13758 SW 160th Ter

Miami, FL 33177 · single_family · For Sale · 184 days on market
Asking price$599,900
3 beds 3 baths 1,425 sqft
Suggested offer$569,089$30,811 above the est. market value of $569,089.
View on Realtor.com →
Listed by A. "Tony" J. Valencia PA · Eleven Realty
Typesingle_family
Built1996
Price / sqft$421
Est. value (own analysis)$569,089
Rent estimate (own analysis)$3,100/mo
HOA$45/mo
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-03-03
Removed date
MLSMiamiMLS #A11971030
Coordinates25.61830, -80.41625
Address13758 SW 160th Ter
CityMiami
StateFL
Zip33177
Listing ID6650084489
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33177)

Typical home value (ZHVI)$574,510
Typical rent (ZORI)$2,784/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$599,900
Down payment (20.0%)$119,980
Loan amount$479,920
Closing costs (5.0%)$29,995
Total cash to close$149,975
Rent (comp-derived)$3,100$37,200
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$37,200
Vacancy rate (assumption) assumption8.0%

$37,200 × 8.0% = $2,976

Effective gross income$2,852$34,224
Property tax (placeholder 1.9% of price)$950$11,398
Insurance (placeholder 0.8% of price)$400$4,799
HOA dues$45$540
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$155$1,860
Total operating expenses$1,550$18,597
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$34,224
Total operating expenses derived$18,597

$34,224 − $18,597 = $15,627

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$479,920
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$479,920 amortized at 6.7% over 30 years = $3,084/mo

CapEx reserve (5.0% of GSR)$155$1,860
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$15,627
Annual debt service derived$37,009
Annual CapEx reserve assumption$1,860
Annual PMI assumption$0

($15,627 − $37,009 − $1,860 − $0) ÷ 12 = -$1,937

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$15,627
Purchase price data$599,900

$15,627 ÷ $599,900 = 2.6%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$23,243
Total cash to close derived$149,975

-$23,243 ÷ $149,975 = -15.5%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$15,627
Annual debt service derived$37,009

$15,627 ÷ $37,009 = 0.42

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$37,200
Purchase price data$599,900

($37,200 ÷ 12) ÷ $599,900 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$599,900
Gross scheduled rent (annual) comp$37,200

$599,900 ÷ $37,200 = 16.1

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$18,597
Effective gross income derived$34,224

$18,597 ÷ $34,224 = 54.3%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$18,597
Annual debt service derived$37,009
Annual PMI assumption$0
Gross scheduled rent (annual) comp$37,200

($18,597 + $37,009 + $0) ÷ $37,200 = 149.5%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family321,334$3,1002026-08-19
single_family321,350$5,0002026-08-13
single_family321,367$3,2002026-08-11
single_family321,249$2,9402026-07-24
single_family311,125$3,2002026-07-21
single_family321,571$3,5502026-07-21
single_family321,524$3,9002026-07-20
single_family321,200$2,4002026-07-13
single_family311,920$2,9502026-07-11
single_family321,268$4,0002026-07-06
single_family321,318$3,1002026-06-30
single_family321,236$3,7002026-06-26
single_family321,539$3,5002026-06-25
single_family311,568$2,4002026-05-21
single_family331,425$2,9502026-05-04
single_family321,868$2,870
single_family321,445$3,030
single_family321,875$3,249
single_family321,779$3,095
single_family321,303$3,060
single_family331,567$3,2002026-08-24
single_family321,486$3,200
single_family321,430$3,100
single_family321,267$3,100
single_family321,814$3,195
single_family311,188$2,9002026-08-25

11960 SW 186th St Unit 0

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,334
Listed2026-08-19
Days on market

Asking rent: $3,100

View on Zillow →

12440 SW 207th Ter

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,350
Listed2026-08-13
Days on market

Asking rent: $5,000

View on Zillow →

20314 SW 124th Pl Unit 20314

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,367
Listed2026-08-11
Days on market

