1660 NE 174th St
North Miami Beach, FL 33162 · single_family · For Sale · 175 days on market
Asking price$499,999
2 beds 2 baths 1,373 sqft
Listed by Jorge Zea · Blue Lighthouse Realty
Typesingle_family
Built1955
Price / sqft$364
Est. value (own analysis)$578,621
Rent estimate (own analysis)$2,850/mo
HOANone
1 / 3
Show every detail
Statusfor_sale
Listed date2026-03-11
Removed date—
MLSBeachesMLS #F10421135
Coordinates25.93565, -80.16718
Address1660 NE 174th St
CityNorth Miami Beach
StateFL
Zip33162
Listing ID6553074454
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33162)
Typical home value (ZHVI)$472,330
Typical rent (ZORI)$2,262/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $499,999 |
| Down payment (20.0%) | $100,000 |
| Loan amount | $399,999 |
| Closing costs (5.0%) | $25,000 |
| Total cash to close | $125,000 |
| Income | |
| Rent (comp-derived) | $2,850$34,200 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,622$31,464 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $792$9,500 |
| Insurance (placeholder 0.8% of price) | $333$4,000 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $143$1,710 |
| Total operating expenses | $1,268$15,210 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $143$1,710 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 2 | 3 | 1,300 | $2,600 | — | — | |
| single_family | 2 | 2 | 1,637 | $2,800 | 2026-08-14 | — | |
| single_family | 2 | 1 | 1,300 | $2,400 | 2026-05-26 | — | |
| single_family | 2 | 1 | 1,184 | $2,400 | 2026-08-03 | — | |
| single_family | 2 | 1 | 897 | $2,900 | 2026-08-17 | — | |
| single_family | 2 | 2 | 1,316 | $3,175 | 2026-06-27 | — | |
| single_family | 2 | 2 | 1,684 | $3,000 | 2026-08-11 | — | |
| single_family | 2 | 2 | 900 | $3,000 | 2026-08-31 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 15250 NE 2nd Ave | single_family | 2 | 2 | 1,025 | $465,000 | 2026-08-21 |
| 345 NE 168th St | single_family | 2 | 1 | 702 | $195,000 | 2026-08-17 |
| 1635 NE 160th St | single_family | 2 | 1 | 976 | $430,000 | 2026-08-14 |
| 1991 NE 178th St | single_family | 2 | 1 | 880 | $430,000 | 2026-08-11 |
| 651 NE 172nd St | single_family | 2 | 1 | 2,237 | $1,449,000 | 2026-08-07 |
| 15206 NE 8th Ave | single_family | 2 | 1 | 850 | $510,000 | 2026-07-24 |
| 190 NE 173rd St | single_family | 2 | 2 | 1,513 | $700,000 | 2026-07-24 |
| 1432 NE 181st St | single_family | 2 | 2 | 1,356 | $499,900 | 2026-07-24 |
| 1070 NE 158th St | single_family | 2 | 1 | 988 | $470,000 | 2026-07-20 |
| 2041 NE 182nd St | single_family | 2 | 2 | 1,034 | $510,000 | 2026-07-20 |
| 315 NE 160th Ter | single_family | 2 | 1 | 1,513 | $650,000 | 2026-07-16 |
| 271 NE 169th St | single_family | 2 | 1 | 910 | $330,000 | 2026-07-10 |
| 1960 NE 181st St | single_family | 2 | 1 | 786 | $352,500 | 2026-06-23 |
| 1554 NE 154th Ter | single_family | 2 | 1 | 812 | $329,000 | 2026-06-16 |
| 1545 NE 154th Ter | single_family | 2 | 1 | 1,040 | $13,851,000 | 2026-06-10 |
| 2148 NE 181st St | single_family | 2 | 1 | 1,400 | $590,000 | 2026-06-04 |
| 1455 NE 180th St | single_family | 2 | 1 | 880 | $450,000 | 2026-05-28 |
| 70 NE 152nd St | single_family | 2 | 1 | 1,532 | $520,000 | 2026-05-22 |
