| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $435,000 |
| Down payment (20.0%) | $87,000 |
| Loan amount | $348,000 |
| Closing costs (5.0%) | $21,750 |
| Total cash to close | $108,750 |
| Income | |
| Rent (comp-derived) | $1,999$23,988 |
| Vacancy loss (8.0%) | |
| Effective gross income | $1,839$22,069 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $689$8,265 |
| Insurance (placeholder 0.8% of price) | $290$3,480 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $100$1,199 |
| Total operating expenses | $1,079$12,944 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $100$1,199 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 2 | 1 | 900 | $1,700 | 2026-06-23 | — | |
| single_family | 2 | 1 | 980 | $1,950 | 2026-08-04 | — | |
| single_family | 2 | 1 | 998 | $2,800 | 2026-08-02 | — | |
| single_family | 2 | 1 | 665 | $2,000 | 2026-03-05 | — | |
| single_family | 2 | 1 | 1,001 | $1,999 | 2026-03-16 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 9025 NW 9th Ct | single_family | 2 | 1 | 958 | $300,000 | 2026-08-18 |
| 560 NW 97th St | single_family | 2 | 1 | 850 | $405,000 | 2026-08-07 |
| 9100 N Miami Ave | single_family | 2 | 1 | 1,367 | $623,438 | 2026-08-04 |
| 9760 NW 8th Ave | single_family | 2 | 1 | 1,224 | $230,000 | 2026-08-04 |
| 8012 NW 10th Ct | single_family | 2 | 1 | 1,014 | $469,000 | 2026-08-03 |
| 768 NW 65th St | single_family | 2 | 1 | 994 | $315,000 | 2026-07-31 |
| 432 NW 103rd St | single_family | 2 | 1 | 1,046 | $565,000 | 2026-07-20 |
| 579 NW 102nd St | single_family | 2 | 1 | 1,052 | $435,000 | 2026-07-13 |
| 783 NW 98th St | single_family | 2 | 1 | 1,538 | $460,000 | 2026-07-08 |
| 513 NW 99th St | single_family | 2 | 1 | 884 | $420,000 | 2026-07-02 |
| 274 NW 92nd St | single_family | 2 | 1 | 1,373 | $799,000 | 2026-07-01 |
| 743 NW 77th Ter | single_family | 2 | 1 | 1,023 | $493,000 | 2026-06-01 |
| 545 NW 77th St | single_family | 2 | 1 | 955 | $375,000 | 2026-05-27 |
| 7740 NW 9th Ave | single_family | 2 | 1 | 1,354 | $395,000 | 2026-05-22 |
| 935 NW 75th St | single_family | 2 | 1 | 1,134 | $240,000 | 2026-05-15 |
| 180 NW 69th St | single_family | 2 | 1 | 1,178 | $550,000 | 2026-05-13 |
| 289 NW 92nd St | single_family | 2 | 1 | 1,326 | $885,000 | 2026-05-12 |
| 8980 NW 5th Ave | single_family | 2 | 1 | 1,466 | $420,000 | 2026-05-06 |
| 1083 NW 74th St | single_family | 2 | 1 | 1,062 | $335,000 | 2026-05-01 |
| 6400 NW Miami Pl | single_family | 2 | 1 | 1,055 | $250,000 | 2026-04-30 |
| 166 NW 100th Ter | single_family | 2 | 1 | 1,327 | $850,000 | 2026-04-17 |
| 9301 NW 2nd Pl | single_family | 2 | 1 | 1,037 | $889,000 | 2026-03-31 |
| 1043 NW 75th St | single_family | 2 | 1 | 775 | $325,000 | 2026-03-18 |
| 751 NW 64th St | single_family | 2 | 1 | 1,021 | $247,648 | 2026-03-12 |
| 125 NW 100th Ter | single_family | 2 | 2 | 1,415 | $876,000 | 2026-03-03 |
| 20 NW 93rd St | single_family | 2 | 1 | 1,225 | $880,000 | 2026-02-25 |
| 247 NW 97th St | single_family | 2 | 1 | 780 | $321,000 | 2026-02-20 |
| 273 NW 92nd St | single_family | 2 | 1 | 1,056 | $730,000 | 2026-02-17 |
| 761 NW 74th St | single_family | 2 | 1 | 1,374 | $395,000 | 2026-02-06 |
| 8721 N Miami Ave | single_family | 2 | 2 | 1,263 | $490,000 | 2026-02-06 |
| 524 NW 88th St | single_family | 2 | 1 | 960 | $515,000 | 2026-01-26 |
| 9674 NW 10th Ave Lot H830 | single_family | 2 | 1 | 672 | $1,000 | 2026-01-22 |
| 45 NW 96th St | single_family | 2 | 2 | 1,928 | $1,610,000 | 2025-12-22 |
| 68 NW 97th St | single_family | 2 | 1 | 1,192 | $1,100,000 | 2025-12-02 |
| 427 NW 82nd Ter | single_family | 2 | 1 | 1,280 | $530,000 | 2025-11-21 |
| 150 NW 68th St | single_family | 2 | 1 | 1,058 | $260,000 | 2025-11-18 |
| 401 NW 104th St | single_family | 2 | 1 | 1,486 | $240,000 | 2025-11-04 |
| 627 NW 69th St | single_family | 2 | 1 | 1,668 | $245,000 | 2025-10-01 |
| 29 NW 96th St | single_family | 2 | 1 | 1,396 | $1,190,000 | 2025-09-26 |
| 527 NW 97th St | single_family | 2 | 1 | 760 | $250,000 | 2025-09-25 |
| 118 NW 100th Ter | single_family | 2 | 2 | 1,065 | $740,000 | 2025-09-18 |
| 10633 NW 6th Ave | single_family | 2 | 1 | 1,295 | $350,000 | 2025-09-12 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 6545 NW 6th Ave | single_family | 2 | 1 | 650 | $535,000 | — |
| 743 NW 63rd St | single_family | 2 | 1 | 1,677 | $399,000 | — |
| 180 NW 67th St | single_family | 2 | 1 | 1,001 | $499,000 | — |
| 111 NW 64th St | single_family | 2 | 1 | 1,364 | $480,000 | — |
| 436 NW 84th Ter Unit 436 | townhomes | 2 | 1 | 930 | $165,000 | — |
| 545 NW 81st St | multi_family | 2 | 2 | 1,692 | $499,900 | — |
| 265 NW 80th St | single_family | 2 | 1 | 858 | $230,000 | — |
| single_family | 2 | 1 | 1,182 | $520,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $448,050 | $9,125 | -$18,911 | $344,227 | $103,823 |
| 2 | $461,492 | $9,463 | -$18,602 | $340,195 | $121,297 |
| 3 | $475,336 | $9,813 | -$18,283 | $335,886 | $139,451 |
| 4 | $489,596 | $10,176 | -$17,952 | $331,281 | $158,316 |
| 5 | $504,284 | $10,551 | -$17,609 | $326,359 | $177,925 |
| 6 | $519,413 | $10,939 | -$17,255 | $321,100 | $198,312 |
| 7 | $534,995 | $11,340 | -$16,887 | $315,480 | $219,515 |
| 8 | $551,045 | $11,755 | -$16,507 | $309,474 | $241,571 |
| 9 | $567,576 | $12,185 | -$16,113 | $303,055 | $264,521 |
| 10 | $584,604 | $12,629 | -$15,705 | $296,196 | $288,408 |