14360 SW 126th Pl

Miami, FL 33186 · townhomes · Pending — under contract · 48 days on market
Asking price$390,000
3 beds 3 baths 1,466 sqft
View on Realtor.com →
Listed by Kimchi Thi Nguyen · All Pro Realty, Inc
Typetownhomes
Built1998
Price / sqft$266
Est. value (own analysis)$459,606
Rent estimate (own analysis)$3,100/mo
HOA$70/mo
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-07-17
Removed date
MLSBeachesMLS #B26053374
Coordinates25.63445, -80.39828
Address14360 SW 126th Pl
CityMiami
StateFL
Zip33186
Listing ID6561167950
Sourceus-real-estate-listings, cached 2026-09-02

ZIP market snapshot (33186)

Typical home value (ZHVI)$523,583
Typical rent (ZORI)$2,574/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$390,000
Down payment (20.0%)$78,000
Loan amount$312,000
Closing costs (5.0%)$19,500
Total cash to close$97,500
Rent (comp-derived)$3,100$37,200
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$37,200
Vacancy rate (assumption) assumption8.0%

$37,200 × 8.0% = $2,976

Effective gross income$2,852$34,224
Property tax (placeholder 1.9% of price)$618$7,410
Insurance (placeholder 0.8% of price)$260$3,120
HOA dues$70$840
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$155$1,860
Total operating expenses$1,103$13,230
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$34,224
Total operating expenses derived$13,230

$34,224 − $13,230 = $20,994

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$312,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$312,000 amortized at 6.7% over 30 years = $2,005/mo

CapEx reserve (5.0% of GSR)$155$1,860
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$20,994
Annual debt service derived$24,060
Annual CapEx reserve assumption$1,860
Annual PMI assumption$0

($20,994 − $24,060 − $1,860 − $0) ÷ 12 = -$411

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$20,994
Purchase price data$390,000

$20,994 ÷ $390,000 = 5.4%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$4,926
Total cash to close derived$97,500

-$4,926 ÷ $97,500 = -5.1%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$20,994
Annual debt service derived$24,060

$20,994 ÷ $24,060 = 0.87

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$37,200
Purchase price data$390,000

($37,200 ÷ 12) ÷ $390,000 = 0.8%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$390,000
Gross scheduled rent (annual) comp$37,200

$390,000 ÷ $37,200 = 10.5

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$13,230
Effective gross income derived$34,224

$13,230 ÷ $34,224 = 38.7%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$13,230
Annual debt service derived$24,060
Annual PMI assumption$0
Gross scheduled rent (annual) comp$37,200

($13,230 + $24,060 + $0) ÷ $37,200 = 100.2%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
townhomes331,214$2,9002026-08-20
townhomes331,678$3,5002026-08-19
townhomes331,758$3,2002026-08-19
townhomes321,225$3,2002026-08-18
townhomes321,225$2,9752026-08-17
townhomes331,466$3,2002026-08-12
townhomes331,300$2,6002026-08-11
townhomes321,392$3,0002026-08-10
townhomes321,225$2,9002026-08-09
townhomes331,602$3,4002026-08-08
townhomes321,209$2,8502026-08-06
townhomes331,382$3,3502026-08-06
townhomes331,588$3,4002026-08-06
townhomes321,104$2,7502026-07-24
townhomes331,150$2,5002026-07-22
townhomes331,678$3,5002026-07-16
townhomes331,678$3,5002026-07-16
townhomes331,834$3,5002026-06-28
townhomes331,746$3,3002026-06-22
townhomes331,150$2,5002026-06-21
townhomes331,780$3,4502026-05-28
townhomes321,546$3,2002026-05-14
townhomes331,452$3,0002026-05-12
townhomes331,452$3,0002026-08-04
townhomes331,150$2,4502026-08-04
townhomes331,466$3,3502026-08-04
townhomes321,592$2,9502026-08-03
townhomes331,150$3,2002026-08-24
townhomes321,015$3,000
townhomes331,150$2,5502026-07-22
townhomes331,908$3,3002026-08-29
townhomes321,446$3,3002026-08-31
townhomes321,611$2,9002026-09-01
townhomes331,150$2,5502026-08-31

13037 SW 88th Ln Unit 204A

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,214
Listed2026-08-20
Days on market

Asking rent: $2,900

View on Zillow →

10543 SW 118th Ave Unit 10543

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,678
Listed2026-08-19
Days on market