| 1664 NE 179th St | single_family | 2 | 1 | 1,254 | $430,000 | 2026-05-20 |
| 17831 NE 13th Ave | single_family | 2 | 1 | 1,454 | $475,000 | 2026-05-11 |
| 16065 NE 8th Ave | single_family | 2 | 1 | 1,554 | $360,000 | 2026-04-28 |
| 1101 NE 171st St | single_family | 2 | 2 | 1,378 | $807,500 | 2026-04-23 |
| 17002 NE 3rd Ct | single_family | 2 | 1 | 855 | $451,800 | 2026-04-22 |
| 1487 NE 179th St | single_family | 2 | 1 | 1,184 | $460,000 | 2026-04-15 |
| 15725 NE 11th Ct | single_family | 2 | 1 | 1,243 | $402,000 | 2026-04-14 |
| 16101 NE 8th Ave | single_family | 2 | 1 | 1,050 | $500,000 | 2026-04-10 |
| 15770 NE 18th Ct | single_family | 2 | 1 | 830 | $365,000 | 2026-03-23 |
| 1951 NE 178th St | single_family | 2 | 1 | 1,338 | $266,000 | 2026-03-16 |
| 1870 NE 179th St | single_family | 2 | 1 | 1,184 | $395,000 | 2026-02-10 |
| 1499 NE 174th St | single_family | 2 | 2 | 1,676 | $529,500 | 2026-01-28 |
| 1260 NE 155th St | single_family | 2 | 2 | 1,000 | $340,000 | 2026-01-16 |
| 1340 NE 159th St | single_family | 2 | 1 | 871 | $375,000 | 2026-01-16 |
| 275 NE 173rd St | single_family | 2 | 2 | 1,198 | $485,000 | 2026-01-14 |
| 1101 NE 182nd St | single_family | 2 | 1 | 1,234 | $650,000 | 2026-01-05 |
| 685 NE 180th St | single_family | 2 | 1 | 1,634 | $645,000 | 2025-12-31 |
| 28 NE 164th St | single_family | 2 | 1 | 1,360 | $530,000 | 2025-12-29 |
| 1600 NE 175th St | single_family | 2 | 1 | 842 | $558,000 | 2025-12-12 |
| 1980 NE 159th St | single_family | 2 | 1 | 805 | $490,000 | 2025-12-08 |
| 1095 NE 155th St | single_family | 2 | 1 | 1,220 | $325,000 | 2025-11-25 |
| 2039 NE 172nd St | single_family | 2 | 2 | 1,600 | $453,000 | 2025-11-25 |
| 1460 NE 173rd St | single_family | 2 | 1 | 1,184 | $425,000 | 2025-11-18 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 1520 NE 151st St Apt 103 | townhomes | 2 | 2 | 1,075 | $320,000 | — |
| 1560 NE 151st St Apt 102 | townhomes | 2 | 2 | 1,075 | $320,000 | — |
| 16901 NE 13th Ave Apt 303 | condos | 2 | 2 | 960 | $119,000 | — |
| 1500 NE 151st St Apt 104 | townhomes | 2 | 2 | 1,086 | $320,000 | — |
| 2040 NE 163rd St Ph 2505 | condos | 2 | 2 | 1,022 | $1,130,600 | — |
| 2040 NE 163rd St Ph 2511 | condos | 2 | 2 | — | $1,412,300 | — |
| 1355 NE 167th St Apt 115 | condos | 2 | 1 | 883 | $109,900 | — |
| 15205 NE 6th Ave Apt D111 | condos | 2 | 2 | 920 | $175,000 | — |
10-year hold projection
IRR1.4%
Equity multiple1.23x
Total return (10yr)$94,182
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $514,999 | $16,254 | -$16,302 | $395,662 | $119,337 |
| 2 | $530,449 | $16,818 | -$15,781 | $391,028 | $139,421 |
| 3 | $546,362 | $17,400 | -$15,242 | $386,075 | $160,288 |
| 4 | $562,753 | $18,002 | -$14,685 | $380,782 | $181,972 |
| 5 | $579,636 | $18,624 | -$14,109 | $375,125 | $204,511 |
| 6 | $597,025 | $19,267 | -$13,514 | $369,080 | $227,945 |
| 7 | $614,936 | $19,931 | -$12,898 | $362,620 | $252,316 |
| 8 | $633,384 | $20,617 | -$12,262 | $355,716 | $277,667 |
| 9 | $652,385 | $21,326 | -$11,604 | $348,339 | $304,047 |
| 10 | $671,957 | $22,058 | -$10,923 | $340,454 | $331,503 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.