Asking rent: $3,200

View on Zillow →

17655 SW 146th Ct

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,249
Listed2026-07-24
Days on market

Asking rent: $2,940

View on Zillow →

19763 SW 124th Ave

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,125
Listed2026-07-21
Days on market

Asking rent: $3,200

View on Zillow →

13817 SW 154th St

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,571
Listed2026-07-21
Days on market

Asking rent: $3,550

View on Zillow →

20791 SW 129th Ct Unit 0

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,524
Listed2026-07-20
Days on market

Asking rent: $3,900

View on Zillow →

12021 SW 191st St Unit 2

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,200
Listed2026-07-13
Days on market

Asking rent: $2,400

View on Zillow →

11911 SW 185th St Unit 11911

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,920
Listed2026-07-11
Days on market

Asking rent: $2,950

View on Zillow →

14305 SW 182nd Ter Unit 0

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,268
Listed2026-07-06
Days on market

Asking rent: $4,000

View on Zillow →

16125 SW 137th Ct

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,318
Listed2026-06-30
Days on market

Asking rent: $3,100

View on Zillow →

17834 SW 144th Ct Unit 0

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,236
Listed2026-06-26
Days on market

Asking rent: $3,700

View on Zillow →

17124 SW 143rd Pl

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,539
Listed2026-06-25
Days on market

Asking rent: $3,500

View on Zillow →

12430 SW 184th St Unit 0

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,568
Listed2026-05-21
Days on market

Asking rent: $2,400

View on Zillow →

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,425
Listed2026-05-04
Days on market

Asking rent: $2,950

View on Zillow →

13742 SW 181st St

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,868
Listed
Days on market

Asking rent: $2,870

View on Zillow →

17532 SW 137th Ct

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,445
Listed
Days on market

Asking rent: $3,030

View on Zillow →

16440 SW 144th Ave

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,875
Listed
Days on market

Asking rent: $3,249

View on Zillow →

17011 SW 139th Pl

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,779
Listed
Days on market

Asking rent: $3,095

View on Zillow →

12330 SW 193rd St

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,303
Listed
Days on market

Asking rent: $3,060

View on Zillow →

16001 SW 140th Ct

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,567
Listed2026-08-24
Days on market

Asking rent: $3,200

View on Zillow →

18316 SW 145th Ave

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,486
Listed
Days on market

Asking rent: $3,200

View on Zillow →

20912 SW 125th Avenue Rd

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,430
Listed
Days on market

Asking rent: $3,100

View on Zillow →

14138 SW 164th Ter

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,267
Listed
Days on market

Asking rent: $3,100

View on Zillow →

15671 SW 143rd Ave

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,814
Listed
Days on market

Asking rent: $3,195

View on Zillow →

12360 SW 188th Ter

Miami, 33177 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,188
Listed2026-08-25
Days on market

