10272 NW 75th Ter

Doral, FL 33178 · single_family · Pending — under contract · 154 days on market
Asking price$2,100,000
6 beds 7 baths 4,874 sqft
View on Realtor.com →
Listed by Armando Javier · Jasal Int'l Realty
Typesingle_family
Built2016
Price / sqft$431
Est. value (own analysis)$2,615,250
Rent estimate (own analysis)$14,000/mo
HOA$1,050/mo
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Neighborhood

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Statusfor_sale
Listed date2026-04-01
Removed date
MLSMiamiMLS #A11993290
Coordinates25.84224, -80.36449
Address10272 NW 75th Ter
CityDoral
StateFL
Zip33178
Listing ID6545392561
Sourceus-real-estate-listings, cached 2026-09-02

ZIP market snapshot (33178)

Typical home value (ZHVI)$558,055
Typical rent (ZORI)$2,961/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$2,100,000
Down payment (20.0%)$420,000
Loan amount$1,680,000
Closing costs (5.0%)$105,000
Total cash to close$525,000
Rent (comp-derived)$14,000$168,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$168,000
Vacancy rate (assumption) assumption8.0%

$168,000 × 8.0% = $13,440

Effective gross income$12,880$154,560
Property tax (placeholder 1.9% of price)$3,325$39,900
Insurance (placeholder 0.8% of price)$1,400$16,800
HOA dues$1,050$12,600
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$700$8,400
Total operating expenses$6,475$77,700
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$154,560
Total operating expenses derived$77,700

$154,560 − $77,700 = $76,860

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,680,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,680,000 amortized at 6.7% over 30 years = $10,796/mo

CapEx reserve (5.0% of GSR)$700$8,400
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$76,860
Annual debt service derived$129,554
Annual CapEx reserve assumption$8,400
Annual PMI assumption$0

($76,860 − $129,554 − $8,400 − $0) ÷ 12 = -$5,091

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$76,860
Purchase price data$2,100,000

$76,860 ÷ $2,100,000 = 3.7%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$61,094
Total cash to close derived$525,000

-$61,094 ÷ $525,000 = -11.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$76,860
Annual debt service derived$129,554

$76,860 ÷ $129,554 = 0.59

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$168,000
Purchase price data$2,100,000

($168,000 ÷ 12) ÷ $2,100,000 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$2,100,000
Gross scheduled rent (annual) comp$168,000

$2,100,000 ÷ $168,000 = 12.5

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$77,700
Effective gross income derived$154,560

$77,700 ÷ $154,560 = 50.3%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$77,700
Annual debt service derived$129,554
Annual PMI assumption$0
Gross scheduled rent (annual) comp$168,000

($77,700 + $129,554 + $0) ÷ $168,000 = 123.4%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family674,874$10,5002026-07-17
single_family674,119$11,5002026-08-03
single_family674,874$25,0002026-01-30
single_family674,874$12,0002026-05-08
single_family674,119$18,0002026-08-07
single_family674,874$16,0002026-06-06

10250 NW 74th Ter Unit 0

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,874
Listed2026-07-17
Days on market

Asking rent: $10,500

View on Zillow →

7509 NW 99th Ave

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,119
Listed2026-08-03
Days on market

Asking rent: $11,500

View on Zillow →

7451 NW 103rd Ct Unit 0

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,874
Listed2026-01-30
Days on market

Asking rent: $25,000

View on Zillow →

10289 NW 75th Ter Unit 10289

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,874
Listed2026-05-08
Days on market

Asking rent: $12,000

View on Zillow →

7515 NW 99th Ave

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,119
Listed2026-08-07
Days on market

Asking rent: $18,000

View on Zillow →

10286 NW 75th Ter

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,874
Listed2026-06-06
Days on market

Asking rent: $16,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
10762 NW 71st Stsingle_family653,052$1,725,0002026-08-28
11163 NW 71st Tersingle_family643,548$2,020,0002026-07-23
9449 NW 54th Doral Cir Lnsingle_family664,542$3,650,0002026-06-08
5194 NW 106th Avesingle_family653,305$1,300,0002026-05-26
10292 NW 75th Tersingle_family674,874$2,030,0002026-04-14
10220 NW 74th Tersingle_family674,874$2,050,0002026-01-12
7064 NW 113th Plsingle_family643,541$1,900,0002025-10-21

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
7509 NW 99th Avesingle_family674,119$1,865,000
7541 NW 100th Avesingle_family674,306$1,799,000
10229 NW 74th Tersingle_family674,874$2,325,000
6914 NW 113th Plsingle_family643,541$1,890,000
7451 NW 103rd Ctsingle_family674,874$3,399,000
10762 NW 71st Stsingle_family653,052$1,794,000
7515 NW 99th Avesingle_family674,119$1,890,000

10-year hold projection

IRR2.5%
Equity multiple1.40x
Total return (10yr)$484,026
YearProperty valueNOICash flowLoan balanceEquity
1$2,163,000$76,860-$61,094$1,661,785$501,215
2$2,227,890$79,554-$58,609$1,642,319$585,571
3$2,294,727$82,339-$56,040$1,621,517$673,210
4$2,363,569$85,217-$53,382$1,599,286$764,283
5$2,434,476$88,192-$50,633$1,575,528$858,947
6$2,507,510$91,267-$47,790$1,550,139$957,371
7$2,582,735$94,445-$44,850$1,523,007$1,059,729
8$2,660,217$97,728-$41,810$1,494,011$1,166,206
9$2,740,024$101,122-$38,666$1,463,024$1,277,000
10$2,822,224$104,629-$35,415$1,429,909$1,392,316
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.