10229 NW 74th Ter

Doral, FL 33178 · single_family · For Sale · 16 days on market
Asking price$2,325,000
6 beds 7 baths 4,874 sqft
View on Realtor.com →
Listed by Eduardo Torrealba · Premier Global Brokers, Llc
Typesingle_family
Built2016
Price / sqft$477
Est. value (own analysis)$2,615,250
Rent estimate (own analysis)$14,000/mo
HOA$899/mo
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorWildfire2/10MinorFlood1/10minimal$
Street view
View full map & nearby schools →

Neighborhood

Show every detail
Statusfor_sale
Listed date2026-08-17
Removed date
MLSMiamiMLS #A12072412
Coordinates25.84140, -80.36334
Address10229 NW 74th Ter
CityDoral
StateFL
Zip33178
Listing ID6662270633
Sourceus-real-estate-listings, cached 2026-09-02

ZIP market snapshot (33178)

Typical home value (ZHVI)$558,055
Typical rent (ZORI)$2,961/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$2,325,000
Down payment (20.0%)$465,000
Loan amount$1,860,000
Closing costs (5.0%)$116,250
Total cash to close$581,250
Rent (comp-derived)$14,000$168,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$168,000
Vacancy rate (assumption) assumption8.0%

$168,000 × 8.0% = $13,440

Effective gross income$12,880$154,560
Property tax (placeholder 1.9% of price)$3,681$44,175
Insurance (est. scaled by flood & wind risk)$2,325$27,900
HOA dues$899$10,788
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$700$8,400
Total operating expenses$7,605$91,263
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$154,560
Total operating expenses derived$91,263

$154,560 − $91,263 = $63,297

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,860,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,860,000 amortized at 6.7% over 30 years = $11,953/mo

CapEx reserve (5.0% of GSR)$700$8,400
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$63,297
Annual debt service derived$143,434
Annual CapEx reserve assumption$8,400
Annual PMI assumption$0

($63,297 − $143,434 − $8,400 − $0) ÷ 12 = -$7,378

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$63,297
Purchase price data$2,325,000

$63,297 ÷ $2,325,000 = 2.7%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$88,537
Total cash to close derived$581,250

-$88,537 ÷ $581,250 = -15.2%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$63,297
Annual debt service derived$143,434

$63,297 ÷ $143,434 = 0.44

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$168,000
Purchase price data$2,325,000

($168,000 ÷ 12) ÷ $2,325,000 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$2,325,000
Gross scheduled rent (annual) comp$168,000

$2,325,000 ÷ $168,000 = 13.8

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$91,263
Effective gross income derived$154,560

$91,263 ÷ $154,560 = 59.0%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$91,263
Annual debt service derived$143,434
Annual PMI assumption$0
Gross scheduled rent (annual) comp$168,000

($91,263 + $143,434 + $0) ÷ $168,000 = 139.7%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family674,874$10,5002026-07-17
single_family674,119$11,5002026-08-03
single_family674,874$25,0002026-01-30
single_family674,874$12,0002026-05-08
single_family674,119$18,0002026-08-07
single_family674,874$16,0002026-06-06

10250 NW 74th Ter Unit 0

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,874
Listed2026-07-17
Days on market

Asking rent: $10,500

View on Zillow →

7509 NW 99th Ave

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,119
Listed2026-08-03
Days on market

Asking rent: $11,500

View on Zillow →

7451 NW 103rd Ct Unit 0

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,874
Listed2026-01-30
Days on market

Asking rent: $25,000

View on Zillow →

10289 NW 75th Ter Unit 10289

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,874
Listed2026-05-08
Days on market

Asking rent: $12,000

View on Zillow →

7515 NW 99th Ave

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,119
Listed2026-08-07
Days on market

Asking rent: $18,000

View on Zillow →

10286 NW 75th Ter

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,874
Listed2026-06-06
Days on market

Asking rent: $16,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
10762 NW 71st Stsingle_family653,052$1,725,0002026-08-28
11163 NW 71st Tersingle_family643,548$2,020,0002026-07-23
9449 NW 54th Doral Cir Lnsingle_family664,542$3,650,0002026-06-08
5194 NW 106th Avesingle_family653,305$1,300,0002026-05-26
10292 NW 75th Tersingle_family674,874$2,030,0002026-04-14
10220 NW 74th Tersingle_family674,874$2,050,0002026-01-12
7064 NW 113th Plsingle_family643,541$1,900,0002025-10-21

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
7509 NW 99th Avesingle_family674,119$1,865,000
7541 NW 100th Avesingle_family674,306$1,799,000
6914 NW 113th Plsingle_family643,541$1,890,000
7451 NW 103rd Ctsingle_family674,874$3,399,000
10762 NW 71st Stsingle_family653,052$1,794,000
7515 NW 99th Avesingle_family674,119$1,890,000
10272 NW 75th Tersingle_family674,874$2,100,000

10-year hold projection

IRR-0.1%
Equity multiple0.99x
Total return (10yr)$297,444
YearProperty valueNOICash flowLoan balanceEquity
1$2,394,750$63,297-$88,537$1,839,833$554,917
2$2,466,593$65,652-$86,392$1,818,282$648,310
3$2,540,590$68,090-$84,170$1,795,251$745,339
4$2,616,808$70,612-$81,869$1,770,638$846,170
5$2,695,312$73,221-$79,485$1,744,335$950,977
6$2,776,172$75,922-$77,016$1,716,225$1,059,946
7$2,859,457$78,716-$74,460$1,686,186$1,173,271
8$2,945,240$81,606-$71,813$1,654,083$1,291,157
9$3,033,598$84,597-$69,072$1,619,776$1,413,822
10$3,124,606$87,691-$66,234$1,583,113$1,541,492
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.