3674 SW 25th St
Miami, FL 33133 · multi_family · For Sale · 153 days on market
Asking price$750,000
4 beds 2 baths 2,119 sqft
Listed by Allan Gonzalez · First Way Realty Services Inc
Typemulti_family
Built1925
Price / sqft$354
Est. value (own analysis)$1,484,905
Rent estimate (building total, own analysis)$9,146/mo
HOANone
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Statusfor_sale
Listed date2026-04-02
Removed date—
MLSMiamiMLS #A11994297
Coordinates25.74437, -80.25362
Address3674 SW 25th St
CityMiami
StateFL
Zip33133
Listing ID6682497116
Sourceus-real-estate-listings, cached 2026-08-30
ZIP market snapshot (33133)
Typical home value (ZHVI)$1,352,044
Typical rent (ZORI)$3,793/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $750,000 |
| Down payment (20.0%) | $150,000 |
| Loan amount | $600,000 |
| Closing costs (5.0%) | $37,500 |
| Total cash to close | $187,500 |
| Income | |
| Rent (estimate) | $9,146$109,756 |
| Vacancy loss (8.0%) | |
| Effective gross income | $8,415$100,975 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,188$14,250 |
| Insurance (placeholder 0.8% of price) | $500$6,000 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $457$5,488 |
| Total operating expenses | $2,145$25,738 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $457$5,488 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| multi_family | 4 | 2 | 1,686 | $3,400 | 2026-08-24 | — | |
| multi_family | 4 | 2 | — | $3,849 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 2724 SW 34th Ave | multi_family | 4 | 4 | 2,056 | $790,000 | 2026-06-12 |
| 3170 Carter St | multi_family | 4 | 2 | 1,225 | $1,144,000 | 2026-06-02 |
| 3586 Main Hwy | multi_family | 4 | — | 2,389 | $2,550,000 | 2026-01-06 |
| 3615 SW 25th Ter | multi_family | 4 | 2 | 1,653 | $284,500 | 2025-12-18 |
| 3690 SW 28th St | multi_family | 4 | 2 | 1,320 | $925,000 | 2025-10-22 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 72 Shore Dr W | single_family | 4 | 5 | 3,328 | $4,200,000 | — |
| 4110 Battersea Rd | single_family | 4 | 4 | 2,787 | $2,590,000 | — |
| 3794 Irvington Ave | single_family | 4 | 2 | 1,796 | $2,085,000 | — |
| 4120 Lybyer Ave | single_family | 4 | 3 | 1,981 | $2,750,000 | — |
| 2927 SW 36th Ave | townhomes | 4 | 6 | — | $1,685,000 | — |
| 5 Grove Isle Dr Apt M502 | condos | 4 | 5 | 3,677 | $9,995,000 | — |
| 3372 Charles Ave | single_family | 4 | 5 | 3,026 | $4,160,000 | — |
| 3352 Charles Ave | single_family | 4 | 5 | 3,150 | $4,225,000 | — |
10-year hold projection
IRR21.2%
Equity multiple4.17x
Total return (10yr)$692,299
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $772,500 | $75,237 | $23,480 | $593,495 | $179,005 |
| 2 | $795,675 | $77,623 | $25,729 | $586,543 | $209,132 |
| 3 | $819,545 | $80,084 | $28,049 | $579,113 | $240,432 |
| 4 | $844,132 | $82,622 | $30,443 | $571,174 | $272,958 |
| 5 | $869,456 | $85,239 | $32,912 | $562,689 | $306,767 |
| 6 | $895,539 | $87,938 | $35,460 | $553,621 | $341,918 |
| 7 | $922,405 | $90,722 | $38,088 | $543,931 | $378,474 |
| 8 | $950,078 | $93,593 | $40,800 | $533,575 | $416,502 |
| 9 | $978,580 | $96,553 | $43,598 | $522,509 | $456,071 |
| 10 | $1,007,937 | $99,607 | $46,484 | $510,682 | $497,255 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.