17805 SW 158th St

Miami, FL 33187 · single_family · For Sale · 218 days on market
Asking price$8,990,000
10 beds 12 baths 11,860 sqft
Suggested offer$4,335,542$4,654,458 above the est. market value of $4,335,542.
View on Realtor.com →
Listed by Lourdes Alatriste · Douglas Elliman
Typesingle_family
Built2012
Price / sqft$758
Est. value (own analysis)$4,335,542
Rent estimate (own analysis)$14,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood6/10major$Wildfire4/10ModerateAir2/10Minor
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Neighborhood

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Statusfor_sale
Listed date2026-01-27
Removed date
MLSMiamiMLS #A11953078
Coordinates25.61870, -80.48192
Address17805 SW 158th St
CityMiami
StateFL
Zip33187
Listing ID6667054400
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33187)

Typical home value (ZHVI)$720,811
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$8,990,000
Down payment (20.0%)$1,798,000
Loan amount$7,192,000
Closing costs (5.0%)$449,500
Total cash to close$2,247,500
Rent (comp-derived)$14,000$168,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$168,000
Vacancy rate (assumption) assumption8.0%

$168,000 × 8.0% = $13,440

Effective gross income$12,880$154,560
Property tax (placeholder 1.9% of price)$14,234$170,810
Insurance (est. scaled by flood & wind risk)$10,488$125,860
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$700$8,400
Total operating expenses$25,423$305,070
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$154,560
Total operating expenses derived$305,070

$154,560 − $305,070 = -$150,510

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$7,192,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$7,192,000 amortized at 6.7% over 30 years = $46,218/mo

CapEx reserve (5.0% of GSR)$700$8,400
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived-$150,510
Annual debt service derived$554,613
Annual CapEx reserve assumption$8,400
Annual PMI assumption$0

(-$150,510 − $554,613 − $8,400 − $0) ÷ 12 = -$59,460

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived-$150,510
Purchase price data$8,990,000

-$150,510 ÷ $8,990,000 = -1.7%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$713,523
Total cash to close derived$2,247,500

-$713,523 ÷ $2,247,500 = -31.7%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived-$150,510
Annual debt service derived$554,613

-$150,510 ÷ $554,613 = -0.27

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$168,000
Purchase price data$8,990,000

($168,000 ÷ 12) ÷ $8,990,000 = 0.2%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$8,990,000
Gross scheduled rent (annual) comp$168,000

$8,990,000 ÷ $168,000 = 53.5

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$305,070
Effective gross income derived$154,560

$305,070 ÷ $154,560 = 197.4%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$305,070
Annual debt service derived$554,613
Annual PMI assumption$0
Gross scheduled rent (annual) comp$168,000

($305,070 + $554,613 + $0) ÷ $168,000 = 511.7%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family1065,116$14,0002026-07-21

12040 SW 43rd St Unit 12040

Miami, 33175 · rent comp

Bedrooms / bathrooms10 bd / 6 ba
Square footage5,116
Listed2026-07-21
Days on market

