15664 SW 12th Ter
Miami, FL 33194 · single_family · For Sale · 41 days on market
Asking price$790,000
4 beds 3 baths 2,659 sqft
Listed by Renzo Lamela · Avenew Realty Corp
Typesingle_family
Built2010
Price / sqft$297
Est. value (own analysis)$846,971
Rent estimate (own analysis)$4,500/mo
HOANone
1 / 84
Show every detail
Statusfor_sale
Listed date2026-07-23
Removed date—
MLSMiamiMLS #A12058635
Coordinates25.75480, -80.44838
Address15664 SW 12th Ter
CityMiami
StateFL
Zip33194
Listing ID6592474704
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33194)
Median sale price$790,000
Median days on market (sale)42
Active sale listings20
Median rent$3,500/mo
Median days on market (rent)24
Active rental listings23
Real ZIP-wide statistics from RentCast, as of 2026-09 (fetched 2026-09-03) — this is the whole ZIP's market, not specific to this property. Re-analyzing spends one of the account's 50 free monthly lookups. Our own log shows at least 6 of the 50 free monthly RentCast requests used — that only counts calls made through this app, so it can undercount. RentCast's own account dashboard has the real total.
Re-analyze ZIP 33194 (≥6 of 50 per our log)Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $790,000 |
| Down payment (20.0%) | $158,000 |
| Loan amount | $632,000 |
| Closing costs (5.0%) | $39,500 |
| Total cash to close | $197,500 |
| Income | |
| Rent (comp-derived) | $4,500$54,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $4,140$49,680 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,251$15,010 |
| Insurance (placeholder 0.8% of price) | $527$6,320 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $225$2,700 |
| Total operating expenses | $2,003$24,030 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $225$2,700 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 3 | 2,627 | $5,700 | 2026-08-15 | — | |
| single_family | 4 | 3 | 2,459 | $4,500 | 2026-08-14 | — | |
| single_family | 4 | 3 | 2,666 | $4,500 | 2026-04-27 | — | |
| single_family | 4 | 3 | 1,900 | $3,190 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 867 SW 155th Ct | single_family | 4 | 2 | 2,338 | $769,000 | 2026-06-10 |
| 14980 SW 15th Ln | single_family | 4 | 4 | 3,531 | $975,000 | 2026-04-29 |
| 15062 SW 11th St | single_family | 4 | 3 | 2,223 | $685,000 | 2026-04-15 |
| 876 SW 155th Ct | single_family | 4 | 3 | 2,558 | $935,000 | 2026-03-18 |
| 1455 SW 155th Ct | single_family | 4 | 3 | 1,909 | $830,000 | 2026-01-09 |
| 15030 SW 9th Ter | single_family | 4 | 3 | 1,985 | $528,000 | 2025-12-16 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 1308 SW 154th Ave | single_family | 4 | 3 | 2,028 | $850,000 | — |
| 1458 SW 150th Ave | single_family | 4 | 3 | 2,223 | $865,900 | — |
| 1331 SW 153rd Path | single_family | 4 | 3 | 2,589 | $999,000 | — |
| 15441 SW 11th Ter | single_family | 4 | 2 | 2,028 | $870,000 | — |
| 15651 SW 14th St | single_family | 4 | 3 | 2,703 | $909,900 | — |
| 1551 SW 154th Ct | single_family | 4 | 3 | 2,360 | $895,000 | — |
| 14918 SW 10th St | single_family | 4 | 3 | 2,459 | $1,100,000 | — |
10-year hold projection
IRR1.4%
Equity multiple1.23x
Total return (10yr)$148,467
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $813,700 | $25,650 | -$25,787 | $625,148 | $188,552 |
| 2 | $838,111 | $26,540 | -$24,965 | $617,825 | $220,286 |
| 3 | $863,254 | $27,459 | -$24,115 | $609,999 | $253,255 |
| 4 | $889,152 | $28,409 | -$23,235 | $601,636 | $287,516 |
| 5 | $915,827 | $29,391 | -$22,326 | $592,699 | $323,128 |
| 6 | $943,301 | $30,405 | -$21,387 | $583,148 | $360,154 |
| 7 | $971,600 | $31,453 | -$20,415 | $572,941 | $398,660 |
| 8 | $1,000,748 | $32,536 | -$19,410 | $562,033 | $438,716 |
| 9 | $1,030,771 | $33,655 | -$18,372 | $550,376 | $480,395 |
| 10 | $1,061,694 | $34,811 | -$17,298 | $537,918 | $523,776 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.