2364 SW 14th St
Miami, FL 33145 · multi_family · For Sale · 15 days on market
Asking price$729,000
4 beds 2 baths 1,366 sqft
Suggested offer$688,901$40,099 above the est. market value of $688,901.
View on Realtor.com →Listed by Luznery Cabrera · P.U.R.E. Investments, Inc.
Typemulti_family
Built1946
Price / sqft$534
Est. value (own analysis)$688,901
Rent estimate (building total, own analysis)$4,303/mo
HOANone
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Statusfor_sale
Listed date2026-08-18
Removed date—
MLSMiamiMLS #A12072956
Coordinates25.75956, -80.23368
Address2364 SW 14th St
CityMiami
StateFL
Zip33145
Listing ID6644427769
Sourceus-real-estate-listings, cached 2026-08-31
ZIP market snapshot (33145)
Typical home value (ZHVI)$735,527
Typical rent (ZORI)$3,018/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $729,000 |
| Down payment (20.0%) | $145,800 |
| Loan amount | $583,200 |
| Closing costs (5.0%) | $36,450 |
| Total cash to close | $182,250 |
| Income | |
| Rent (estimate) | $4,303$51,635 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,959$47,504 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,154$13,851 |
| Insurance (placeholder 0.8% of price) | $486$5,832 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $215$2,582 |
| Total operating expenses | $1,855$22,265 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $215$2,582 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| multi_family | 4 | 2 | 1,686 | $3,400 | 2026-08-24 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 2385 SW 22nd Ter | multi_family | 4 | 2 | 1,779 | $1,215,000 | 2026-06-18 |
| 3310 SW 1st Ave | multi_family | 4 | 3 | 1,498 | $775,000 | 2026-04-23 |
| 2612 SW 19th Ter | multi_family | 4 | 2 | 1,450 | $562,500 | 2026-04-10 |
| 1352 SW 14th St | multi_family | 4 | 2 | 3,458 | $1,050,000 | 2026-03-09 |
| 2268 SW 16th Ter | multi_family | 4 | 3 | 2,412 | $1,650,000 | 2026-01-07 |
| 2269 SW 17th St | multi_family | 4 | 2 | 1,019 | $575,000 | 2025-12-17 |
| 3347 SW 24th St | multi_family | 4 | 2 | 2,515 | $855,000 | 2025-10-28 |
| 2301 SW 17th Ave | multi_family | 4 | 3 | 2,239 | $1,100,000 | 2025-09-30 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 1501 SW 21st St | townhomes | 4 | 4 | 2,571 | $1,829,000 | — |
| 2745 SW 23rd Ter | townhomes | 4 | 5 | 2,909 | $1,645,000 | — |
| 1835 SW 18th St | single_family | 4 | 3 | 2,191 | $960,000 | — |
| 3575 SW 23rd St Unit 3575 | townhomes | 4 | 4 | 2,654 | $1,770,000 | — |
| 2222 SW 14th St Unit Right | townhomes | 4 | 4 | 2,736 | $1,779,000 | — |
| 2290 SW 13th St | condo_townhome_rowhome_coop | 4 | 5 | 3,544 | $2,750,000 | — |
| 2220 SW 14th St | townhomes | 4 | 4 | 2,969 | $1,749,000 | — |
| 1748 SW 21st Ter Unit Right | townhomes | 4 | 5 | 2,624 | $1,749,000 | — |
10-year hold projection
IRR2.0%
Equity multiple1.32x
Total return (10yr)$154,012
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $750,870 | $25,239 | -$22,316 | $576,877 | $173,993 |
| 2 | $773,396 | $26,108 | -$21,512 | $570,119 | $203,277 |
| 3 | $796,598 | $27,005 | -$20,681 | $562,898 | $233,700 |
| 4 | $820,496 | $27,932 | -$19,822 | $555,181 | $265,315 |
| 5 | $845,111 | $28,890 | -$18,933 | $546,933 | $298,177 |
| 6 | $870,464 | $29,880 | -$18,015 | $538,120 | $332,344 |
| 7 | $896,578 | $30,902 | -$17,066 | $528,701 | $367,877 |
| 8 | $923,475 | $31,958 | -$16,084 | $518,635 | $404,840 |
| 9 | $951,180 | $33,049 | -$15,070 | $507,878 | $443,302 |
| 10 | $979,715 | $34,176 | -$14,021 | $496,382 | $483,333 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.