13326 SW 9th Ter
Miami, FL 33184 · single_family · For Sale · 82 days on market
Asking price$725,000
3 beds 2 baths 1,844 sqft
Listed by Daniel Robinson · Houwzer LLC
Typesingle_family
Built1981
Price / sqft$393
Est. value (own analysis)$729,732
Rent estimate (own analysis)$3,775/mo
HOA$75/mo
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Statusfor_sale
Listed date2026-06-12
Removed date—
MLSMiamiMLS #A12035969
Coordinates25.75939, -80.41165
Address13326 SW 9th Ter
CityMiami
StateFL
Zip33184
Listing ID6581351570
Sourceus-real-estate-listings, cached 2026-09-02
ZIP market snapshot (33184)
Typical home value (ZHVI)$569,847
Typical rent (ZORI)$3,033/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $725,000 |
| Down payment (20.0%) | $145,000 |
| Loan amount | $580,000 |
| Closing costs (5.0%) | $36,250 |
| Total cash to close | $181,250 |
| Income | |
| Rent (comp-derived) | $3,775$45,300 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,473$41,676 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,148$13,775 |
| Insurance (placeholder 0.8% of price) | $483$5,800 |
| HOA dues | $75$900 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $189$2,265 |
| Total operating expenses | $1,895$22,740 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $189$2,265 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 2 | 2,153 | $6,000 | 2026-08-21 | — | |
| single_family | 3 | 2 | 1,786 | $3,800 | 2026-08-21 | — | |
| single_family | 3 | 3 | 2,104 | $3,500 | — | — | |
| single_family | 3 | 2 | 1,790 | $4,700 | 2026-08-21 | — | |
| single_family | 3 | 2 | 1,736 | $4,800 | 2026-08-20 | — | |
| single_family | 3 | 3 | 1,805 | $3,900 | 2026-08-20 | — | |
| single_family | 3 | 2 | 1,350 | $3,200 | 2026-08-19 | — | |
| single_family | 3 | 2 | 1,762 | $2,800 | 2026-08-19 | — | |
| single_family | 3 | 2 | 1,651 | $4,000 | 2026-08-19 | — | |
| single_family | 3 | 3 | 2,084 | $5,999 | 2026-08-18 | — | |
| single_family | 3 | 2 | 1,778 | $4,200 | — | — | |
| single_family | 3 | 3 | 1,624 | $3,100 | 2026-08-18 | — | |
| single_family | 3 | 2 | 1,292 | $4,000 | 2026-08-17 | — | |
| single_family | 3 | 2 | 2,039 | $3,800 | 2026-08-17 | — | |
| single_family | 3 | 2 | 1,804 | $4,800 | 2026-08-17 | — | |
| single_family | 3 | 2 | 1,818 | $5,000 | 2026-08-16 | — | |
| single_family | 3 | 2 | 1,861 | $3,900 | 2026-08-15 | — | |
| single_family | 3 | 2 | 1,485 | $3,800 | 2026-08-15 | — | |
| single_family | 3 | 2 | 1,484 | $3,500 | 2026-08-15 | — | |
| single_family | 3 | 2 | 1,652 | $4,200 | 2026-08-14 | — | |
| single_family | 3 | 2 | 1,876 | $4,500 | 2026-08-14 | — | |
| single_family | 3 | 3 | 1,480 | $3,250 | 2026-08-14 | — | |
| single_family | 3 | 3 | 2,290 | $3,700 | 2026-08-14 | — | |
| single_family | 3 | 3 | 1,718 | $3,500 | 2026-08-13 | — | |
| single_family | 3 | 2 | 1,680 | $3,300 | 2026-08-13 | — | |
