8526 NW 108th Ave Unit 8526

Doral, FL 33178 · townhomes · For Sale · 28 days on market
Asking price$850,000
5 beds 4 baths 2,557 sqft
View on Realtor.com →
Listed by Jaime Bermeo · Lesel Realty LLC
Typetownhomes
Built2005
Price / sqft$332
Est. value (own analysis)$864,496
Rent estimate (Zillow ZIP avg)$2,961/mo
HOA$374/mo
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-08-05
Removed date
MLSMiamiMLS #A12055755
Coordinates25.85092, -80.37290
Address8526 NW 108th Ave Unit 8526
CityDoral
StateFL
Zip33178
Listing ID6520618355
Sourceus-real-estate-listings, cached 2026-09-02

ZIP market snapshot (33178)

Typical home value (ZHVI)$558,055
Typical rent (ZORI)$2,961/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$850,000
Down payment (20.0%)$170,000
Loan amount$680,000
Closing costs (5.0%)$42,500
Total cash to close$212,500
Rent (ZIP avg, ZORI — not bedroom-specific)$2,961$35,534
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$35,534
Vacancy rate (assumption) assumption8.0%

$35,534 × 8.0% = $2,843

Effective gross income$2,724$32,691
Property tax (placeholder 1.9% of price)$1,346$16,150
Insurance (placeholder 0.8% of price)$567$6,800
HOA dues$374$4,488
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$148$1,777
Total operating expenses$2,435$29,215
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$32,691
Total operating expenses derived$29,215

$32,691 − $29,215 = $3,476

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$680,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$680,000 amortized at 6.7% over 30 years = $4,370/mo

CapEx reserve (5.0% of GSR)$148$1,777
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$3,476
Annual debt service derived$52,438
Annual CapEx reserve assumption$1,777
Annual PMI assumption$0

($3,476 − $52,438 − $1,777 − $0) ÷ 12 = -$4,228

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$3,476
Purchase price data$850,000

$3,476 ÷ $850,000 = 0.4%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$50,739
Total cash to close derived$212,500

-$50,739 ÷ $212,500 = -23.9%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$3,476
Annual debt service derived$52,438

$3,476 ÷ $52,438 = 0.07

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$35,534
Purchase price data$850,000

($35,534 ÷ 12) ÷ $850,000 = 0.3%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$850,000
Gross scheduled rent (annual) comp$35,534

$850,000 ÷ $35,534 = 23.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$29,215
Effective gross income derived$32,691

$29,215 ÷ $32,691 = 89.4%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$29,215
Annual debt service derived$52,438
Annual PMI assumption$0
Gross scheduled rent (annual) comp$35,534

($29,215 + $52,438 + $0) ÷ $35,534 = 229.8%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
townhomes532,355$4,5002026-07-30

11271 NW 75th Ln

Doral, 33178 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,355
Listed2026-07-30
Days on market

