13330 SW 5th St

Miami, FL 33184 · single_family · For Sale · 83 days on market
Asking price$2,685,000
5 beds 4 baths 2,617 sqft
Suggested offer$1,096,366$1,588,634 above the est. market value of $1,096,366.
View on Realtor.com →
Listed by Carlos Serra · Royal Experience Realty Group
Typesingle_family
Built1981
Price / sqft$1026
Est. value (own analysis)$1,096,366
Rent estimate (own analysis)$5,813/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-06-12
Removed date
MLSMiamiMLS #A12035900
Coordinates25.76222, -80.41141
Address13330 SW 5th St
CityMiami
StateFL
Zip33184
Listing ID6561302493
Sourceus-real-estate-listings, cached 2026-09-02

ZIP market snapshot (33184)

Typical home value (ZHVI)$569,847
Typical rent (ZORI)$3,033/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$2,685,000
Down payment (20.0%)$537,000
Loan amount$2,148,000
Closing costs (5.0%)$134,250
Total cash to close$671,250
Rent (comp-derived)$5,813$69,750
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$69,750
Vacancy rate (assumption) assumption8.0%

$69,750 × 8.0% = $5,580

Effective gross income$5,348$64,170
Property tax (placeholder 1.9% of price)$4,251$51,015
Insurance (placeholder 0.8% of price)$1,790$21,480
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$291$3,488
Total operating expenses$6,332$75,983
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$64,170
Total operating expenses derived$75,983

$64,170 − $75,983 = -$11,813

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$2,148,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$2,148,000 amortized at 6.7% over 30 years = $13,804/mo

CapEx reserve (5.0% of GSR)$291$3,488
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived-$11,813
Annual debt service derived$165,644
Annual CapEx reserve assumption$3,488
Annual PMI assumption$0

(-$11,813 − $165,644 − $3,488 − $0) ÷ 12 = -$15,079

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived-$11,813
Purchase price data$2,685,000

-$11,813 ÷ $2,685,000 = -0.4%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$180,944
Total cash to close derived$671,250

-$180,944 ÷ $671,250 = -27.0%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived-$11,813
Annual debt service derived$165,644

-$11,813 ÷ $165,644 = -0.07

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$69,750
Purchase price data$2,685,000

($69,750 ÷ 12) ÷ $2,685,000 = 0.2%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$2,685,000
Gross scheduled rent (annual) comp$69,750

$2,685,000 ÷ $69,750 = 38.5

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$75,983
Effective gross income derived$64,170

$75,983 ÷ $64,170 = 118.4%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$75,983
Annual debt service derived$165,644
Annual PMI assumption$0
Gross scheduled rent (annual) comp$69,750

($75,983 + $165,644 + $0) ÷ $69,750 = 346.4%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family542,905$5,7252026-09-01
single_family533,002$12,0002026-08-19
single_family533,050$5,9992026-08-18
single_family532,480$3,8752026-08-15
single_family531,908$5,0002026-08-14
single_family532,176$9,0002026-08-13
single_family532,200$5,2502026-08-13
single_family542,323$5,7002026-08-06
single_family531,846$3,6002026-08-05
single_family532,547$7,9002026-07-20
single_family532,711$4,5502026-07-19
single_family532,781$14,5002026-07-18
single_family543,073$5,0002026-07-18
single_family582,326$8,2002026-07-13
single_family543,073$5,0002026-07-13
single_family532,733$6,3002026-07-12
single_family521,729$3,9502026-07-10
single_family533,001$5,2002026-07-07
single_family533,502$11,5002026-07-06
single_family543,294$5,9952026-08-24
single_family522,597$13,5002026-06-25
single_family543,518$13,9502026-06-17
single_family542,092$9,5002026-06-16
single_family543,082$8,0002026-07-31
single_family532,369$4,2502023-04-07
single_family532,376$3,680
single_family542,916$6,0002026-08-23
single_family532,946$5,000
single_family542,916$6,0002026-08-25
single_family532,589$4,795
single_family533,114$5,900
single_family521,974$5,000
single_family543,103$10,000
single_family532,719$4,750
single_family532,442$6,5002026-08-30
single_family531,971$3,8002026-08-27
single_family532,480$3,875
single_family532,446$7,0002026-09-01

15813 SW 140th St

Miami, 33196 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,905
Listed2026-09-01
Days on market

Asking rent: $5,725

View on Zillow →

5801 SW 44th Ter

Miami, 33155 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,002
Listed2026-08-19
Days on market

Asking rent: $12,000

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8250 SW 116th St

Miami, 33156 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,050
Listed2026-08-18
Days on market

Asking rent: $5,999

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15157 SW 95th St Unit 15157

Miami, 33196 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,480
Listed2026-08-15
Days on market

Asking rent: $3,875

View on Zillow →

14571 SW 160th Ct

Miami, 33196 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage1,908
Listed2026-08-14
Days on market

Asking rent: $5,000

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6790 SW 105th Ave

Miami, 33173 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,176
Listed2026-08-13
Days on market

Asking rent: $9,000

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2802 SW 149th Pl

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,200
Listed2026-08-13
Days on market

Asking rent: $5,250

View on Zillow →

9461 SW 62nd St

Miami, 33173 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,323
Listed2026-08-06
Days on market

Asking rent: $5,700

View on Zillow →

16354 SW 48th Ter

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage1,846
Listed2026-08-05
Days on market

Asking rent: $3,600

View on Zillow →

3654 SW 150th Ct

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,547
Listed2026-07-20
Days on market

Asking rent: $7,900

View on Zillow →

16119 SW 61st Ln

Miami, 33193 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,711
Listed2026-07-19
Days on market

Asking rent: $4,550

View on Zillow →

10425 SW 62nd St Unit 0

Miami, 33173 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,781
Listed2026-07-18
Days on market

