Miami Gardens, FL 33054 · single_family · For Sale · 20 days on market
Asking price$599,000
6 beds 4 baths 1,148 sqft
Suggested offer$442,657$156,343 above the est. market value of $442,657.
View on Realtor.com →Listed by Angel Barreiro · Brs
Typesingle_family
Built1950
Price / sqft$522
Est. value (own analysis)$442,657
Rent estimate (Zillow ZIP avg)$2,279/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood5/10major$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-08-13
Removed date—
MLSMiamiMLS #A12070939
Coordinates25.92363, -80.23896
Address
CityMiami Gardens
StateFL
Zip33054
Listing ID6635720256
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33054)
Typical home value (ZHVI)$429,838
Typical rent (ZORI)$2,279/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $599,000 |
| Down payment (20.0%) | $119,800 |
| Loan amount | $479,200 |
| Closing costs (5.0%) | $29,950 |
| Total cash to close | $149,750 |
| Income | |
| Rent (ZIP avg, ZORI — not bedroom-specific) | $2,279$27,353 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,097$25,165 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $948$11,381 |
| Insurance (est. scaled by flood & wind risk) | $699$8,386 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $114$1,368 |
| Total operating expenses | $1,761$21,135 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $114$1,368 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
No active rental listings cached yet for this bedroom count.
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 900 Superior St | single_family | 4 | 2 | 2,010 | $695,000 | 2026-08-25 |
| 1040 Curtiss Dr | single_family | 4 | 2 | 1,575 | $499,000 | 2026-08-21 |
| 1881 NW 157th St | single_family | 3 | 2 | 864 | $515,000 | 2026-08-17 |
| 14370 NW 21st Ct | single_family | 2 | 1 | 594 | $367,000 | 2026-08-14 |
| 16201 NW 18th Pl | single_family | 4 | 1 | 1,032 | $500,000 | 2026-08-05 |
| 3100 NW 162nd St | single_family | 2 | 1 | 1,704 | $390,000 | 2026-08-03 |
| 1535 NW 153rd St | single_family | 4 | 2 | 1,866 | $385,000 | 2026-07-31 |
| 1890 Rutland St | single_family | 4 | 1 | 2,149 | $600,000 | 2026-07-31 |
| 15970 NW 37th Pl | single_family | 4 | 2 | 1,320 | $525,000 | 2026-07-29 |
| 2330 Rutland St | single_family | 5 | 2 | 1,622 | $518,000 | 2026-07-24 |
| 1145 Sharar Ave | single_family | 2 | 1 | 1,160 | $300,000 | 2026-07-22 |
| 1319 Jann Ave | single_family | 4 | 2 | 1,480 | $520,000 | 2026-07-22 |
| 2310 W Bunche Park Dr | single_family | 3 | 1 | 864 | $450,000 | 2026-07-22 |
| 2270 Service Rd | single_family | 4 | 3 | 1,838 | $570,000 | 2026-07-21 |
| 16300 NW 44th Ct | single_family | 4 | 2 | 3,756 | $900,000 | 2026-07-21 |
| 2001 Rutland St | single_family | 2 | 1 | 594 | $390,000 | 2026-07-21 |
| 15921 NW 18th Pl | single_family | 4 | 2 | 1,372 | $570,000 | 2026-07-20 |
| 1749 NW 152nd St | single_family | 3 | 2 | — | $490,000 | 2026-07-17 |
| 6848866101 | single_family | 3 | 1 | 966 | $405,000 | 2026-07-17 |
| 15600 NW 37th Pl | single_family | 4 | 3 | 1,765 | $590,000 | 2026-07-16 |
| 15815 NW 19th Ave | single_family | 2 | 1 | 720 | $378,500 | 2026-07-16 |
| 2525 NW 156th St | single_family | 3 | 1 | 1,020 | $415,000 | 2026-07-16 |
