | 2 | 2 | 1,026 | $3,198 | — | — | |
| apartment | 2 | 2 | 1,010 | $3,471 | — | — | |
| apartment | 2 | 2 | 1,020 | $3,038 | — | — | |
| apartment | 2 | 2 | 1,010 | $3,546 | — | — | |
| apartment | 2 | 2 | 1,026 | $3,393 | — | — | |
| condos | 2 | 2 | 1,024 | $3,050 | 2026-08-31 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 100 Bayview Dr Apt 2124 | condos | 2 | 2 | 1,357 | $650 | 2026-09-02 |
| 3551 NE 169th St Apt 301 | condos | 2 | 2 | 1,085 | $250,000 | 2026-08-31 |
| 3862 NE 171st St Unit C | condos | 2 | 3 | 1,200 | $382,000 | 2026-08-31 |
| 230 174th St Apt 902 | condos | 2 | 2 | 1,276 | $435,000 | 2026-08-26 |
| 16400 Collins Ave Apt 1242 | condos | 2 | 2 | 1,530 | $815,000 | 2026-08-25 |
| 300 Bayview Dr Apt 307 | condos | 2 | 2 | 1,350 | $410,000 | 2026-08-25 |
| 18011 Biscayne Blvd Unit 1704-1 | condos | 2 | 2 | 1,605 | $170,000 | 2026-08-25 |
| 17301 Biscayne Blvd Apt 401 | condos | 2 | 3 | 1,999 | $800,000 | 2026-08-21 |
| 3944 NE 167th St Apt 106 | condos | 2 | 2 | 970 | $190,000 | 2026-08-21 |
| 2851 NE 183rd St Apt 1416E | condos | 2 | 2 | 1,693 | $320,000 | 2026-08-21 |
| 17001 Collins Ave Apt 2307 | condos | 2 | 3 | 1,479 | $1,750,000 | 2026-08-21 |
| 2750 NE 183rd St Apt 2108 | condos | 2 | 2 | 1,268 | $260,000 | 2026-08-19 |
| 17051 NE 35th Ave Apt 202 | condos | 2 | 2 | 861 | $190,000 | 2026-08-17 |
| 3550 NE 169th St Apt 407 | condos | 2 | 2 | 1,085 | $289,000 | 2026-08-17 |
| 300 Bayview Dr Apt 905 | condos | 2 | 2 | 1,350 | $340,000 | 2026-08-17 |
| 17700 N Bay Rd Apt 805 | condos | 2 | 2 | 1,300 | $640,000 | 2026-08-17 |
| 5752196881 | condos | 2 | 2 | 1,115 | $620,000 | 2026-08-14 |
| 400 Sunny Isles Blvd Apt 116 | condos | 2 | 3 | 1,403 | $820,000 | 2026-08-13 |
| 2780 NE 183rd St Ph 4 | condos | 2 | 2 | 1,143 | $240,000 | 2026-08-10 |
| 18975 Collins Ave Unit 5205 | condos | 2 | 2 | 1,296 | $2,050,000 | 2026-08-10 |
| 16485 Collins Ave Apt 536 | condos | 2 | 3 | 2,020 | $1,500,000 | 2026-08-10 |
| 17100 N Bay Rd Apt 1214 | condos | 2 | 2 | 1,024 | $415,000 | 2026-08-07 |
| 17201 Collins Ave Apt 2804 | condos | 2 | 3 | 1,886 | $1,550,000 | 2026-08-06 |
| 17900 N Bay Rd Apt 408 | condos | 2 | 2 | 1,050 | $410,000 | 2026-08-05 |
| 3751 NE 170th St Apt 4 | condos | 2 | 2 | 990 | $300,000 | 2026-07-30 |
| 290 174th St Apt 1112 | condos | 2 | 2 | 1,240 | $430,000 | 2026-07-29 |
| 301 174th St Apt 820 | condos | 2 | 2 | 1,488 | $430,000 | 2026-07-24 |
| 19333 E Collins Ave Unit 1402 | condos | 2 | 3 | 1,756 | $1,530,000 | 2026-07-23 |
| 16425 Collins Ave Apt 714 | condos | 2 | 2 | 1,760 | $930,000 | 2026-07-22 |
| 5695257764 | condos | 2 | 2 | 1,024 | $470,000 | 2026-07-22 |
| 100 Bayview Dr Apt 205 | condos | 2 | 2 | 1,603 | $410,000 | 2026-07-22 |
| 17315 Collins Ave Unit 806 | condos | 2 | 2 | 908 | $439,000 | 2026-07-20 |
