20341 W Country Club Dr Unit TH11

Aventura, FL 33180 · townhomes · For Sale · 122 days on market
Asking price$750,000
2 beds 3 baths 2,500 sqft
Suggested offer$694,444$55,556 above the est. market value of $694,444.
View on Realtor.com →
Listed by Anna Lunicheva · Lokation
Typetownhomes
Built1975
Price / sqft$300
Est. value (own analysis)$694,444
Rent estimate (own analysis)$3,200/mo
HOA$1,410/mo
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-05-04
Removed date
MLSMiamiMLS #A12012191
Coordinates25.96397, -80.13775
Address20341 W Country Club Dr Unit TH11
CityAventura
StateFL
Zip33180
Listing ID6669642811
Sourceus-real-estate-listings, cached 2026-09-02

ZIP market snapshot (33180)

Typical home value (ZHVI)$463,036
Typical rent (ZORI)$3,210/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$750,000
Down payment (20.0%)$150,000
Loan amount$600,000
Closing costs (5.0%)$37,500
Total cash to close$187,500
Rent (comp-derived)$3,200$38,400
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$38,400
Vacancy rate (assumption) assumption8.0%

$38,400 × 8.0% = $3,072

Effective gross income$2,944$35,328
Property tax (placeholder 1.9% of price)$1,188$14,250
Insurance (placeholder 0.8% of price)$500$6,000
HOA dues$1,410$16,920
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$160$1,920
Total operating expenses$3,258$39,090
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$35,328
Total operating expenses derived$39,090

$35,328 − $39,090 = -$3,762

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$600,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$600,000 amortized at 6.7% over 30 years = $3,856/mo

CapEx reserve (5.0% of GSR)$160$1,920
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived-$3,762
Annual debt service derived$46,269
Annual CapEx reserve assumption$1,920
Annual PMI assumption$0

(-$3,762 − $46,269 − $1,920 − $0) ÷ 12 = -$4,329

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived-$3,762
Purchase price data$750,000

-$3,762 ÷ $750,000 = -0.5%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$51,951
Total cash to close derived$187,500

-$51,951 ÷ $187,500 = -27.7%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived-$3,762
Annual debt service derived$46,269

-$3,762 ÷ $46,269 = -0.08

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$38,400
Purchase price data$750,000

($38,400 ÷ 12) ÷ $750,000 = 0.4%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$750,000
Gross scheduled rent (annual) comp$38,400

$750,000 ÷ $38,400 = 19.5

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$39,090
Effective gross income derived$35,328

$39,090 ÷ $35,328 = 110.6%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$39,090
Annual debt service derived$46,269
Annual PMI assumption$0
Gross scheduled rent (annual) comp$38,400

($39,090 + $46,269 + $0) ÷ $38,400 = 222.3%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
townhomes221,270$3,0002026-03-11
townhomes231,392$2,8002026-04-05
townhomes221,271$3,400
townhomes221,316$3,2002026-08-04
townhomes221,270$3,2002026-08-25
townhomes221,316$3,6002026-07-23
townhomes23$3,0002026-08-12

2841 NE 185th St Apt 503

Miami, 33180 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,270
Listed2026-03-11
Days on market

Asking rent: $3,000

View on Zillow →

2555 NE 193rd St Unit 2206

Miami, 33180 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage1,392
Listed2026-04-05
Days on market

Asking rent: $2,800

View on Zillow →

3300 NE 191st St Ph 1

Aventura, 33180 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,271
Listed
Days on market

Asking rent: $3,400

View on Zillow →

2845 NE 185th St Apt 906

Aventura, 33180 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,316
Listed2026-08-04
Days on market

Asking rent: $3,200

View on Zillow →

2831 NE 185th St Apt 603

Aventura, 33180 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,270
Listed2026-08-25
Days on market

Asking rent: $3,200

View on Zillow →

2845 NE 185th St Apt 903

Aventura, 33180 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,316
Listed2026-07-23
Days on market

Asking rent: $3,600

View on Zillow →

2505 NE 193rd St Unit 4206

Aventura, 33180 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage
Listed2026-08-12
Days on market

Asking rent: $3,000

View on Zillow →

Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
2991 NE 185th St Apt 1706townhomes431,481$535,0002026-08-24
19220 NE 25th Ave Unit 271Btownhomes331,688$400,0002026-07-16
20200 W Country Club Dr Apt 112townhomes331,330$350,0002026-07-13
3525 Magellan Cir Apt 626townhomes331,707$720,0002026-07-08
21204 Harbor Way Unit 122-12townhomes231,250$475,0002026-07-01
20350 W Country Club Dr Apt 123townhomes331,330$312,5002026-06-15
20350 W Country Club Dr Unit 120-4townhomes331,330$270,0002026-06-10
21160 Mainsail Cir Apt H12townhomes331,520$625,0002026-06-10
21399 Marina Cove Cir Apt 14townhomes442,700$750,0002026-06-09

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
2535 NE 193rd St Unit 3203townhomes231,273$429,900
18800 NE 29th Ave Unit LP1022condos221,179$399,900
18550 NE 23rd Ct Unit 503condos22953$849,950
2775 NE 187th St Apt 325condos221,066$390,000
3300 NE 191st St Unit LP10condos221,065$319,900
2555 NE 193rd St Unit 2206townhomes231,392$459,000
20505 E Country Club Dr Ph 38condos221,214$360,000
2535 NE 193rd St Unit 3212condos231,273$463,500

10-year hold projection

IRR-8.4%
Equity multiple-0.43x
Total return (10yr)-$169,891
YearProperty valueNOICash flowLoan balanceEquity
1$772,500-$3,762-$51,951$593,495$179,005
2$795,675-$3,679-$51,917$586,543$209,132
3$819,545-$3,589-$51,876$579,113$240,432
4$844,132-$3,492-$51,829$571,174$272,958
5$869,456-$3,386-$51,775$562,689$306,767
6$895,539-$3,272-$51,713$553,621$341,918
7$922,405-$3,149-$51,645$543,931$378,474
8$950,078-$3,017-$51,568$533,575$416,502
9$978,580-$2,875-$51,483$522,509$456,071
10$1,007,937-$2,723-$51,390$510,682$497,255
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.