Asking rent: $3,500

View on Zillow →

12822 SW 135th St Unit 12822

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,758
Listed2026-08-19
Days on market

Asking rent: $3,200

View on Zillow →

11942 SW 122nd Pl

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,225
Listed2026-08-18
Days on market

Asking rent: $3,200

View on Zillow →

11916 SW 123rd Pl

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,225
Listed2026-08-17
Days on market

Asking rent: $2,975

View on Zillow →

14333 SW 125th Ct

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,466
Listed2026-08-12
Days on market

Asking rent: $3,200

View on Zillow →

14379 SW 120th Ct Unit 5-7

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,300
Listed2026-08-11
Days on market

Asking rent: $2,600

View on Zillow →

11840 SW 99th St Unit 11840

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,392
Listed2026-08-10
Days on market

Asking rent: $3,000

View on Zillow →

10953 SW 122nd Ct

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,225
Listed2026-08-09
Days on market

Asking rent: $2,900

View on Zillow →

12472 SW 123rd St

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,602
Listed2026-08-08
Days on market

Asking rent: $3,400

View on Zillow →

11720 SW 103rd Ln

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,209
Listed2026-08-06
Days on market

Asking rent: $2,850

View on Zillow →

11838 SW 99th St Unit 11838

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,382
Listed2026-08-06
Days on market

Asking rent: $3,350

View on Zillow →

11712 SW 91st Ter

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,588
Listed2026-08-06
Days on market

Asking rent: $3,400

View on Zillow →

12220 SW 111th Ter Unit 12220

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,104
Listed2026-07-24
Days on market

Asking rent: $2,750

View on Zillow →

14367 SW 120th Ct Unit 3-7

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,150
Listed2026-07-22
Days on market

Asking rent: $2,500

View on Zillow →

10468 SW 118th Ave

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,678
Listed2026-07-16
Days on market

Asking rent: $3,500

View on Zillow →

10602 SW 118th Ave Unit 10602

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,678
Listed2026-07-16
Days on market

Asking rent: $3,500

View on Zillow →

9703 SW 142nd Ct

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,834
Listed2026-06-28
Days on market

Asking rent: $3,500

View on Zillow →

12361 SW 123rd Ter

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,746
Listed2026-06-22
Days on market

Asking rent: $3,300

View on Zillow →

14169 SW 120th Ct Unit 7-13

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,150
Listed2026-06-21
Days on market

Asking rent: $2,500

View on Zillow →

9099 SW 133rd Ct Apt E

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,780
Listed2026-05-28
Days on market

Asking rent: $3,450

View on Zillow →

14530 SW 142nd Court Cir

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,546
Listed2026-05-14
Days on market

Asking rent: $3,200

View on Zillow →

12172 SW 124th Path

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,452
Listed2026-05-12
Days on market

Asking rent: $3,000

View on Zillow →

12392 SW 124th Ter

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,452
Listed2026-08-04
Days on market

Asking rent: $3,000

View on Zillow →

14391 SW 120th Ct Unit 7-7

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,150
Listed2026-08-04
Days on market

Asking rent: $2,450

View on Zillow →

12432 SW 94th Ln

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,466
Listed2026-08-04
Days on market

Asking rent: $3,350

View on Zillow →

8999 SW 133rd Ct Apt B

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,592
Listed2026-08-03
Days on market

Asking rent: $2,950

View on Zillow →

14325 SW 121st Pl Unit 5

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,150
Listed2026-08-24
Days on market

Asking rent: $3,200

View on Zillow →

11101 SW 122nd Ct

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,015
Listed
Days on market

Asking rent: $3,000

View on Zillow →

14124 SW 121st Pl Unit 3-26

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,150
Listed2026-07-22
Days on market

Asking rent: $2,550

View on Zillow →

13380 SW 91st Ter Apt D

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,908
Listed2026-08-29
Days on market

Asking rent: $3,300

View on Zillow →

13340 SW 90th Ter Apt F

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,446
Listed2026-08-31
Days on market

Asking rent: $3,300

View on Zillow →

12232 SW 148 Ter Unit 12232

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,611
Listed2026-09-01
Days on market

Asking rent: $2,900

View on Zillow →

12174 SW 143rd Ln Unit 11-4

Miami, 33186 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,150
Listed2026-08-31
Days on market