Asking rent: $14,500

View on Zillow →

15639 SW 11th Ter

Miami, 33194 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,073
Listed2026-07-18
Days on market

Asking rent: $5,000

View on Zillow →

6790 SW 54th St

Miami, 33155 · rent comp

Bedrooms / bathrooms5 bd / 8 ba
Square footage2,326
Listed2026-07-13
Days on market

Asking rent: $8,200

View on Zillow →

15631 SW 11th Ter

Miami, 33194 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,073
Listed2026-07-13
Days on market

Asking rent: $5,000

View on Zillow →

4450 SW 164th Ave Unit 0

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,733
Listed2026-07-12
Days on market

Asking rent: $6,300

View on Zillow →

1820 SW 98th Ct

Miami, 33165 · rent comp

Bedrooms / bathrooms5 bd / 2 ba
Square footage1,729
Listed2026-07-10
Days on market

Asking rent: $3,950

View on Zillow →

15431 SW 39th Ter

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,001
Listed2026-07-07
Days on market

Asking rent: $5,200

View on Zillow →

14121 SW 97th Ave

Miami, 33176 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,502
Listed2026-07-06
Days on market

Asking rent: $11,500

View on Zillow →

15561 SW 31st Ln # 0

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,294
Listed2026-08-24
Days on market

Asking rent: $5,995

View on Zillow →

8480 SW 66th St Unit 0

Miami, 33143 · rent comp

Bedrooms / bathrooms5 bd / 2 ba
Square footage2,597
Listed2026-06-25
Days on market

Asking rent: $13,500

View on Zillow →

7300 SW 77th Ave

Miami, 33143 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,518
Listed2026-06-17
Days on market

Asking rent: $13,950

View on Zillow →

1920 SW 67th Ave

Miami, 33147 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,092
Listed2026-06-16
Days on market

Asking rent: $9,500

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13661 SW 160th Ct

Miami, 33196 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,082
Listed2026-07-31
Days on market

Asking rent: $8,000

View on Zillow →

9311 SW 38th St

Miami, 33165 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,369
Listed2023-04-07
Days on market

Asking rent: $4,250

View on Zillow →

16147 SW 143rd St

Miami, 33196 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,376
Listed
Days on market

Asking rent: $3,680

View on Zillow →

16237 SW 44th Ter Unit 0

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,916
Listed2026-08-23
Days on market

Asking rent: $6,000

View on Zillow →

15387 SW 21st Ln

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,946
Listed
Days on market

Asking rent: $5,000

View on Zillow →

16237 SW 44th Ter # 0

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,916
Listed2026-08-25
Days on market

Asking rent: $6,000

View on Zillow →

1522 SW 144th Ave

Miami, 33184 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,589
Listed
Days on market

Asking rent: $4,795

View on Zillow →

15051 SW 18th Ter

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,114
Listed
Days on market

Asking rent: $5,900

View on Zillow →

2120 SW 84th Ave

Miami, 33155 · rent comp

Bedrooms / bathrooms5 bd / 2 ba
Square footage1,974
Listed
Days on market

Asking rent: $5,000

View on Zillow →

450 NW 130th Ave

Miami, 33182 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,103
Listed
Days on market

Asking rent: $10,000

View on Zillow →

8877 SW 36th St

Miami, 33165 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,719
Listed
Days on market

Asking rent: $4,750

View on Zillow →

2216 SW 62nd Ave Unit 0

Miami, 33155 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,442
Listed2026-08-30
Days on market

Asking rent: $6,500

View on Zillow →

9851 SW 117th Ct

Miami, 33186 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage1,971
Listed2026-08-27
Days on market

Asking rent: $3,800

View on Zillow →

15157 SW 95th St # 0

Miami, 33196 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,480
Listed
Days on market

Asking rent: $3,875

View on Zillow →

2601 SW 143rd Ave

Miami, 33175 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,446
Listed2026-09-01
Days on market

Asking rent: $7,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
50 SW 130th Avesingle_family523,304$1,900,0002026-08-07
14040 SW 14th Stsingle_family543,263$1,451,0002026-01-27
14425 SW 13th Tersingle_family542,751$1,000,0002025-12-02
150 SW 123rd Avesingle_family543,406$3,625,0002025-10-31
28 SW 136th Plsingle_family532,880$880,0002025-10-31
996 SW 143rd Ctsingle_family541,882$740,0002025-10-30

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
320 SW 125th Avesingle_family563,919$3,250,000
1220 SW 139th Avesingle_family541,834$750,000
1013 SW 128th Avemobile54$155,000
551 SW 127th Avesingle_family532,191$1,900,000
1133 SW 130th Avemobile552,000$150,000
14405 SW 13th Tersingle_family542,751$1,395,000
827 SW 128th Avemobile5460,696$185,000
135 SW 125th Avesingle_family543,017$3,000,000

10-year hold projection

IRR-8.1%
Equity multiple-0.37x
Total return (10yr)-$567,955
YearProperty valueNOICash flowLoan balanceEquity
1$2,765,550-$11,813-$180,944$2,124,711$640,839
2$2,848,517-$11,787-$181,005$2,099,822$748,694
3$2,933,972-$11,751-$181,059$2,073,225$860,747
4$3,021,991-$11,705-$181,104$2,044,801$977,190
5$3,112,651-$11,647-$181,140$2,014,425$1,098,226
6$3,206,030-$11,577-$181,166$1,981,963$1,224,067
7$3,302,211-$11,494-$181,182$1,947,272$1,354,939
8$3,401,278-$11,398-$181,187$1,910,199$1,491,079
9$3,503,316-$11,289-$181,181$1,870,580$1,632,737
10$3,608,415-$11,164-$181,163$1,828,240$1,780,176
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.