7451 NW 103rd Ct

Doral, FL 33178 · single_family · For Sale · 216 days on market
Asking price$3,399,000
6 beds 7 baths 4,874 sqft
Suggested offer$2,615,250$783,750 above the est. market value of $2,615,250.
View on Realtor.com →
Listed by Evelyn Urdaneta · Brokers, Llc
Typesingle_family
Built2016
Price / sqft$697
Est. value (own analysis)$2,615,250
Rent estimate (own analysis)$14,000/mo
HOA$1,051/mo
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Neighborhood

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Statusfor_sale
Listed date2026-01-29
Removed date
MLSMiamiMLS #A11955103
Coordinates25.84161, -80.36516
Address7451 NW 103rd Ct
CityDoral
StateFL
Zip33178
Listing ID6662717824
Sourceus-real-estate-listings, cached 2026-09-02

ZIP market snapshot (33178)

Typical home value (ZHVI)$558,055
Typical rent (ZORI)$2,961/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$3,399,000
Down payment (20.0%)$679,800
Loan amount$2,719,200
Closing costs (5.0%)$169,950
Total cash to close$849,750
Rent (comp-derived)$14,000$168,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$168,000
Vacancy rate (assumption) assumption8.0%

$168,000 × 8.0% = $13,440

Effective gross income$12,880$154,560
Property tax (placeholder 1.9% of price)$5,382$64,581
Insurance (placeholder 0.8% of price)$2,266$27,192
HOA dues$1,051$12,612
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$700$8,400
Total operating expenses$9,399$112,785
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$154,560
Total operating expenses derived$112,785

$154,560 − $112,785 = $41,775

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$2,719,200
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$2,719,200 amortized at 6.7% over 30 years = $17,474/mo

CapEx reserve (5.0% of GSR)$700$8,400
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$41,775
Annual debt service derived$209,692
Annual CapEx reserve assumption$8,400
Annual PMI assumption$0

($41,775 − $209,692 − $8,400 − $0) ÷ 12 = -$14,693

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$41,775
Purchase price data$3,399,000

$41,775 ÷ $3,399,000 = 1.2%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$176,317
Total cash to close derived$849,750

-$176,317 ÷ $849,750 = -20.7%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$41,775
Annual debt service derived$209,692

$41,775 ÷ $209,692 = 0.20

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$168,000
Purchase price data$3,399,000

($168,000 ÷ 12) ÷ $3,399,000 = 0.4%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$3,399,000
Gross scheduled rent (annual) comp$168,000

$3,399,000 ÷ $168,000 = 20.2

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$112,785
Effective gross income derived$154,560

$112,785 ÷ $154,560 = 73.0%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$112,785
Annual debt service derived$209,692
Annual PMI assumption$0
Gross scheduled rent (annual) comp$168,000

($112,785 + $209,692 + $0) ÷ $168,000 = 192.0%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family674,874$10,5002026-07-17
single_family674,119$11,5002026-08-03
single_family674,874$25,0002026-01-30
single_family674,874$12,0002026-05-08
single_family674,119$18,0002026-08-07
single_family674,874$16,0002026-06-06

10250 NW 74th Ter Unit 0

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,874
Listed2026-07-17
Days on market

Asking rent: $10,500

View on Zillow →

7509 NW 99th Ave

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,119
Listed2026-08-03
Days on market

Asking rent: $11,500

View on Zillow →

7451 NW 103rd Ct Unit 0

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,874
Listed2026-01-30
Days on market

Asking rent: $25,000

View on Zillow →

10289 NW 75th Ter Unit 10289

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,874
Listed2026-05-08
Days on market

Asking rent: $12,000

View on Zillow →

7515 NW 99th Ave

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,119
Listed2026-08-07
Days on market

Asking rent: $18,000

View on Zillow →

10286 NW 75th Ter

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,874
Listed2026-06-06
Days on market

Asking rent: $16,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
10762 NW 71st Stsingle_family653,052$1,725,0002026-08-28
11163 NW 71st Tersingle_family643,548$2,020,0002026-07-23
9449 NW 54th Doral Cir Lnsingle_family664,542$3,650,0002026-06-08
5194 NW 106th Avesingle_family653,305$1,300,0002026-05-26
10292 NW 75th Tersingle_family674,874$2,030,0002026-04-14
10220 NW 74th Tersingle_family674,874$2,050,0002026-01-12
7064 NW 113th Plsingle_family643,541$1,900,0002025-10-21

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
7509 NW 99th Avesingle_family674,119$1,865,000
7541 NW 100th Avesingle_family674,306$1,799,000
10229 NW 74th Tersingle_family674,874$2,325,000
6914 NW 113th Plsingle_family643,541$1,890,000
10762 NW 71st Stsingle_family653,052$1,794,000
7515 NW 99th Avesingle_family674,119$1,890,000
10272 NW 75th Tersingle_family674,874$2,100,000

10-year hold projection

IRR-3.9%
Equity multiple0.35x
Total return (10yr)-$108,979
YearProperty valueNOICash flowLoan balanceEquity
1$3,500,970$41,775-$176,317$2,689,718$811,252
2$3,605,999$43,592-$174,710$2,658,211$947,788
3$3,714,179$45,478-$173,039$2,624,541$1,089,638
4$3,825,604$47,435-$171,303$2,588,558$1,237,046
5$3,940,373$49,465-$169,499$2,550,105$1,390,268
6$4,058,584$51,572-$167,624$2,509,011$1,549,573
7$4,180,341$53,757-$165,676$2,465,095$1,715,247
8$4,305,752$56,023-$163,653$2,418,163$1,887,589
9$4,434,924$58,374-$161,552$2,368,008$2,066,916
10$4,567,972$60,813-$159,369$2,314,409$2,253,563
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.