14244 SW 163rd Ter
Miami, FL 33177 · single_family · For Sale · 91 days on market
Asking price$685,000
4 beds 2 baths 1,669 sqft
Suggested offer$607,933$77,067 above the est. market value of $607,933.
View on Realtor.com →Listed by Andy & Bonnie Lopez · Keyes - Sunset
Typesingle_family
Built1998
Price / sqft$410
Est. value (own analysis)$607,933
Rent estimate (own analysis)$3,500/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood4/10moderate$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-06-03
Removed date—
MLSMiamiMLS #A12028926
Coordinates25.61501, -80.42355
Address14244 SW 163rd Ter
CityMiami
StateFL
Zip33177
Listing ID6646879618
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33177)
Typical home value (ZHVI)$574,510
Typical rent (ZORI)$2,784/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $685,000 |
| Down payment (20.0%) | $137,000 |
| Loan amount | $548,000 |
| Closing costs (5.0%) | $34,250 |
| Total cash to close | $171,250 |
| Income | |
| Rent (comp-derived) | $3,500$42,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,220$38,640 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,085$13,015 |
| Insurance (est. scaled by flood & wind risk) | $731$8,768 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $175$2,100 |
| Total operating expenses | $1,990$23,883 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $175$2,100 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 2 | 1,333 | $3,500 | 2026-08-19 | — | |
| single_family | 4 | 2 | 2,114 | $3,370 | 2026-08-16 | — | |
| single_family | 4 | 3 | 2,032 | $4,000 | 2026-08-05 | — | |
| single_family | 4 | 3 | 1,567 | $3,499 | 2026-07-18 | — | |
| single_family | 4 | 2 | 1,315 | $3,000 | 2026-07-16 | — | |
| single_family | 4 | 2 | 1,925 | $3,650 | 2026-07-14 | — | |
| single_family | 4 | 2 | 1,479 | $3,500 | 2026-07-14 | — | |
| single_family | 4 | 3 | 1,997 | $4,300 | 2026-06-17 | — | |
| single_family | 4 | 2 | 1,800 | $2,990 | — | — | |
| single_family | 4 | 2 | 1,734 | $3,350 | 2026-04-21 | — | |
| single_family | 4 | 3 | 2,213 | $3,450 | 2026-04-04 | — | |
| single_family | 4 | 2 | 1,743 | $5,900 | 2026-02-20 | — | |
| single_family | 4 | 2 | 1,313 | $2,800 | — | — | |
| single_family | 4 | 3 | 2,006 | $3,525 | — | — | |
| single_family | 4 | 3 | 2,141 | $4,000 | 2026-08-28 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 17280 SW 146th Ct | single_family | 4 | 2 | 1,801 | $720,000 | 2026-08-28 |
| 18420 SW 129th Ave | single_family | 4 | 2 | 1,920 | $530,000 | 2026-08-14 |
| 12370 SW 190th Ter | single_family | 4 | 3 | 1,872 | $690,000 | 2026-08-13 |
| 16540 SW 145th Ct | single_family | 4 | 2 | 1,909 | $758,000 | 2026-08-11 |
| 11741 SW 182nd Ter | single_family | 4 | 2 | 1,684 | $650,000 | 2026-08-10 |
| 17901 SW 144th Ave | single_family | 4 | 2 | 1,433 | $600,000 | 2026-08-10 |
| 20129 SW 123rd Dr | single_family | 4 | 2 | 1,313 | $350,000 | 2026-08-07 |
| 21342 SW 132nd Pl | single_family | 4 | 3 | 2,804 | $860,000 | 2026-08-06 |
| 14530 SW 176th Ter | single_family | 4 | 3 | 2,099 | $705,000 | 2026-08-05 |
| 19680 SW 121st Ave | single_family | 4 | 2 | 2,076 | $460,000 | 2026-08-04 |
| 12971 SW 200th Ter | single_family | 4 | 2 | 1,797 | $640,000 | 2026-08-04 |
| 12471 SW 190th Ter | single_family | 4 | 3 | 1,872 | $729,000 | 2026-08-03 |
| 12330 SW 195th Ter | single_family | 4 | 2 | 1,824 | $690,000 | 2026-07-24 |
| 13951 SW 152nd Ter | single_family | 4 | 2 | 2,539 | $500,000 | 2026-07-22 |
| 14491 SW 161st St | single_family | 4 | 2 | 2,380 | $795,000 | 2026-07-21 |
| 13282 SW 200th Ter | single_family | 4 | 4 | 1,872 | $880,000 | 2026-07-15 |
| 19411 SW 117th Ave | single_family | 4 | 2 | 1,680 | $385,700 | 2026-07-15 |
| 12970 SW 187th Ter | single_family | 4 | 3 | 3,396 | $850,000 | 2026-07-09 |
| 14473 SW 172nd Ln | single_family | 4 | 2 | 1,610 | $630,000 | 2026-07-06 |
