5445 W 27th Ln

Hialeah, FL 33016 · single_family · For Sale · 82 days on market
Asking price$595,000
5 beds 2 baths 2,086 sqft
View on Realtor.com →
Listed by Miguel Maria Team · Keller Williams Legacy
Typesingle_family
Built1988
Price / sqft$285
Est. value (own analysis)$800,628
Rent estimate (own analysis)$7,750/mo
HOA$19/mo
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Neighborhood

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Statusfor_sale
Listed date2026-06-12
Removed date
MLSMiamiMLS #A12034703
Coordinates25.87176, -80.33791
Address5445 W 27th Ln
CityHialeah
StateFL
Zip33016
Listing ID6601990604
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33016)

Typical home value (ZHVI)$295,375
Typical rent (ZORI)$2,365/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$595,000
Down payment (20.0%)$119,000
Loan amount$476,000
Closing costs (5.0%)$29,750
Total cash to close$148,750
Rent (comp-derived)$7,750$93,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$93,000
Vacancy rate (assumption) assumption8.0%

$93,000 × 8.0% = $7,440

Effective gross income$7,130$85,560
Property tax (placeholder 1.9% of price)$942$11,305
Insurance (placeholder 0.8% of price)$397$4,760
HOA dues$19$228
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$388$4,650
Total operating expenses$1,745$20,943
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$85,560
Total operating expenses derived$20,943

$85,560 − $20,943 = $64,617

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$476,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$476,000 amortized at 6.7% over 30 years = $3,059/mo

CapEx reserve (5.0% of GSR)$388$4,650
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$64,617
Annual debt service derived$36,707
Annual CapEx reserve assumption$4,650
Annual PMI assumption$0

($64,617 − $36,707 − $4,650 − $0) ÷ 12 = $1,938

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$64,617
Purchase price data$595,000

$64,617 ÷ $595,000 = 10.9%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived$23,260
Total cash to close derived$148,750

$23,260 ÷ $148,750 = 15.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$64,617
Annual debt service derived$36,707

$64,617 ÷ $36,707 = 1.76

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$93,000
Purchase price data$595,000

($93,000 ÷ 12) ÷ $595,000 = 1.3%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$595,000
Gross scheduled rent (annual) comp$93,000

$595,000 ÷ $93,000 = 6.4

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$20,943
Effective gross income derived$85,560

$20,943 ÷ $85,560 = 24.5%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$20,943
Annual debt service derived$36,707
Annual PMI assumption$0
Gross scheduled rent (annual) comp$93,000

($20,943 + $36,707 + $0) ÷ $93,000 = 62.0%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family553,544$5,5002026-08-01
single_family533,153$7,0002026-07-27
single_family555,664$9,999
single_family532,494$8,5002026-08-29

8135 NW 164th Ter Unit 8135

Miami Lakes, 33016 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage3,544
Listed2026-08-01
Days on market

Asking rent: $5,500

View on Zillow →

15941 NW 83rd Ave

Miami Lakes, 33016 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,153
Listed2026-07-27
Days on market

Asking rent: $7,000

View on Zillow →

14332 Ardoch Pl

Miami Lakes, 33016 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage5,664
Listed
Days on market

Asking rent: $9,999

View on Zillow →

Miami Lakes, 33016 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,494
Listed2026-08-29
Days on market

Asking rent: $8,500

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
16048 NW 82nd Plsingle_family533,122$1,200,0002026-08-20
16214 NW 82nd Plsingle_family564,269$1,200,0002026-08-19
8305 NW 157th Tersingle_family543,299$1,475,0002026-07-30
8560 NW 164th Stsingle_family544,262$1,399,0002026-07-17
7813 NW 165th Stsingle_family543,933$1,646,0002026-06-23
7993 NW 161st Tersingle_family542,889$1,450,0002026-06-04
6215537309single_family542,594$1,435,0002026-05-21
15560 NW 83rd Plsingle_family533,447$1,695,0002026-05-07
8123 NW 161st Tersingle_family542,889$1,100,0002026-04-27
8204 NW 165th Stsingle_family54$1,000,0002026-04-22
16524 NW 77th Pathsingle_family533,412$1,125,0002026-03-02
16421 NW 83rd Ctsingle_family553,536$975,0002026-02-27
16533 NW 77th Pathsingle_family533,392$1,300,0002026-01-15

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
15951 NW 79th Ctsingle_family542,889$1,550,000
16763 NW 77th Pathsingle_family563,676$1,975,000
16022 NW 83rd Ctsingle_family552,940$2,499,990
16101 NW 79th Ctsingle_family543,232$1,250,000
14332 Ardoch Plsingle_family585,664$2,970,000
16422 NW 83rd Plsingle_family543,767$1,350,000
16232 NW 79th Avesingle_family553,569$1,429,999
8135 NW 164th Tersingle_family553,544$1,249,900

10-year hold projection

IRR23.8%
Equity multiple4.53x
Total return (10yr)$602,542
YearProperty valueNOICash flowLoan balanceEquity
1$612,850$64,617$23,260$470,839$142,011
2$631,236$66,660$25,187$465,324$165,912
3$650,173$68,767$27,175$459,430$190,743
4$669,678$70,940$29,226$453,131$216,547
5$689,768$73,181$31,342$446,400$243,368
6$710,461$75,492$33,525$439,206$271,255
7$731,775$77,876$35,776$431,519$300,256
8$753,728$80,333$38,099$423,304$330,425
9$776,340$82,868$40,495$414,524$361,816
10$799,630$85,481$42,967$405,142$394,489
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.