| single_family | 3 | 2 | 1,598 | $3,500 | 2026-08-12 | — | |
| single_family | 3 | 2 | 1,622 | $3,450 | 2026-08-12 | — | |
| single_family | 3 | 3 | 1,359 | $4,900 | 2026-08-11 | — | |
| single_family | 3 | 2 | 1,776 | $4,200 | 2026-08-11 | — | |
| single_family | 3 | 2 | 1,806 | $5,400 | 2026-08-11 | — | |
| single_family | 3 | 2 | 1,385 | $3,200 | 2026-08-11 | — | |
| single_family | 3 | 2 | 2,004 | $3,185 | 2026-08-11 | — | |
| single_family | 3 | 2 | 1,202 | $3,750 | 2026-08-10 | — | |
| single_family | 3 | 2 | 1,261 | $4,250 | 2026-08-10 | — | |
| single_family | 3 | 2 | 1,840 | $3,400 | 2026-08-09 | — | |
| single_family | 3 | 2 | 1,358 | $3,200 | 2026-08-08 | — | |
| single_family | 3 | 1 | 2,126 | $3,150 | 2026-08-07 | — | |
| single_family | 3 | 2 | 1,248 | $4,500 | 2026-08-07 | — | |
| single_family | 3 | 2 | 1,598 | $3,650 | 2026-08-06 | — | |
| single_family | 3 | 2 | 1,800 | $6,500 | 2026-08-05 | — | |
| single_family | 3 | 2 | 1,489 | $3,000 | 2026-08-05 | — | |
| single_family | 3 | 2 | 1,276 | $3,100 | 2026-08-05 | — | |
| single_family | 3 | 2 | 1,396 | $3,750 | 2026-07-27 | — | |
| single_family | 3 | 2 | 1,508 | $3,495 | 2026-07-27 | — | |
| single_family | 3 | 2 | 1,640 | $3,400 | 2026-07-25 | — | |
| single_family | 3 | 2 | 1,270 | $3,950 | 2026-07-23 | — | |
| single_family | 3 | 2 | 1,458 | $3,500 | 2026-07-22 | — | |
| single_family | 3 | 2 | 1,591 | $3,800 | 2026-07-22 | — | |
| single_family | 3 | 2 | 1,414 | $3,350 | 2026-07-21 | — | |
| single_family | 3 | 2 | 1,571 | $3,550 | 2026-07-21 | — | |
| single_family | 3 | 2 | 1,550 | $3,950 | 2026-07-21 | — | |
| single_family | 3 | 2 | 1,200 | $3,500 | 2026-07-20 | — | |
| single_family | 3 | 2 | 1,518 | $3,650 | 2026-07-20 | — | |
| single_family | 3 | 3 | 2,250 | $3,550 | 2026-07-20 | — | |
| single_family | 3 | 3 | 2,016 | $4,700 | 2026-07-18 | — | |
| single_family | 3 | 2 | 1,301 | $3,000 | 2026-07-18 | — | |
| single_family | 3 | 2 | 1,955 | $4,100 | 2026-07-17 | — | |
| single_family | 3 | 3 | 1,570 | $3,900 | 2026-07-17 | — | |
| single_family | 3 | 3 | 1,909 | $4,200 | 2026-07-16 | — | |
| single_family | 3 | 2 | 1,286 | $5,000 | 2026-07-16 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 1265 SW 142nd Ave | single_family | 3 | 2 | 1,568 | $700,000 | 2026-07-17 |
| 13941 SW 13th St | single_family | 3 | 2 | 1,492 | $615,000 | 2026-07-13 |
| 14216 SW 11th Ter | single_family | 3 | 2 | 1,425 | $600,000 | 2026-07-13 |
| 13060 SW 2nd St | single_family | 3 | 2 | 3,041 | $1,450,000 | 2026-07-13 |
| 1181 SW 141st Ave | single_family | 3 | 2 | 1,507 | $610,000 | 2026-06-30 |
| 1222 SW 144th Ct | single_family | 3 | 2 | 2,236 | $738,000 | 2026-06-25 |
| 13246 SW 9th Ter | single_family | 3 | 2 | 1,964 | $650,000 | 2026-06-25 |
| 231 SW 136th Ave | single_family | 3 | 2 | 2,189 | $780,000 | 2026-06-10 |