| 1890 NW 152nd Ter | single_family | 3 | 2 | 1,512 | $500,000 | 2026-07-15 |
| 15331 NW 28th Ct | single_family | 4 | 3 | 1,740 | $589,900 | 2026-07-15 |
| 805 Sultan Ave | single_family | 3 | 2 | 1,145 | $475,000 | 2026-07-14 |
| 2445 NW 162nd Ter | single_family | 2 | 1 | 998 | $455,000 | 2026-07-13 |
| 16130 NW 28th Ct | single_family | 4 | 2 | 1,200 | $545,000 | 2026-07-13 |
| 3011 NW 152nd Ter | single_family | 3 | 1 | 936 | $417,000 | 2026-07-10 |
| 1971 Wilmington St | single_family | 3 | 2 | 594 | $425,000 | 2026-07-10 |
| 3260 NW 132nd Ter | single_family | 3 | 2 | 1,205 | $480,000 | 2026-07-10 |
| 16431 NW 18th Ave | single_family | 3 | 4 | 1,505 | $572,500 | 2026-07-09 |
| 2125 NW 158th St | single_family | 3 | 1 | 1,368 | $350,000 | 2026-07-07 |
| 2440 NW 152nd Ter | single_family | 2 | 1 | 962 | $400,000 | 2026-07-03 |
| 15851 NW 18th Ave | single_family | 3 | 1 | 864 | $400,000 | 2026-07-02 |
| 2760 NW 164th Ter | single_family | 3 | 2 | 1,200 | $525,000 | 2026-07-01 |
| 15770 NW 18th Pl | single_family | 3 | 1 | 2,541 | $387,000 | 2026-06-29 |
| 16240 NW 22nd Ave | single_family | 3 | 2 | 1,416 | $550,000 | 2026-06-29 |
| 15920 NW 41st Ave | single_family | 3 | 1 | 1,618 | $400,000 | 2026-06-26 |
| 2241 Rutland St | single_family | 2 | 1 | 594 | $310,000 | 2026-06-24 |
| 2410 NW 155th Ter | single_family | 4 | 2 | 1,871 | $615,000 | 2026-06-24 |
| 15210 NW 18th Ave | single_family | 3 | 1 | 2,280 | $460,000 | 2026-06-23 |
| 2250 NW 154th St | single_family | 3 | 1 | 988 | $420,000 | 2026-06-18 |
| 2748 NW 131st St | single_family | 3 | 3 | 1,263 | $275,000 | 2026-06-17 |
| 3171 NW 133rd St | single_family | 4 | 2 | 1,680 | $480,000 | 2026-06-16 |
| 15740 NW 17th Ct | single_family | 3 | 3 | 1,786 | $489,000 | 2026-06-12 |
| 16401 NW 17th Ct | single_family | 3 | 1 | 1,020 | $360,000 | 2026-06-11 |
| 1246 Sharazad Blvd | single_family | 3 | 1 | 1,306 | $499,900 | 2026-06-09 |
| 3780 NW 165th St | single_family | 3 | 2 | 1,172 | $540,000 | 2026-06-08 |
| 6268313432 | single_family | 4 | 3 | — | $575,000 | 2026-06-07 |
| 16050 NW 27th Ct | single_family | 4 | 2 | 1,240 | $599,000 | 2026-06-05 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 15700 NW 37th Pl | multi_family | 6 | 4 | 2,664 | $720,000 | — |
| 2890 NW 160th St | single_family | 6 | 4 | 1,468 | $590,000 | — |
| 2911 NW 135th St | multi_family | 6 | 4 | 2,225 | $625,000 | — |
| 1980 Lincoln Ave | multi_family | 6 | 2 | 1,440 | $700,000 | — |
10-year hold projection
IRR-5.4%
Equity multiple0.10x
Total return (10yr)-$55,810
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $616,970 | $4,030 | -$34,291 | $474,004 | $142,966 |
| 2 | $635,479 | $4,257 | -$34,099 | $468,452 | $167,027 |
| 3 | $654,543 | $4,493 | -$33,898 | $462,518 | $192,025 |
| 4 | $674,180 | $4,739 | -$33,688 | $456,177 | $218,003 |
| 5 | $694,405 | $4,995 | -$33,469 | $449,401 | $245,005 |
| 6 | $715,237 | $5,261 | -$33,240 | $442,159 | $273,079 |
| 7 | $736,694 | $5,538 | -$33,001 | $434,419 | $302,275 |
| 8 | $758,795 | $5,827 | -$32,752 | $426,149 | $332,647 |
| 9 | $781,559 | $6,128 | -$32,492 | $417,310 | $364,249 |
| 10 | $805,006 | $6,440 | -$32,222 | $407,864 | $397,142 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.