2542 SW 25th Ave

Miami, FL 33133 · single_family · Pending — under contract · 110 days on market
Asking price$799,000
2 beds 1 baths 860 sqft
View on Realtor.com →
Listed by MONICA DEFORTUNA · Fortune Christie's International Real Estate
Typesingle_family
Built2002
Price / sqft$929
Est. value (own analysis)$886,875
Rent estimate (own analysis)$3,900/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2026-05-15
Removed date
MLSMiamiMLS #A12019278
Coordinates25.74469, -80.23613
Address2542 SW 25th Ave
CityMiami
StateFL
Zip33133
Listing ID6642251824
Sourceus-real-estate-listings, cached 2026-08-30

ZIP market snapshot (33133)

Typical home value (ZHVI)$1,352,044
Typical rent (ZORI)$3,793/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$799,000
Down payment (20.0%)$159,800
Loan amount$639,200
Closing costs (5.0%)$39,950
Total cash to close$199,750
Rent (comp-derived)$3,900$46,800
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$46,800
Vacancy rate (assumption) assumption8.0%

$46,800 × 8.0% = $3,744

Effective gross income$3,588$43,056
Property tax (placeholder 1.9% of price)$1,265$15,181
Insurance (est. scaled by flood & wind risk)$799$9,588
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$195$2,340
Total operating expenses$2,259$27,109
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$43,056
Total operating expenses derived$27,109

$43,056 − $27,109 = $15,947

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$639,200
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$639,200 amortized at 6.7% over 30 years = $4,108/mo

CapEx reserve (5.0% of GSR)$195$2,340
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$15,947
Annual debt service derived$49,292
Annual CapEx reserve assumption$2,340
Annual PMI assumption$0

($15,947 − $49,292 − $2,340 − $0) ÷ 12 = -$2,974

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$15,947
Purchase price data$799,000

$15,947 ÷ $799,000 = 2.0%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$35,685
Total cash to close derived$199,750

-$35,685 ÷ $199,750 = -17.9%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$15,947
Annual debt service derived$49,292

$15,947 ÷ $49,292 = 0.32

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$46,800
Purchase price data$799,000

($46,800 ÷ 12) ÷ $799,000 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$799,000
Gross scheduled rent (annual) comp$46,800

$799,000 ÷ $46,800 = 17.1

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$27,109
Effective gross income derived$43,056

$27,109 ÷ $43,056 = 63.0%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$27,109
Annual debt service derived$49,292
Annual PMI assumption$0
Gross scheduled rent (annual) comp$46,800

($27,109 + $49,292 + $0) ÷ $46,800 = 163.3%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family221,105$3,9002026-08-12
single_family221,122$7,4502026-08-05
single_family231,000$3,600

Miami, 33133 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,105
Listed2026-08-12
Days on market

Asking rent: $3,900

View on Zillow →

2601 SW 26th Ln

Miami, 33133 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,122
Listed2026-08-05
Days on market

Asking rent: $7,450

View on Zillow →

3130 Bird Ave

Miami, 33133 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage1,000
Listed
Days on market

Asking rent: $3,600

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
1630 S Bayshore Drsingle_family221,248$2,350,0002026-08-25
2490 Abaco Avesingle_family211,059$2,000,0002026-08-19
3522 William Avesingle_family23$1,650,0002026-08-14
140 Morningside Drsingle_family221,548$1,650,0002026-07-27
3544 William Avesingle_family21753$1,125,0002026-07-24
1745 S Bayshore Lnsingle_family221,595$2,000,0002026-07-17
3554 SW 26th Stsingle_family211,215$700,0002026-07-17
2260 SW 25th Stsingle_family212,017$855,0002026-07-14
2345 Overbrook Stsingle_family211,200$1,550,0002026-07-02
2665 SW 17th Avesingle_family221,405$1,385,0002026-06-30
2135 SW 26th Stsingle_family21956$771,3702026-06-30
2701 SW 30th Avesingle_family211,125$726,8002026-06-18
3660 Poinciana Avesingle_family21775$1,275,0002026-06-12
3301 Frow Avesingle_family21921$1,375,0002026-06-09
2511 Tequesta Lnsingle_family221,092$1,100,0002026-06-05
3951 Park Drsingle_family211,598$1,766,0002026-06-03
4134 Ventura Avesingle_family211,244$1,505,0002026-05-18
3820 Plaza Stsingle_family221,600$1,650,0002026-05-15
117 Florida Avesingle_family221,005$885,0002026-03-27
3972 Loquat Avesingle_family21900$2,572,4002026-03-16
3748 Washington Avesingle_family21862$363,0002026-03-06
2550 Tequesta Lnsingle_family211,236$1,000,0002026-02-27
2997 Day Avesingle_family232,090$1,575,0002026-02-23
2731 SW 29th Avesingle_family221,069$795,0002026-02-20
4150 Ventura Avesingle_family211,672$1,950,0002026-02-12
3320 Percival Avesingle_family211,162$1,025,0002026-02-04
3821 Braganza Avesingle_family221,873$3,000,0002026-01-15
2820 SW 33rd Ctsingle_family211,300$700,0002025-12-19

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
2984 Mary Sttownhomes221,092$899,000
2989 Bird Ave Unit 1townhomes221,040$650,000
2843 S Bayshore Dr Apt 6Bcondos221,375$1,475,000
2678 Tigertail Ave Apt 1508condos231,207$1,960,000
3145 Jackson Avetownhomes231,746$1,450,000
2690 SW 22nd Ave Apt 301condos21906$310,000
2924 Day Ave Apt N314condos22879$639,000
2650 SW 37th Ave Apt 501condos221,219$480,000

10-year hold projection

IRR-1.9%
Equity multiple0.68x
Total return (10yr)$40,683
YearProperty valueNOICash flowLoan balanceEquity
1$822,970$15,947-$35,685$632,270$190,700
2$847,659$16,561-$35,130$624,863$222,796
3$873,089$17,197-$34,554$616,949$256,140
4$899,282$17,855-$33,957$608,490$290,791
5$926,260$18,537-$33,338$599,451$326,809
6$954,048$19,242-$32,697$589,791$364,257
7$982,669$19,973-$32,033$579,468$403,201
8$1,012,149$20,729-$31,344$568,436$443,714
9$1,042,514$21,512-$30,631$556,646$485,868
10$1,073,789$22,323-$29,892$544,046$529,743
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.