Asking rent: $4,500

View on Zillow →

Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
10723 NW 85th Ter Unit 2-38townhomes331,462$435,0002026-08-27
10738 NW 80th Lntownhomes331,511$560,0002026-08-25
10183 NW 43rd Tertownhomes431,861$650,0002026-08-24
7903 NW 105th Avetownhomes442,020$815,0002026-08-21
11507 NW 77th Sttownhomes331,690$550,0002026-08-20
8766 NW 112th Pathtownhomes331,650$545,0002026-08-19
5230 NW 109th Ave Apt 7townhomes331,380$529,0002026-08-18
5820 NW 104th Cttownhomes432,206$780,0002026-08-14
10412 NW 63rd Tertownhomes321,908$810,0002026-08-14
8678 NW 113th Cttownhomes321,589$620,0002026-08-14
6642 NW 103rd Pkwytownhomes321,692$685,0002026-08-11
5779 NW 116th Ave Apt 104townhomes331,420$430,0002026-08-10
10788 NW 76th Lntownhomes322,062$650,0002026-08-07
7838 NW 109th Pathtownhomes321,683$510,0002026-08-07
11042 NW 43rd Tertownhomes331,590$530,0002026-08-05
7221 NW 103rd Pathtownhomes331,743$715,0002026-08-05
10832 NW 84th Sttownhomes442,249$740,0002026-08-04
5725 NW 114th Path Apt 114townhomes331,420$465,0002026-08-03
6471 NW 103rd Psgetownhomes331,720$675,0002026-08-01
6141 NW 115th Pl Apt 362townhomes331,210$370,0002026-07-31
5208 NW 103rd Avetownhomes331,898$625,0002026-07-31
4844 NW 110th Pltownhomes422,304$695,0002026-07-30
10109 NW 52nd Tertownhomes321,809$680,0002026-07-28
8869 NW 103rd Pltownhomes431,757$600,0002026-07-28
3865 Estepona Avetownhomes331,600$445,0002026-07-23
6651 NW 105th Cttownhomes332,654$860,0002026-07-23
10742 NW 74th Lntownhomes322,062$730,0002026-07-23
8121 NW 108th Pltownhomes431,894$590,0002026-07-22
5610 NW 114th Pl Apt 218townhomes331,370$410,0002026-07-17
6309 NW 104th Pathtownhomes342,200$800,0002026-07-15
7234 NW 103rd Pathtownhomes331,743$715,0002026-07-10
5121 NW 114th Cttownhomes22923$510,0002026-07-10
10821 NW 76th Lntownhomes322,062$620,0002026-07-09
6675 NW 102nd Pathtownhomes321,628$660,0002026-07-08
3350 Torremolinos Ave Unit F40townhomes331,712$610,0002026-07-02
10460 NW 67th Sttownhomes431,812$690,0002026-07-02
6436 NW 104th Cttownhomes322,152$775,0002026-07-01
6416 NW 102nd Ct Apt 118townhomes331,315$460,0002026-07-01
8730 NW 110th Avetownhomes432,277$684,9002026-06-30
7469 NW 112th Pltownhomes432,211$740,0002026-06-30
5507 NW 113th Avetownhomes432,276$625,0002026-06-29
3538 Estepona Ave Unit D2townhomes231,630$430,0002026-06-25
9820 NW 88th Sttownhomes431,783$625,0002026-06-24
8022 NW 114th Pltownhomes322,245$500,0002026-06-24
10265 NW 63rd Ter Apt 205townhomes331,547$535,0002026-06-23
10354 NW 64th Sttownhomes332,654$738,0002026-06-22
10781 NW 80th Lntownhomes321,531$511,0002026-06-18
8134 NW 108th Pltownhomes331,683$560,0002026-06-18
8070 NW 108th Pltownhomes431,894$654,9002026-06-18
6389 NW 109th Ave Unit 6389townhomes321,524$710,0002026-06-17

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
8741 NW 110th Avetownhomes532,342$675,000
7480 NW 99th Avesingle_family553,690$1,579,998
11321 NW 84th Stsingle_family532,379$699,000
10381 NW 67th Tersingle_family544,078$1,890,000
6772 NW 111th Avesingle_family543,196$1,690,000
10204 NW 86th Stsingle_family552,992$1,075,000
10873 NW 71st Stsingle_family533,052$1,430,000
7423 NW 102nd Ctsingle_family564,526$2,450,000

10-year hold projection

IRR-6.0%
Equity multiple-0.01x
Total return (10yr)-$103,270
YearProperty valueNOICash flowLoan balanceEquity
1$875,500$3,476-$50,739$672,627$202,873
2$901,765$3,727-$50,533$664,748$237,017
3$928,818$3,988-$50,317$656,328$272,490
4$956,682$4,261-$50,090$647,330$309,352
5$985,383$4,546-$49,853$637,714$347,669
6$1,014,944$4,844-$49,604$627,437$387,507
7$1,045,393$5,155-$49,344$616,455$428,937
8$1,076,755$5,479-$49,072$604,719$472,036
9$1,109,057$5,817-$48,786$592,177$516,881
10$1,142,329$6,169-$48,488$578,773$563,556
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.