Asking rent: $14,000

View on Zillow →

Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
17340 SW 154th Plsingle_family642,587$815,0002026-08-31
18280 SW 202nd Stsingle_family435,310$1,275,0002026-08-31
17901 SW 152nd Avesingle_family643,002$820,0002026-08-28
20076 SW 190th Stsingle_family532,244$1,135,0002026-08-27
15620 SW 188th Ctsingle_family767,384$7,500,0002026-08-25
15288 SW 176th Tersingle_family553,396$800,0002026-08-19
15102 SW 177th Tersingle_family442,612$720,0002026-08-19
16933 SW 215th Tersingle_family543,243$950,0002026-08-17
15100 SW 175th Stsingle_family533,128$1,010,0002026-08-14
16020 SW 153rd Avesingle_family321,656$500,0002026-08-13
17766 SW 154th Plsingle_family421,627$615,0002026-08-10
14864 SW 163rd Tersingle_family532,640$799,0002026-07-31
18049 SW 152nd Avesingle_family321,726$675,0002026-07-30
14719 SW 176th Stsingle_family321,107$560,0002026-07-30
15530 SW 155th Avesingle_family422,667$850,0002026-07-30
15305 SW 209th Avesingle_family321,845$988,0002026-07-23
20520 SW 190th Stsingle_family433,540$1,400,0002026-07-20
14802 SW 176th Tersingle_family421,723$776,0002026-07-20
19155 SW 190th Stsingle_family421,899$650,0002026-07-15
18163 SW 149th Plsingle_family442,342$799,0002026-07-14
16101 SW 153rd Avesingle_family432,396$787,0002026-07-14
15296 SW 168th Stsingle_family432,107$945,0002026-07-09
17481 SW 192nd Stsingle_family22$1,120,0002026-07-07
17301 SW 149th Ctsingle_family321,418$635,0002026-07-07
15414 SW 147th Avesingle_family322,530$730,0002026-07-02
15212 SW 148th Ctsingle_family321,352$720,0002026-06-30
15523 SW 171st Stsingle_family432,166$710,0002026-06-30
19340 SW 190th Stsingle_family343,115$1,100,0002026-06-30
15421 SW 158th Stsingle_family522,131$750,0002026-06-29
14856 SW 174th Stsingle_family421,522$645,0002026-06-26
18895 SW 212th Stsingle_family441,264$950,0002026-06-26
17344 SW 149th Plsingle_family321,211$545,0002026-06-22
16144 SW 148th Plsingle_family543,033$825,0002026-06-18
19530 SW 210th Stsingle_family432,111$950,0002026-06-16
14981 SW 180th Tersingle_family321,641$566,0002026-06-11
14721 SW 170th Tersingle_family421,753$760,0002026-06-05
15299 SW 167th Stsingle_family422,592$1,000,0002026-06-04
15562 SW 177th Tersingle_family521,760$720,0002026-06-02
17113 SW 215th Tersingle_family432,805$984,0002026-05-30
15730 SW 152nd Avesingle_family321,250$680,0002026-05-29
18451 SW 158th Stsingle_family6911,520$6,100,0002026-05-26
15900 SW 197th Avesingle_family322,580$1,370,0002026-05-22
14931 SW 168th Tersingle_family321,658$690,0002026-05-21
15519 SW 182nd Lnsingle_family431,765$730,0002026-05-19
15182 SW 171st Stsingle_family432,001$699,0002026-05-18
15382 SW 153rd Stsingle_family421,898$839,0002026-05-18
17921 SW 149th Ctsingle_family553,427$1,129,9002026-05-15
15796 SW 209th Avesingle_family0$650,0002026-05-13
20250 SW 157th Avesingle_family323,463$850,0002026-05-13
15431 SW 171st Stsingle_family532,249$680,0002026-05-13

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
20551 SW 162nd Avesingle_family101127,808$14,250,000

10-year hold projection

IRR-11.2%
Equity multiple-0.91x
Total return (10yr)-$3,123,756
YearProperty valueNOICash flowLoan balanceEquity
1$9,259,700-$150,510-$713,523$7,114,023$2,145,677
2$9,537,491-$153,500-$716,723$7,030,691$2,506,800
3$9,823,616-$156,541-$719,979$6,941,636$2,881,980
4$10,118,324-$159,635-$723,294$6,846,466$3,271,858
5$10,421,874-$162,782-$726,666$6,744,761$3,677,113
6$10,734,530-$165,981-$730,098$6,636,071$4,098,459
7$11,056,566-$169,235-$733,589$6,519,917$4,536,649
8$11,388,263-$172,543-$737,141$6,395,788$4,992,475
9$11,729,911-$175,906-$740,754$6,263,134$5,466,777
10$12,081,808-$179,325-$744,428$6,121,370$5,960,438
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.