| 1271 SW 138th Ct | single_family | 3 | 2 | 1,453 | $575,000 | 2026-05-20 |
| 1002 SW 142nd Ct | single_family | 3 | 2 | 1,618 | $620,000 | 2026-05-01 |
| 1599 SW 141st Ave | single_family | 3 | 3 | 1,956 | $885,000 | 2026-04-29 |
| 13871 SW 14th St | single_family | 3 | 2 | 2,113 | $500,000 | 2026-04-22 |
| 1142 SW 138th Ct | single_family | 3 | 2 | 1,332 | $610,000 | 2026-04-15 |
| 1311 SW 139th Ct | single_family | 3 | 2 | 2,058 | $899,000 | 2026-04-14 |
| 13228 SW 10th Ln | single_family | 3 | 2 | 2,331 | $730,000 | 2026-04-01 |
| 951 SW 124th Ct | single_family | 3 | 2 | 1,562 | $570,000 | 2026-03-30 |
| 883 SW 142nd Pl | single_family | 3 | 3 | 1,608 | $665,000 | 2026-03-24 |
| 1012 SW 143rd Ct | single_family | 3 | 2 | 1,574 | $560,000 | 2026-03-20 |
| 1136 SW 139th Pl | single_family | 3 | 2 | 1,507 | $610,000 | 2026-02-25 |
| 1245 SW 141st Ave | single_family | 3 | 2 | 1,442 | $650,000 | 2026-02-19 |
| 1022 SW 138th Pl | single_family | 3 | 2 | 1,326 | $590,000 | 2026-02-17 |
| 14310 SW 9th Ter | single_family | 3 | 2 | 1,688 | $606,000 | 2026-02-06 |
| 12276 SW 10th St | single_family | 3 | 3 | 1,796 | $525,000 | 2026-01-27 |
| 1112 SW 138th Pl | single_family | 3 | 2 | 1,447 | $635,000 | 2025-12-24 |
| 13861 SW 13th St | single_family | 3 | 2 | 1,771 | $670,000 | 2025-11-26 |
| 11900 SW 2nd St | single_family | 3 | 2 | 2,302 | $745,000 | 2025-11-20 |
| 14123 SW 9th St | single_family | 3 | 2 | 1,606 | $257,100 | 2025-09-16 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 1481 SW 124th Ct Unit 7C | condos | 3 | 3 | 1,420 | $490,000 | — |
| 305 SW 134th Ct | single_family | 3 | 3 | 1,866 | $939,000 | — |
| 1221 SW 122nd Ave Apt 403 | condos | 3 | 2 | 1,168 | $349,900 | — |
| 12480 SW 9th St | single_family | 3 | 2 | 1,849 | $595,000 | — |
| 1000 SW 136th Pl | single_family | 3 | 2 | 1,687 | $630,000 | — |
| 13210 SW 12th St | single_family | 3 | 2 | 1,638 | $750,000 | — |
| 12621 SW 9th St | single_family | 3 | 3 | 1,920 | $514,900 | — |
| 11970 SW 4th Ter | single_family | 3 | 2 | 1,000 | $549,900 | — |
10-year hold projection
IRR-0.3%
Equity multiple0.95x
Total return (10yr)$86,040
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $746,750 | $18,936 | -$28,056 | $573,711 | $173,039 |
| 2 | $769,153 | $19,618 | -$27,431 | $566,991 | $202,161 |
| 3 | $792,227 | $20,323 | -$26,784 | $559,809 | $232,418 |
| 4 | $815,994 | $21,052 | -$26,114 | $552,134 | $263,860 |
| 5 | $840,474 | $21,806 | -$25,421 | $543,932 | $296,542 |
| 6 | $865,688 | $22,586 | -$24,704 | $535,167 | $330,521 |
| 7 | $891,659 | $23,392 | -$23,962 | $525,799 | $365,859 |
| 8 | $918,408 | $24,226 | -$23,194 | $515,789 | $402,619 |
| 9 | $945,961 | $25,087 | -$22,399 | $505,091 | $440,870 |
| 10 | $974,339 | $25,979 | -$21,577 | $493,658 | $480,681 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.