Asking rent: $2,900

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
16907 SW 142nd Plsingle_family321,406$552,5002026-09-02
18021 SW 138th Plsingle_family321,207$507,0002026-08-28
12181 SW 215th Stsingle_family32$425,0002026-08-26
14291 SW 171st Tersingle_family321,171$500,0002026-08-25
17570 SW 142nd Ctsingle_family321,144$520,0002026-08-24
11775 SW 173rd Tersingle_family321,564$560,0002026-08-21
17075 SW 145th Avesingle_family321,770$715,0002026-08-18
12110 SW 168th Stsingle_family311,164$575,0002026-08-18
19521 SW 128th Ctsingle_family322,645$780,0002026-08-17
14365 SW 172nd Lnsingle_family321,539$589,0002026-08-17
14490 SW 180th Stsingle_family321,486$615,0002026-08-10
12325 SW 192nd Tersingle_family321,604$586,0002026-08-07
12021 SW 174th Stsingle_family322,598$569,9902026-08-07
12031 SW 172nd Stsingle_family321,878$750,0002026-08-07
11750 SW 169th Tersingle_family321,410$660,0002026-08-06
14368 SW 165th Stsingle_family321,725$680,0002026-08-04
16944 SW 144th Plsingle_family321,604$634,0002026-08-04
18250 SW 139th Ctsingle_family321,300$550,0002026-08-03
19757 SW 124th Avesingle_family321,349$590,0002026-08-03
11970 SW 177th Tersingle_family331,535$690,0002026-07-30
17403 SW 142nd Plsingle_family321,393$575,0002026-07-30
12320 SW 202nd Tersingle_family321,367$445,0002026-07-24
19707 SW 123rd Ctsingle_family321,462$610,9002026-07-15
16831 SW 139th Plsingle_family321,171$500,0002026-07-10
18133 SW 144th Plsingle_family321,486$650,0002026-07-09
14443 SW 172nd Lnsingle_family321,522$655,0002026-07-09
11802 SW 188th Tersingle_family321,601$412,0002026-07-08
21003 SW 124th Avenue Rdsingle_family321,231$535,0002026-07-08
20845 SW 122nd Ctsingle_family321,350$519,9002026-07-08
12321 SW 214th Tersingle_family321,083$445,0002026-07-07
12030 SW 191st Stsingle_family321,216$578,0002026-07-02
16362 SW 139th Avesingle_family331,596$600,0002026-07-01
13731 SW 173rd Tersingle_family331,662$649,0002026-06-29
12554 SW 211th Tersingle_family321,435$578,0002026-06-25
19050 SW 125th Avesingle_family322,124$600,0002026-06-25
20630 SW 125th Avesingle_family321,735$300,0002026-06-25
20125 SW 124th Avesingle_family321,231$535,0002026-06-25
12231 SW 191st Tersingle_family311,298$495,0002026-06-23
12900 SW 189th Stsingle_family332,109$840,0002026-06-22
12006 SW 210th Tersingle_family321,365$545,0002026-06-22
20723 SW 119th Plsingle_family321,767$575,0002026-06-18
18700 SW 117th Avesingle_family321,540$560,0002026-06-18
19531 SW 133rd Avesingle_family321,728$745,0002026-06-17
12201 SW 194th Tersingle_family321,125$530,0002026-06-16
21131 SW 128th Ctsingle_family321,794$710,0002026-06-15
19234 SW 121st Ctsingle_family331,244$615,0002026-06-11
20402 SW 119th Avesingle_family321,195$535,0002026-06-11
12051 SW 178th Tersingle_family311,722$430,0002026-06-10
13910 SW 163rd Stsingle_family331,596$565,0002026-06-10
11761 SW 171st Tersingle_family321,626$449,9002026-06-10

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
13931 SW 156th Tersingle_family321,536$720,000
19100 SW 132nd Plsingle_family332,137$899,999
19422 SW 119th Ctsingle_family321,705$1,018,000
17184 SW 138th Cttownhomes321,380$450,000
21483 SW 132nd Plsingle_family331,959$765,000
12382 SW 213th Tersingle_family321,539$649,000
15771 SW 137th Ave Apt 201condos321,120$329,900
13763 SW 160th Stsingle_family331,440$435,000

10-year hold projection

IRR-0.3%
Equity multiple0.95x
Total return (10yr)$70,816
YearProperty valueNOICash flowLoan balanceEquity
1$617,897$15,627-$23,243$474,717$143,180
2$636,434$16,188-$22,727$469,156$167,278
3$655,527$16,769-$22,194$463,213$192,314
4$675,193$17,370-$21,642$456,862$218,330
5$695,449$17,991-$21,071$450,076$245,373
6$716,312$18,634-$20,480$442,823$273,489
7$737,801$19,298-$19,868$435,072$302,730
8$759,935$19,985-$19,235$426,788$333,147
9$782,733$20,695-$18,580$417,936$364,797
10$806,215$21,429-$17,903$408,476$397,739
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.