| 12230 SW 187th Ter | single_family | 4 | 3 | 1,673 | $559,000 | 2026-07-01 |
| 17990 SW 134th Ct | single_family | 4 | 2 | 1,315 | $549,000 | 2026-06-26 |
| 18252 SW 146th Ave | single_family | 4 | 3 | 1,486 | $620,000 | 2026-06-26 |
| 15630 SW 146th Ave | single_family | 4 | 2 | 2,061 | $745,000 | 2026-06-26 |
| 12731 SW 213th St | single_family | 4 | 3 | 1,870 | $680,000 | 2026-06-24 |
| 14276 SW 177th St | single_family | 4 | 2 | 1,782 | $730,500 | 2026-06-22 |
| 21080 SW 127th Pl | single_family | 4 | 4 | 2,652 | $965,990 | 2026-06-22 |
| 14490 SW 174th Ter | single_family | 4 | 2 | 1,627 | $545,000 | 2026-06-17 |
| 18153 SW 143rd Pl | single_family | 4 | 2 | 1,475 | $600,000 | 2026-06-17 |
| 19831 SW 122nd Ave | single_family | 4 | 2 | 1,640 | $441,000 | 2026-06-16 |
| 13319 SW 184th Ter | single_family | 4 | 3 | 1,927 | $675,000 | 2026-06-11 |
| 19410 SW 124th Ct | single_family | 4 | 3 | 1,910 | $770,000 | 2026-06-09 |
| 19100 SW 125th Ave | single_family | 4 | 4 | 2,435 | $650,000 | 2026-06-08 |
| 19480 SW 121st Ave | single_family | 4 | 2 | 1,845 | $570,000 | 2026-06-05 |
| 14202 SW 177th Ter | single_family | 4 | 2 | 1,629 | $600,000 | 2026-06-02 |
| 11805 SW 185th St | single_family | 4 | 2 | 1,145 | $550,000 | 2026-06-02 |
| 11785 SW 184th St | single_family | 4 | 1 | 1,296 | $500,000 | 2026-06-02 |
| 12691 SW 190th St | single_family | 4 | 3 | 2,688 | $670,000 | 2026-06-01 |
| 15502 SW 137th Pl | single_family | 4 | 3 | 2,416 | $650,000 | 2026-05-29 |
| 15880 SW 141st Ct | single_family | 4 | 2 | 2,208 | $850,000 | 2026-05-29 |
| 19825 SW 119th Pl | single_family | 4 | 2 | 1,727 | $515,000 | 2026-05-29 |
| 12000 SW 186th St | single_family | 4 | 2 | 1,828 | $645,000 | 2026-05-28 |
| 13723 SW 160th Ter | single_family | 4 | 3 | 2,008 | $540,000 | 2026-05-22 |
| 14563 SW 172nd Ln | single_family | 4 | 2 | 1,777 | $710,000 | 2026-05-19 |
| 17991 SW 136th Ave | single_family | 4 | 2 | 1,617 | $620,000 | 2026-05-19 |
| 19855 SW 134th Ct | single_family | 4 | 3 | — | $1,000,000 | 2026-05-12 |
| 12930 SW 190th St | single_family | 4 | 2 | 1,503 | $690,000 | 2026-05-08 |
| 19302 SW 132nd Path | single_family | 4 | 5 | 2,655 | $1,165,000 | 2026-04-30 |
| 11845 SW 203rd Ter | single_family | 4 | 2 | 1,568 | $570,000 | 2026-04-30 |
| 15568 SW 138th Pl | single_family | 4 | 2 | 1,494 | $655,000 | 2026-04-30 |
| 18224 SW 143rd Pl | single_family | 4 | 2 | 1,315 | $599,000 | 2026-04-29 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 21325 SW 127th Ct | single_family | 4 | 4 | 2,591 | $775,000 | — |
| 12035 SW 214th Ter | single_family | 4 | 2 | 1,784 | $639,000 | — |
| 21480 SW 132nd Ct | single_family | 4 | 4 | 2,804 | $1,080,000 | — |
| 17601 SW 138th Ct | single_family | 4 | 3 | 1,711 | $690,000 | — |
| 14500 SW 161st St | single_family | 4 | 2 | 1,896 | $775,000 | — |
| 15401 SW 144th Ave | single_family | 4 | 3 | 1,420 | $725,000 | — |
| 15322 SW 144th Pl | single_family | 4 | 2 | 1,771 | $820,000 | — |
| SW 127th Ave & SW 212th St | single_family | 4 | 2 | 1,824 | $678,990 | — |
10-year hold projection
IRR-1.5%
Equity multiple0.75x
Total return (10yr)$46,436
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $705,550 | $14,757 | -$29,602 | $542,058 | $163,492 |
| 2 | $726,717 | $15,319 | -$29,093 | $535,709 | $191,008 |
| 3 | $748,518 | $15,901 | -$28,564 | $528,923 | $219,595 |
| 4 | $770,974 | $16,504 | -$28,017 | $521,672 | $249,302 |
| 5 | $794,103 | $17,127 | -$27,450 | $513,922 | $280,181 |
| 6 | $817,926 | $17,773 | -$26,862 | $505,640 | $312,286 |
| 7 | $842,464 | $18,441 | -$26,253 | $496,790 | $345,674 |
| 8 | $867,738 | $19,133 | -$25,622 | $487,331 | $380,406 |
| 9 | $893,770 | $19,849 | -$24,969 | $477,224 | $416,546 |
| 10 | $920,583 | $20,590 | -$24,292 | $466,422 | $454,161 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.