3321 NW 19th Ter
Miami, FL 33125 · multi_family · For Sale · 111 days on market
Asking price$1,180,000
6 beds 4 baths 2,244 sqft
Suggested offer$680,493$499,507 above the est. market value of $680,493.
View on Realtor.com →Listed by Dominic Rivera · Pine River Realty, LLC.
Typemulti_family
Built1950
Price / sqft$526
Est. value (own analysis)$680,493
Rent estimate (building total, own analysis)$6,418/mo
HOANone
1 / 33
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Statusfor_sale
Listed date2026-05-14
Removed date—
MLSMiamiMLS #A12019357
Coordinates25.79357, -80.25054
Address3321 NW 19th Ter
CityMiami
StateFL
Zip33125
Listing ID6604521020
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33125)
Typical home value (ZHVI)$466,681
Typical rent (ZORI)$2,360/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,180,000 |
| Down payment (20.0%) | $236,000 |
| Loan amount | $944,000 |
| Closing costs (5.0%) | $59,000 |
| Total cash to close | $295,000 |
| Income | |
| Rent (estimate) | $6,418$77,014 |
| Vacancy loss (8.0%) | |
| Effective gross income | $5,904$70,853 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,868$22,420 |
| Insurance (placeholder 0.8% of price) | $787$9,440 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $321$3,851 |
| Total operating expenses | $2,976$35,711 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $321$3,851 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
No active rental listings cached yet for this bedroom count.
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 119 NW 17th Pl | multi_family | 6 | 4 | 2,248 | $900,000 | 2026-07-31 |
| 1953 NW 3rd St | multi_family | 6 | 4 | 2,886 | $850,000 | 2026-07-15 |
| 1810 NW 3rd St | multi_family | 6 | 4 | 2,034 | $799,000 | 2026-07-09 |
| 1001 NW 36th Ave | multi_family | 6 | 6 | 2,688 | $967,200 | 2026-04-24 |
| 1971 NW 24th Ct | multi_family | 6 | 2 | 2,404 | $750,000 | 2025-12-22 |
| 3281 NW 14th Ter | multi_family | 6 | 3 | 2,473 | $715,000 | 2025-11-17 |
| 1053 NW 34th Ave | multi_family | 6 | 2 | 2,869 | $800,000 | 2025-10-28 |
| 1644 NW 19th Ter | multi_family | 6 | 3 | 2,442 | $717,000 | 2025-10-10 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 2231 NW 4th Ter | single_family | 6 | 4 | 2,128 | $749,000 | — |
| 901 NW 22nd Ct | multi_family | 6 | 4 | 2,500 | $995,000 | — |
| 1237 NW 33rd Ave | multi_family | 6 | 3 | 2,060 | $795,000 | — |
| 821 NW 36th Ave | multi_family | 6 | 3 | 2,404 | $1,040,500 | — |
| 3061 NW 14th St | multi_family | 6 | 4 | 3,158 | $890,000 | — |
| 1680 NW 22nd Ct | multi_family | 6 | 5 | 3,264 | $1,100,000 | — |
| 2262 NW 4th St | single_family | 6 | 4 | 2,802 | $666,990 | — |
| 605 NW 34th Ave | multi_family | 6 | 5 | 5,334 | $1,700,000 | — |
10-year hold projection
IRR0.7%
Equity multiple1.11x
Total return (10yr)$187,409
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,215,400 | $35,142 | -$41,505 | $933,765 | $281,635 |
| 2 | $1,251,862 | $36,375 | -$40,369 | $922,827 | $329,035 |
| 3 | $1,289,418 | $37,649 | -$39,193 | $911,138 | $378,280 |
| 4 | $1,328,100 | $38,966 | -$37,977 | $898,646 | $429,454 |
| 5 | $1,367,943 | $40,328 | -$36,720 | $885,297 | $482,647 |
| 6 | $1,408,982 | $41,735 | -$35,419 | $871,030 | $537,951 |
| 7 | $1,451,251 | $43,189 | -$34,074 | $855,784 | $595,467 |
| 8 | $1,494,789 | $44,691 | -$32,683 | $839,491 | $655,297 |
| 9 | $1,539,632 | $46,244 | -$31,244 | $822,080 | $717,553 |
| 10 | $1,585,821 | $47,849 | -$29,757 | $803,472 | $782,349 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.