Asking rent: $2,550

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
12354 SW 124th Pathtownhomes331,452$510,0002026-08-31
14213 SW 94th Cir Ln Unit 104-8townhomes331,462$390,0002026-08-28
12857 SW 134th Sttownhomes331,670$510,0002026-08-27
14709 SW 117th Avetownhomes321,400$425,0002026-08-25
12819 SW 133rd Sttownhomes331,758$520,0002026-08-24
13257 SW 142nd Tertownhomes331,547$550,0002026-08-19
12439 SW 125th St Unit 12439townhomes331,602$515,0002026-08-19
10210 SW 137th Cttownhomes321,668$520,0002026-08-18
11126 SW 134th Pltownhomes321,327$450,0002026-08-17
12454 SW 123rd Sttownhomes331,602$499,0002026-08-13
14613 SW 117th Avetownhomes32$440,0002026-08-12
13702 SW 101st Tertownhomes321,491$465,0002026-08-11
13724 SW 115th Lntownhomes331,728$480,0002026-08-10
12984 SW 134th Tertownhomes321,670$196,0002026-08-10
12230 SW 123rd Passtownhomes331,793$517,0002026-08-07
12216 SW 110th Lntownhomes311,050$409,0002026-08-06
12751 SW 133rd Sttownhomes331,670$520,0002026-08-04
12364 SW 94th Tertownhomes331,484$495,0002026-08-03
11741 SW 122nd Cttownhomes321,225$365,0002026-07-30
12371 SW 94th Lntownhomes321,250$493,0002026-07-30
12345 SW 94th Tertownhomes331,671$475,0002026-07-28
11765 SW 91st Tertownhomes321,588$635,0002026-07-22
11751 SW 137th Pltownhomes321,929$570,0002026-07-22
11760 SW 103rd Lntownhomes331,344$535,0002026-07-22
13741 SW 118th Tertownhomes321,929$570,0002026-07-21
12530 SW 94th Lntownhomes331,614$510,0002026-07-16
12104 SW 110th Street Cir Stownhomes321,104$489,0002026-07-15
12826 SW 134th Sttownhomes321,564$490,0002026-07-09
13860 SW 102nd Tertownhomes321,401$518,0002026-07-08
14551 SW 142nd Court Cirtownhomes331,546$485,0002026-07-07
11310 SW 122nd Pl Unit 11310townhomes321,104$434,5002026-07-07
12837 SW 132nd Tertownhomes321,564$390,0002026-07-07
12785 SW 131st Tertownhomes331,660$520,0002026-07-02
10045 SW 137 Ct Unit 10045townhomes331,488$545,0002026-06-22
12523 SW 121st Waytownhomes331,452$512,0002026-06-16
9434 SW 123rd Avenue Cttownhomes331,671$485,0002026-06-15
10335 SW 137th Cttownhomes331,819$565,0002026-06-15
12566 SW 126th Avetownhomes331,602$500,0002026-06-12
11864 SW 97th Tertownhomes321,382$475,0002026-06-11
11906 SW 110th Street Cir Etownhomes321,225$469,9992026-06-10
12542 SW 126th Avetownhomes321,452$545,0002026-06-05
11758 SW 92nd Tertownhomes331,721$610,0002026-06-04
12702 SW 151st Lntownhomes321,190$450,0002026-06-04

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
14512 SW 139th Avenue Cir Wsingle_family321,796$559,900
12354 SW 124th Pathtownhomes331,452$520,000
10315 SW 129th Ctsingle_family332,017$875,000
10240 SW 137th Cttownhomes321,097$498,000
12244 SW 123rd Pltownhomes331,968$580,000
14255 SW 96th Tertownhomes331,834$599,000
12916 SW 150th Tersingle_family321,293$595,000
13045 SW 88th Ln Unit 104Acondos321,233$320,000

10-year hold projection

IRR7.3%
Equity multiple2.15x
Total return (10yr)$163,254
YearProperty valueNOICash flowLoan balanceEquity
1$401,700$20,994-$4,926$308,617$93,083
2$413,751$21,690-$4,277$305,002$108,749
3$426,164$22,408-$3,606$301,139$125,025
4$438,948$23,150-$2,913$297,010$141,938
5$452,117$23,916-$2,197$292,598$159,519
6$465,680$24,706-$1,458$287,883$177,798
7$479,651$25,523-$695$282,844$196,807
8$494,040$26,365$94$277,459$216,582
9$508,862$27,234$908$271,704$237,158
10$524,127$28,132$1,749$265,554$258,574
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.