| 16465 NE 22nd Ave Apt 302 | condos | 2 | 2 | 1,012 | $195,000 | 2026-07-20 |
| 19380 Collins Ave Apt 726 | condos | 2 | 2 | 1,492 | $440,000 | 2026-07-17 |
| 6000 Island Blvd Apt 604 | condos | 2 | 3 | 2,030 | $1,535,000 | 2026-07-17 |
| 3245 NE 184th St Apt 13405 | condos | 2 | 2 | 1,077 | $435,000 | 2026-07-17 |
| 2780 NE 183rd St Ste 1 | condos | 2 | 2 | 1,300 | $241,000 | 2026-07-16 |
| 300 Sunny Isles Blvd Unit 4-1206 | condos | 2 | 3 | 1,524 | $1,200,000 | 2026-07-16 |
| 19370 E Collins Ave Unit 627 | condos | 2 | 2 | 1,505 | $630,000 | 2026-07-14 |
| 17301 Biscayne Blvd Apt 707 | condos | 2 | 2 | 1,904 | $977,000 | 2026-07-13 |
| 3522 NE 171st St Apt 308 | condos | 2 | 2 | 959 | $242,000 | 2026-07-10 |
| 231 174th St Apt 2308 | condos | 2 | 2 | 1,233 | $360,000 | 2026-07-09 |
| 2750 NE 183rd St Apt 1803 | condos | 2 | 2 | 1,232 | $166,030 | 2026-07-09 |
| 3600 NE 170th St Apt 411 | condos | 2 | 2 | 1,085 | $200,000 | 2026-07-09 |
| 16385 Biscayne Blvd Unit 1819 | condos | 2 | 2 | 1,119 | $620,000 | 2026-07-07 |
| 230 174th St Apt 2402 | condos | 2 | 2 | 1,276 | $360,000 | 2026-07-06 |
| 19390 Collins Ave Ph 7 | condos | 2 | 2 | 1,525 | $410,000 | 2026-07-02 |
| 18201 Collins Ave Unit 5206 | condos | 2 | 4 | 2,137 | $2,095,000 | 2026-07-01 |
| 17475 Collins Ave Unit 1703 | condos | 2 | 3 | 2,070 | $2,150,000 | 2026-06-30 |
| 17021 N Bay Rd Apt 303 | condos | 2 | 2 | 1,031 | $277,500 | 2026-06-30 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| condos | 2 | 2 | 1,012 | $170,000 | — | |
| 231 174th St Unit MO3 | condos | 2 | 2 | 1,488 | $299,000 | — |
| 3660 NE 166th St Apt 114 | condos | 2 | 2 | 1,025 | $174,000 | — |
| 18021 Biscayne Blvd Apt 504 | condos | 2 | 2 | 1,565 | $200,000 | — |
| 1000 E Island Blvd Apt 305 | condos | 2 | 2 | 1,230 | $330,000 | — |
| 18031 Biscayne Blvd Apt 1104 | condos | 2 | 2 | 1,565 | $235,000 | — |
| 2780 NE 183rd St Apt 2012 | condos | 2 | 2 | 1,058 | $205,000 | — |
| 230 174th St Apt 1916 | condos | 2 | 2 | 1,276 | $389,000 | — |
10-year hold projection
IRR6.1%
Equity multiple1.97x
Total return (10yr)$93,020
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $257,500 | $12,630 | -$4,353 | $197,832 | $59,668 |
| 2 | $265,225 | $13,089 | -$3,933 | $195,514 | $69,711 |
| 3 | $273,182 | $13,564 | -$3,498 | $193,038 | $80,144 |
| 4 | $281,377 | $14,056 | -$3,047 | $190,391 | $90,986 |
| 5 | $289,819 | $14,564 | -$2,581 | $187,563 | $102,255 |
| 6 | $298,513 | $15,090 | -$2,098 | $184,541 | $113,972 |
| 7 | $307,468 | $15,633 | -$1,599 | $181,311 | $126,158 |
| 8 | $316,693 | $16,195 | -$1,082 | $177,859 | $138,834 |
| 9 | $326,193 | $16,777 | -$547 | $174,170 | $152,023 |
| 10 | $335,979 | $17,378 | $7 | $170,228 | $165,751 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.